Annual report pursuant to Section 13 and 15(d)

LOANS AND ALLOWANCE FOR LOAN LOSSES (Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology) (Details)

v3.20.4
LOANS AND ALLOWANCE FOR LOAN LOSSES (Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology) (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2020
Jan. 01, 2020
Dec. 31, 2019
Allowance for loan losses:            
Balance, beginning of the year $ 42,294 $ 41,045 $ 38,208      
Impact of ASC 326 adoption on non-PCD loans 45,098          
Impact of ASC 326 adoption on PCD loans 2,386          
Impact of ASC 326 adoption 47,484          
Loans charged off (18,193) (28,108) (16,230)      
Recoveries credited to allowance 6,755 7,232 5,168      
Provision charged to operations 82,200 22,125 13,899      
Balance, end of period 160,540 42,294 41,045      
Loans:            
Loans individually evaluated for impairment           $ 59,123
ALLL individually evaluated for impairment           3,027
Loans collectively evaluated for impairment           12,465,132
ALLL collectively evaluated for impairment           39,050
Total Loans       $ 14,021,314   12,610,936
Total ALLL 160,540 41,045 41,045 160,540 $ 89,778 42,294
Purchased Impaired            
Allowance for loan losses:            
Balance, beginning of the year 217          
Balance, end of period   217        
Loans:            
Total Loans           86,681
Total ALLL 217 217       217
Construction and Land Development            
Allowance for loan losses:            
Balance, beginning of the year 5,758 6,803 9,709      
Loans charged off   (4,218) (2,005)      
Recoveries credited to allowance   665 447      
Provision charged to operations   2,508 (1,348)      
Balance, end of period   5,758 6,803      
Loans:            
Loans individually evaluated for impairment           6,861
ALLL individually evaluated for impairment           49
Loans collectively evaluated for impairment           1,233,119
ALLL collectively evaluated for impairment           5,709
Total Loans       925,798   1,250,924
Total ALLL 5,758 6,803 6,803     5,758
Construction and Land Development | Purchased Impaired            
Allowance for loan losses:            
Balance, beginning of the year 0          
Balance, end of period   0        
Loans:            
Total Loans           10,944
Total ALLL 0 0       0
Commercial Real Estate - Owner Occupied            
Allowance for loan losses:            
Balance, beginning of the year 3,919 4,023 2,931      
Loans charged off   (1,346) (709)      
Recoveries credited to allowance   456 610      
Provision charged to operations   786 1,191      
Balance, end of period   3,919 4,023      
Loans:            
Loans individually evaluated for impairment           11,621
ALLL individually evaluated for impairment           146
Loans collectively evaluated for impairment           2,002,184
ALLL collectively evaluated for impairment           3,773
Total Loans       2,128,909   2,041,243
Total ALLL 3,919 3,919 2,931     3,919
Commercial Real Estate - Owner Occupied | Purchased Impaired            
Allowance for loan losses:            
Balance, beginning of the year 0          
Balance, end of period   0        
Loans:            
Total Loans           27,438
Total ALLL 0 0       0
Commercial Real Estate - Non-Owner Occupied            
Allowance for loan losses:            
Balance, beginning of the year 9,543 8,865 7,544      
Loans charged off   (270) (94)      
Recoveries credited to allowance   109 100      
Provision charged to operations   839 1,315      
Balance, end of period   9,543 8,865      
Loans:            
Loans individually evaluated for impairment           3,845
ALLL individually evaluated for impairment           2
Loans collectively evaluated for impairment           3,267,688
ALLL collectively evaluated for impairment           9,541
Total Loans       3,657,562   3,286,098
Total ALLL 9,543 8,865 8,865     9,543
Commercial Real Estate - Non-Owner Occupied | Purchased Impaired            
Allowance for loan losses:            
Balance, beginning of the year 0          
Balance, end of period   0        
Loans:            
Total Loans           14,565
Total ALLL 0 0       0
Multifamily Real Estate            
Allowance for loan losses:            
Balance, beginning of the year 632 649 1,092      
Loans charged off   0 0      
Recoveries credited to allowance   85 5      
Provision charged to operations   (102) (448)      
Balance, end of period   632 649      
Loans:            
Loans individually evaluated for impairment           0
ALLL individually evaluated for impairment           0
Loans collectively evaluated for impairment           633,649
ALLL collectively evaluated for impairment           632
Total Loans       814,745   633,743
Total ALLL 632 632 1,092     632
Multifamily Real Estate | Purchased Impaired            
Allowance for loan losses:            
Balance, beginning of the year 0          
Balance, end of period   0        
Loans:            
Total Loans           94
Total ALLL 0 0       0
Commercial and Industrial            
Allowance for loan losses:            
Balance, beginning of the year 8,604 7,636 4,552      
Loans charged off   (3,096) (833)      
Recoveries credited to allowance   1,132 534      
Provision charged to operations   2,932 3,383      
Balance, end of period   8,604 7,636      
Loans:            
Loans individually evaluated for impairment           6,236
ALLL individually evaluated for impairment           619
Loans collectively evaluated for impairment           2,106,218
ALLL collectively evaluated for impairment           7,768
Total Loans       3,263,460   2,114,033
Total ALLL 8,604 7,636 7,636     8,604
Commercial and Industrial | Purchased Impaired            
Allowance for loan losses:            
Balance, beginning of the year 217          
