LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)

v3.10.0.1

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	12 Months Ended
	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Stated at Face Amount, Net of Unearned Income	Loans are stated at their face amount, net of deferred fees and costs, and consist of the following at December 31, 2018 and 2017 (dollars in thousands):     2018   2017 Construction and Land Development $ 1,194,821   $ 948,791 Commercial Real Estate - Owner Occupied 1,337,345   943,933 Commercial Real Estate - Non-Owner Occupied 2,467,410   1,713,659 Multifamily Real Estate 548,231   357,079 Commercial & Industrial 1,317,135   612,023 Residential 1-4 Family - Commercial 713,750   612,395 Residential 1-4 Family - Mortgage 600,578   485,690 Auto 301,943   282,474 HELOC 613,383   537,521 Consumer 379,694   408,667 Other Commercial 241,917   239,320 Total loans held for investment, net (1) $ 9,716,207   $ 7,141,552 (1) Loans, as presented, are net of deferred fees and costs totaling $5.1 million and $1.3 million as of December 31, 2018 and 2017, respectively.
Summary of Aging of the Loan Portfolio by Class	The following table shows the aging of the Company’s loan portfolio, by segment, at December 31, 2018 (dollars in thousands):     30-59 Days Past Due   60-89 Days Past Due   Greater than 90 Days and still Accruing   PCI   Nonaccrual   Current   Total Loans Construction and Land Development $ 759   $ 6   $ 180   $ 8,654   $ 8,018   $ 1,177,204   $ 1,194,821 Commercial Real Estate - Owner Occupied 8,755   1,142   3,193   25,644   3,636   1,294,975   1,337,345 Commercial Real Estate - Non-Owner Occupied 338   41   —   17,335   1,789   2,447,907   2,467,410 Multifamily Real Estate —   146   —   88   —   547,997   548,231 Commercial & Industrial 3,353   389   132   2,156   1,524   1,309,581   1,317,135 Residential 1-4 Family - Commercial 6,619   1,577   1,409   13,707   2,481   687,957   713,750 Residential 1-4 Family - Mortgage 12,049   5,143   2,437   16,766   7,276   556,907   600,578 Auto 3,320   403   195   7   576   297,442   301,943 HELOC 4,611   1,644   440   5,115   1,518   600,055   613,383 Consumer and all other(1) 1,630   1,096   870   749   135   617,131   621,611 Total loans held for investment $ 41,434   $ 11,587   $ 8,856   $ 90,221   $ 26,953   $ 9,537,156   $ 9,716,207   (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following table shows the aging of the Company’s loan portfolio, by segment, at December 31, 2017 (dollars in thousands):     30-59 Days Past Due   60-89 Days Past Due   Greater than 90 Days and still Accruing   PCI   Nonaccrual   Current   Total Loans Construction and Land Development $ 1,248   $ 898   $ 1,340   $ 2,838   $ 5,610   $ 936,857   $ 948,791 Commercial Real Estate - Owner Occupied 444   81   —   14,790   2,708   925,910   943,933 Commercial Real Estate - Non-Owner Occupied 187   84   194   6,610   2,992   1,703,592   1,713,659 Multifamily Real Estate —   —   —   80   —   356,999   357,079 Commercial & Industrial 1,147   109   214   408   316   609,829   612,023 Residential 1-4 Family - Commercial 1,682   700   579   9,414   1,085   598,935   612,395 Residential 1-4 Family - Mortgage 3,838   2,541   546   3,733   6,269   468,763   485,690 Auto 3,541   185   40   —   413   278,295   282,474 HELOC 2,382   717   217   950   2,075   531,180   537,521 Consumer and all other(1) 2,404   2,052   402   198   275   642,656   647,987 Total loans held for investment $ 16,873   $ 7,367   $ 3,532   $ 39,021   $ 21,743   $ 7,053,016   $ 7,141,552  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Impaired Loans by Class	The following table shows the Company’s impaired loans, excluding PCI loans, by segment at December 31, 2018 and 2017 (dollars in thousands):    December 31, 2018   December 31, 