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COMMITMENTS AND CONTINGENCIES (Narrative) (Details) (USD $)
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Dec. 31, 2013
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Dec. 31, 2012
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| COMMITMENTS AND CONTINGENCIES [Abstract] | ||
| Loans available for sale in which the related rate lock commitment expired | $ 2,000,000 | |
| Valuation reserve on aged loans held for sale in which the related rate lock commitment expired | 94,000 | 92,000 |
| Daily average required reserves | 16,000,000 | 14,200,000 |
| Deposits with other financial institutions | 9,600,000 | |
| Deposits with other financial institutions serves as collateral | 3,100,000 | |
| Uninsured deposits with other financial institutions | 5,600,000 | |
| Maximum amount covered by deposit insurance | 250,000 | |
| Claim accrual on USDA and FHA loans previously sold | 966,000 | |
| Indemnification reserves | $ 627,000 | $ 446,000 |
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- Definition
Aged loans available for sale in which the related rate lock commitment had expired. No definition available.
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- Definition
Represents an accrual for claims made by USDA and FHA related to loans sold in prior years. These claims were specifically related to MIP calculation errors in prior periods. No definition available.
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- Definition
Daily average required reserves against deposits. No definition available.
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- Definition
Deposits with other financial institutions. No definition available.
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- Definition
Deposits with other financial institutions serves as collateral for cash flow hedge. No definition available.
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- Definition
Indemnification reserves on loans held for sale. No definition available.
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- Definition
Maximum amount covered by deposit insurance No definition available.
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- Definition
Uninsured deposits with other financial institutions. No definition available.
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- Definition
Valuation reserve on aged loans held for sale in which the related rate lock commitment had expired. No definition available.
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- Details
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