| Schedule of Bank Capital Amount and Ratio |
The Company and the Bank’s capital amounts and ratios are also presented in the following table at December 31, 2013 and 2012 (dollars in thousands):
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Actual
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Required for Capital Adequacy Purposes
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Required in Order to Be Well Capitalized Under PCA
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Amount
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Ratio
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Amount
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Ratio
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Amount
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Ratio
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As of December 31, 2013
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Total capital to risk weighted assets:
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Consolidated
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$
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465,360
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14.17%
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$
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262,730
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8.00%
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NA
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NA
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Union First Market Bank
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442,784
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13.56%
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261,229
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8.00%
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$
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326,537
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10.00%
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Tier 1 capital to risk weighted assets:
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Consolidated
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428,490
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13.05%
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131,338
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4.00%
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NA
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NA
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Union First Market Bank
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405,925
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12.43%
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130,628
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4.00%
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195,941
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6.00%
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Tier 1 capital to average adjusted assets:
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Consolidated
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428,490
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10.70%
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160,183
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4.00%
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NA
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NA
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Union First Market Bank
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405,925
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10.19%
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159,342
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4.00%
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199,178
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5.00%
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As of December 31, 2012
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Total capital to risk weighted assets:
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Consolidated
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$
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454,444
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14.57%
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$
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249,487
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8.00%
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NA
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NA
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Union First Market Bank
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438,860
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14.14%
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248,294
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8.00%
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$
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310,367
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10.00%
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Tier 1 capital to risk weighted assets:
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Consolidated
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409,879
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13.14%
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124,743
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4.00%
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NA
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NA
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Union First Market Bank
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394,296
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12.70%
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124,147
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4.00%
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186,220
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6.00%
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Tier 1 capital to average adjusted assets:
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Consolidated
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409,879
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10.29%
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159,408
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4.00%
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NA
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NA
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Union First Market Bank
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394,296
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9.94%
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158,631
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4.00%
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198,288
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5.00%
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