2017   Recorded Investment   Unpaid Principal Balance   Related Allowance   Recorded Investment   Unpaid Principal Balance   Related Allowance Loans without a specific allowance                       Construction and Land Development $ 10,290   $ 12,038   $ —   $ 16,035   $ 16,214   $ — Commercial Real Estate - Owner Occupied 8,386   9,067   —   5,427   5,527   — Commercial Real Estate - Non-Owner Occupied 6,578   6,929   —   6,017   6,103   — Commercial & Industrial 3,059   3,251   —   1,681   1,933   — Residential 1-4 Family - Commercial 4,516   4,576   —   4,098   4,879   — Residential 1-4 Family - Mortgage 8,504   9,180   —   9,512   9,786   — HELOC 1,150   1,269   —   2,056   2,144   — Consumer and all other(1) 508   580   —   567   734   — Total impaired loans without a specific allowance $ 42,991   $ 46,890   $ —   $ 45,393   $ 47,320   $ — Loans with a specific allowance                       Construction and Land Development $ 372   $ 491   $ 63   $ 1,536   $ 1,573   $ 122 Commercial Real Estate - Owner Occupied 4,304   4,437   359   1,161   1,161   94 Commercial Real Estate - Non-Owner Occupied 391   391   1   —   —   — Commercial & Industrial 1,183   1,442   752   1,295   1,319   128 Residential 1-4 Family - Commercial 3,180   3,249   185   1,062   1,068   35 Residential 1-4 Family - Mortgage 5,329   5,548   374   1,953   2,070   36 Auto 576   830   231   413   577   2 HELOC 724   807   188   464   535   51 Consumer and all other(1) 178   467   64   204   309   35 Total impaired loans with a specific allowance $ 16,237   $ 17,662   $ 2,217   $ 8,088   $ 8,612   $ 503 Total impaired loans $ 59,228   $ 64,552   $ 2,217   $ 53,481   $ 55,932   $ 503  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following table shows the average recorded investment and interest income recognized for the Company’s impaired loans, excluding PCI loans, by segment for the years ended December 31, 2018, 2017 and 2016 (dollars in thousands):   December 31, 2018   December 31, 2017   December 31, 2016   Average Investment   Interest  Income Recognized   Average Investment   Interest  Income Recognized   Average Investment   Interest  Income Recognized Construction and Land Development $ 11,648   $ 234   $ 17,080   $ 590   $ 15,346   $ 681 Commercial Real Estate - Owner Occupied 13,383   499   6,580   306   6,290   242 Commercial Real Estate - Non-Owner Occupied 7,157   246   6,083   172   4,188   134 Commercial & Industrial 4,672   232   3,208   150   2,800   95 Residential 1-4 Family - Commercial 7,904   264   5,428   190   6,225   205 Residential 1-4 Family - Mortgage 14,740   152   11,806   194   6,491   86 Auto 824   20   579   19   244   5 HELOC 2,000   23   2,659   36   1,513   19 Consumer and all other(1) 749   32   810   36   567   8 Total impaired loans $ 63,077   $ 1,702   $ 54,233   $ 1,693   $ 43,664   $ 1,475
Summary of Modified Loans that Continue to Accrue Interest Under the Terms of Restructuring Agreement	The following table provides a summary, by segment, of TDRs that continue to accrue interest under the terms of the restructuring agreement, which are considered to be performing, and TDRs that have been placed in nonaccrual status, which are considered to be nonperforming, as of December 31, 2018 and 2017 (dollars in thousands):   December 31, 2018   December 31, 2017   No. of Loans   Recorded Investment   Outstanding Commitment   No. of Loans   Recorded Investment   Outstanding Commitment Performing                       Construction and Land Development 5   $ 2,496   $ —   7   $ 2,803   $ — Commercial Real Estate - Owner Occupied 8   2,783   —   5   2,221   — Commercial Real Estate - Non-Owner Occupied 4   4,438   —   2   715   — Commercial & Industrial 4   978   —   12   2,057   — Residential 1-4 Family - Commercial 30   2,887   —   16   1,048   — Residential 1-4 Family - Mortgage 30   5,070   —   24   5,194   — HELOC 2   58   —   1   20   — Consumer and all other (1) 2   491   —   1   495   — Total performing 85   $ 19,201   $ —   68   $ 14,553   $ — Nonperforming                       Construction and Land Development 2   $ 3,474   $ —   2   $ 702   $ — Commercial Real Estate - Owner Occupied 2   198   —   2   134   — Commercial & Industrial 6   461   —   2   108   — Residential 1-4 Family - Commercial 1   60   —   5   558   — Residential 1-4 Family - Mortgage 15   3,135   —   7   1,264   — HELOC 2   62   —   1   59   — Consumer and all other (1) 1   7   —   1   24   — Total nonperforming 29   $ 7,397   $ —   20   $ 2,849   $ — Total performing and nonperforming 114   $ 26,598   $ —   88   $ 17,402   $ — (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Schedule of TDR by Class and Modification Type	The following table shows, by segment and modification type, TDRs that occurred during the years ended December 31, 2018 and 2017 (dollars in thousands):   All Restructurings   2018   2017   No. of Loans   Recorded Investment at Period End   No. of Loans   Recorded Investment at Period End Modified to interest only, at a market rate               Commercial & Industrial —   $ —   5   $ 631 Total interest only at market rate of interest —   $ —   5   $ 631                 Term modification, at a market rate               Construction and Land Development 4   $ 4,675   4   $ 1,564 Commercial Real Estate - Owner Occupied 5   1,365   1   378 Commercial Real Estate - Non-Owner Occupied 1   1,089   2   715 Commercial & Industrial 3   334   5   1,040 Residential 1-4 Family - Commercial 2   219   5   764 Residential 1-4 Family - Mortgage 8   931   9   2,461    Consumer and all other(1) 1   13   2   519 Total loan term extended at a market rate 24   $ 8,626   28   $ 7,441                 Term modification, below market rate               Commercial Real Estate - Owner Occupied —   $ —   1   $ 837 Commercial Real Estate - Non-Owner Occupied 1   2,782   —   — Commercial & Industrial —   —   2   78 Residential 1-4 Family - Commercial 10   1,064   5   183 Residential 1-4 Family - Mortgage 9   1,719   11   1,803 HELOC 2   46   2   79 Total loan term extended at a below market rate 22   $ 5,611   21   $ 2,980                 Interest rate modification, below market rate               Residential 1-4 Family - Commercial 1   $ 265   —   $ — Total interest only at below market rate of interest 1   $ 265   —   $ —                 Total 47   $ 14,502   54   $ 11,052 (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology	The following tables show the allowance for loan loss activity by segment for the year ended December 31, 2018, 2017, and 2016. The tables below include the provision for loan losses. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories (dollars in thousands):   Year Ended December 31, 2018   Allowance for loan losses   Balance, beginning of the year   Recoveries credited to allowance   Loans charged off   Provision charged to operations   Balance, end of period Construction and Land Development $ 9,709   $ 447   $ (2,005 )   $ (1,348 )   $ 6,803 Commercial Real Estate - Owner Occupied 2,931   610   (709 )   1,191   4,023 Commercial Real Estate - Non-Owner Occupied 7,544   100   (94 )   1,315   8,865 Multifamily Real Estate 1,092   5   —   (448 )   649 Commercial & Industrial 4,552   534   (833 )   3,383   7,636 Residential 1-4 Family - Commercial 4,437   353   (176 )   (2,630 )   1,984 Residential 1-4 Family - Mortgage 1,524   310   (852 )   218   1,200 Auto 975   436   (1,074 )   1,106   1,443 HELOC 1,360   636   (1,206 )   507   1,297 Consumer and all other(1) 4,084   1,737   (9,281 )   10,605   7,145 Total $ 38,208   $ 5,168   $ (16,230 )   $ 13,899   $ 41,045 (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.   