Balance, end of period   217        
Loans:            
Total Loans           1,579
Total ALLL 217 217       217
Residential 1-4 Family - Commercial            
Allowance for loan losses:            
Balance, beginning of the year 1,365 1,692 4,437      
Loans charged off   (472) (176)      
Recoveries credited to allowance   372 353      
Provision charged to operations   (227) (2,922)      
Balance, end of period   1,365 1,692      
Loans:            
Loans individually evaluated for impairment           5,773
ALLL individually evaluated for impairment           162
Loans collectively evaluated for impairment           706,359
ALLL collectively evaluated for impairment           1,203
Total Loans       671,949   724,337
Total ALLL 1,365 1,365 4,437     1,365
Residential 1-4 Family - Commercial | Purchased Impaired            
Allowance for loan losses:            
Balance, beginning of the year 0          
Balance, end of period   0        
Loans:            
Total Loans           12,205
Total ALLL 0 0       0
Residential 1-4 Family - Consumer            
Allowance for loan losses:            
Balance, beginning of the year 2,013 1,492 1,524      
Loans charged off   (144) (852)      
Recoveries credited to allowance   466 310      
Provision charged to operations   199 510      
Balance, end of period   2,013 1,492      
Loans:            
Loans individually evaluated for impairment           20,446
ALLL individually evaluated for impairment           1,242
Loans collectively evaluated for impairment           855,344
ALLL collectively evaluated for impairment           771
Total Loans       822,866   890,503
Total ALLL 2,013 2,013 1,524     2,013
Residential 1-4 Family - Consumer | Purchased Impaired            
Allowance for loan losses:            
Balance, beginning of the year 0          
Balance, end of period   0        
Loans:            
Total Loans           14,713
Total ALLL 0 0       0
Auto            
Allowance for loan losses:            
Balance, beginning of the year 1,453 1,443 975      
Loans charged off   (1,282) (1,074)      
Recoveries credited to allowance   549 436      
Provision charged to operations   743 1,106      
Balance, end of period   1,453 1,443      
Loans:            
Loans individually evaluated for impairment           563
ALLL individually evaluated for impairment           221
Loans collectively evaluated for impairment           349,852
ALLL collectively evaluated for impairment           1,232
Total Loans       401,324   350,419
Total ALLL 1,453 1,443 1,443     1,453
Auto | Purchased Impaired            
Allowance for loan losses:            
Balance, beginning of the year 0          
Balance, end of period   0        
Loans:            
Total Loans           4
Total ALLL 0 0       0
Commercial Portfolio            
Allowance for loan losses:            
Balance, beginning of the year 30,941          
Impact of ASC 326 adoption on non-PCD loans 4,432          
Impact of ASC 326 adoption on PCD loans 1,752          
Impact of ASC 326 adoption 6,184          
Loans charged off (6,671)          
Recoveries credited to allowance 3,517          
Provision charged to operations 83,432          
Balance, end of period 117,403 30,941        
Loans:            
Total Loans       11,952,398    
Total ALLL 117,403 30,941   117,403 37,125 30,941
Consumer            
Loans:            
Total Loans       247,730   372,853
Consumer | Purchased Impaired            
Loans:            
Total Loans           668
Consumer Portfolio            
Allowance for loan losses:            
Balance, beginning of the year 11,353          
Impact of ASC 326 adoption on non-PCD loans 40,666          
Impact of ASC 326 adoption on PCD loans 634          
Impact of ASC 326 adoption 41,300          
Loans charged off (11,522)          
Recoveries credited to allowance 3,238          
Provision charged to operations (1,232)          
Balance, end of period 43,137 11,353        
Loans:            
Total Loans       2,068,916    
Total ALLL 43,137 11,353   43,137 $ 52,653 11,353
Consumer and all other            
Allowance for loan losses:            
Balance, beginning of the year 7,684 7,145 4,084      
Loans charged off   (16,582) (9,281)      
Recoveries credited to allowance   2,706 1,737      
Provision charged to operations   14,415 10,605      
Balance, end of period   7,684 7,145      
Loans:            
Loans individually evaluated for impairment           730
ALLL individually evaluated for impairment           76
Loans collectively evaluated for impairment           658,390
ALLL collectively evaluated for impairment           7,608
Total Loans           660,132
Total ALLL 7,684 7,145 7,145     7,684
Consumer and all other | Purchased Impaired            
Allowance for loan losses:            
Balance, beginning of the year 0          
Balance, end of period   0        
Loans:            
Total Loans           1,012
Total ALLL 0 0       0
Residential 1-4 Family - Revolving            
Allowance for loan losses:            
Balance, beginning of the year 1,323 1,297 1,360      
Loans charged off   (698) (1,206)      
Recoveries credited to allowance   692 636      
Provision charged to operations   32 507      
Balance, end of period   1,323 1,297      
Loans:            
Loans individually evaluated for impairment           3,048
ALLL individually evaluated for impairment           510
Loans collectively evaluated for impairment           652,329
ALLL collectively evaluated for impairment           813
Total Loans       $ 596,996   659,504
Total ALLL 1,323 1,297 $ 1,297     1,323
Residential 1-4 Family - Revolving | Purchased Impaired            
Allowance for loan losses:            
Balance, beginning of the year 0          
Balance, end of period   0        
Loans:            
Total Loans           4,127
Total ALLL $ 0 $ 0       $ 0