Year Ended December 31, 2017   Allowance for loan losses   Balance, beginning of the year   Recoveries credited to allowance   Loans charged off   Provision charged to operations   Balance, end of period Construction and Land Development $ 10,055   $ 206   $ (2,190 )   $ 1,638   $ 9,709 Commercial Real Estate - Owner Occupied 3,801   171   (46 )   (995 )   2,931 Commercial Real Estate - Non-Owner Occupied 6,622   2   (1,180 )   2,100   7,544 Multifamily Real Estate 1,236   —   —   (144 )   1,092 Commercial & Industrial 4,627   483   (2,277 )   1,719   4,552 Residential 1-4 Family - Commercial 3,698   329   (463 )   873   4,437 Residential 1-4 Family - Mortgage 2,701   102   (588 )   (691 )   1,524 Auto 946   459   (1,038 )   608   975 HELOC 1,328   314   (1,019 )   737   1,360 Consumer and all other(1) 2,178   1,189   (4,509 )   5,226   4,084 Total $ 37,192   $ 3,255   $ (13,310 )   $ 11,071   $ 38,208 (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.   Year Ended December 31, 2016   Allowance for loan losses   Balance, beginning of the year   Recoveries credited to allowance   Loans charged off   Provision charged to operations   Balance, end of period Construction and Land Development $ 6,040   $ 505   $ (958 )   $ 4,468   $ 10,055 Commercial Real Estate - Owner Occupied 4,614   152   (809 )   (156 )   3,801 Commercial Real Estate - Non-Owner Occupied 6,929   80   (1 )   (386 )   6,622 Multifamily Real Estate 1,606   —   —   (370 )   1,236 Commercial & Industrial 3,163   483   (1,920 )   2,901   4,627 Residential 1-4 Family - Commercial 3,025   318   (716 )   1,071   3,698 Residential 1-4 Family - Mortgage 2,389   267   (184 )   229   2,701 Auto 1,703   327   (1,052 )   (32 )   946 HELOC 2,934   459   (1,457 )   (608 )   1,328 Consumer and all other(1) 1,644   434   (1,458 )   1,558   2,178 Total $ 34,047   $ 3,025   $ (8,555 )   $ 8,675   $ 37,192 (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following tables show the loan and allowance for loan loss balances based on impairment methodology by segment as of December 31, 2018 and 2017 (dollars in thousands):   December 31, 2018   Loans individually evaluated for impairment   Loans collectively evaluated for impairment   Loans acquired with deteriorated credit quality   Total   Loans   ALL   Loans   ALL   Loans   ALL   Loans   ALL Construction and Land Development $ 10,662   $ 63   $ 1,175,505   $ 6,740   $ 8,654   $ —   $ 1,194,821   $ 6,803 Commercial Real Estate - Owner Occupied 12,690   359   1,299,011   3,664   25,644   —   1,337,345   4,023 Commercial Real Estate - Non-Owner Occupied 6,969   1   2,443,106   8,864   17,335   —   2,467,410   8,865 Multifamily Real Estate —   —   548,143   649   88   —   548,231   649 Commercial & Industrial 4,242   752   1,310,737   6,884   2,156   —   1,317,135   7,636 Residential 1-4 Family - Commercial 7,696   185   692,347   1,799   13,707   —   713,750   1,984 Residential 1-4 Family - Mortgage 13,833   374   569,979   826   16,766   —   600,578   1,200 Auto 576   231   301,360   1,212   7   —   301,943   1,443 HELOC 1,874   188   606,394   1,109   5,115   —   613,383   1,297 Consumer and all other(1) 686   64   620,176   7,081   749   —   621,611   7,145 Total loans held for investment, net $ 59,228   $ 2,217   $ 9,566,758   $ 38,828   $ 90,221   $ —   $ 9,716,207   $ 41,045 (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.   December 31, 2017   Loans individually evaluated for impairment   Loans collectively evaluated for impairment   Loans acquired with deteriorated credit quality   Total   Loans   ALL   Loans   ALL   Loans   ALL   Loans   ALL Construction and Land Development $ 17,571   $ 122   $ 928,382   $ 9,587   $ 2,838   $ —   $ 948,791   $ 9,709 Commercial Real Estate - Owner Occupied 6,588   94   922,555   2,837   14,790   —   943,933   2,931 Commercial Real Estate - Non-Owner Occupied 6,017   —   1,701,032   7,544   6,610   —   1,713,659   7,544 Multifamily Real Estate —   —   356,999   1,092   80   —   357,079   1,092 Commercial & Industrial 2,976   128   608,639   4,424   408   —   612,023   4,552 Residential 1-4 Family - Commercial 5,160   35   597,821   4,402   9,414   —   612,395   4,437 Residential 1-4 Family - Mortgage 11,465   36   470,492   1,488   3,733   —   485,690   1,524 Auto 413   2   282,061   973   —   —   282,474   975 HELOC 2,520   51   534,051   1,309   950   —   537,521   1,360 Consumer and all other(1) 771   35   647,018   4,049   198   —   647,987   4,084 Total loans held for investment, net $ 53,481   $ 503   $ 7,049,050   $ 37,705   $ 39,021   $ —   $ 7,141,552   $ 38,208 (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Loans Receivables Related Risk Rating	The following table shows the recorded investment in all loans, excluding PCI loans, by segment with their related risk level as of December 31, 2018 (dollars in thousands):   Pass   Special Mention   Substandard   Doubtful   Total Construction and Land Development $ 1,130,577   $ 43,894   $ 11,696   $ —   $ 1,186,167 Commercial Real Estate - Owner Occupied 1,231,422   50,939   29,340   —   1,311,701 Commercial Real Estate - Non-Owner Occupied 2,425,500   17,648   6,927   —   2,450,075 Multifamily Real Estate 537,572   10,571   —   —   548,143 Commercial & Industrial 1,273,549   34,864   6,566   —   1,314,979 Residential 1-4 Family - Commercial 677,109   17,086   5,848   —   700,043 Residential 1-4 Family - Mortgage 554,192   14,855   14,765   —   583,812 Auto 296,907   3,590   1,439   —   301,936 HELOC 598,444   6,316   3,508   —   608,268 Consumer and all other(1) 618,730   1,411   721   —   620,862 Total $ 9,344,002   $ 201,174   $ 80,810   $ —   $ 9,625,986 (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following table shows the recorded investment in all loans, excluding PCI loans, by segment with their related risk level as of December 31, 2017 (dollars in thousands):   Pass   Special Mention   Substandard   Doubtful   Total Construction and Land Development $ 869,111   $ 62,517   $ 14,325   $ —   $ 945,953 Commercial Real Estate - Owner Occupied 872,130   52,268   4,745   —   929,143 Commercial Real Estate - Non-Owner Occupied 1,681,314   19,899   5,836   —   1,707,049 Multifamily Real Estate 349,625   7,374   —   —   356,999 Commercial & Industrial 595,923   13,533   2,159   —   611,615 Residential 1-4 Family - Commercial 587,169   12,117   3,650   45   602,981 Residential 1-4 Family - Mortgage 470,646   7,190   1,642   2,479   481,957 Auto 278,063   4,131   119   161   282,474 HELOC 531,358   3,867   857   489   536,571 Consumer and all other(1) 645,187   1,758   781   63   647,789 Total $ 6,880,526   $ 184,654   $ 34,114   $ 3,237   $ 7,102,531 (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Schedule of Acquired Loan Portfolio and Accretable Yield	The following shows changes in the accretable yield for loans accounted for under ASC 310-30, Receivables – Loans and Debt Securities Acquired with Deteriorated Credit Quality, for the periods presented (dollars in thousands):   For the year ended December 31,   2018   2017 Balance at beginning of period $ 14,563   $ 19,739 Additions 12,225   — Accretion (8,654 )   (6,426 ) Reclass of nonaccretable difference due to improvement in expected cash flows 1,876   2,237 Measurement period adjustment 3,974   — Other, net (1) 7,217   (987 ) Balance at end of period $ 31,201   $ 14,563   (1) This line item represents changes in the cash flows expected to be collected due to the impact of non-credit changes such as prepayment assumptions, changes in interest rates on variable rate PCI loans, and discounted payoffs that occurred in the year.
Purchased Impaired
Accounts, Notes, Loans and Financing Receivable [Line Items]
Summary of Aging of the Loan Portfolio by Class	The following table shows the PCI loan portfolios, by segment and their delinquency status, at December 31, 2018 (dollars in thousands):    30-89 Days Past Due   Greater than 90 Days   Current   Total Construction and Land Development $ 108   $ 1,424   $ 7,122   $ 8,654 Commercial Real Estate - Owner Occupied 658   4,281   20,705   25,644 Commercial Real Estate - Non-Owner Occupied 61   1,810   15,464   17,335 Multifamily Real Estate —   —   88   88 Commercial & Industrial 47   1,092   1,017   2,156 Residential 1-4 Family - Commercial 931   3,464   9,312   13,707 Residential 1-4 Family - Mortgage 1,899   2,412   12,455   16,766 Auto —   —   7   7 HELOC 498   252   4,365   5,115 Consumer and all other(1) 62   9   678   749 Total $ 4,264   $ 14,744   $ 71,213   $ 90,221   (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following table shows the PCI loan portfolios, by segment and their delinquency status, at December 31, 2017 (dollars in thousands):   30-89 Days Past Due   Greater than 90 Days   Current   Total Construction and Land Development $ 8   $ 57   $ 2,773   $ 2,838 Commercial Real Estate - Owner Occupied 381   478   13,931   14,790 Commercial Real Estate - Non-Owner Occupied 188   233   6,189   6,610 Multifamily Real Estate —   —   80   80 Commercial & Industrial —   —   408   408 Residential 1-4 Family - Commercial 433   351   8,630   9,414 Residential 1-4 Family - Mortgage 343   626   2,764   3,733 HELOC 291   214   445   950 Consumer and all other(1) —   —   198   198 Total $ 1,644   $ 1,959   $ 35,418   $ 39,021  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Loans Receivables Related Risk Rating	The following table shows the recorded investment in only PCI loans by segment with their related risk level as of December 31, 2018 (dollars in thousands):   Pass   Special Mention   Substandard   Doubtful   Total Construction and Land Development $ 1,835   $ 1,308   $ 5,511   $ —   $ 8,654 Commercial Real Estate - Owner Occupied 8,347   6,685   10,612   —   25,644 Commercial Real Estate - Non-Owner Occupied 4,789   7,992   4,554   —   17,335 Multifamily Real Estate —   88   —   —   88 Commercial & Industrial 762   134   1,260   —   2,156 Residential 1-4 Family - Commercial 6,512   2,771   4,424   —   13,707 Residential 1-4 Family - Mortgage 9,894   1,030   5,842   —   16,766 Auto 7   —   —   —   7 HELOC 3,438   1,031   646   —   5,115 Consumer and all other(1) 74   660   15   —   749 Total $ 35,658   $ 21,699   $ 32,864   $ —   $ 90,221  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following table shows the recorded investment in only PCI loans by segment with their related risk level as of December 31, 2017 (dollars in thousands):   Pass   Special Mention   Substandard   Doubtful   Total Construction and Land Development $ 1,462   $ 1,260   $ 116   $ —   $ 2,838 Commercial Real Estate - Owner Occupied 4,958   7,486   2,346   —   14,790 Commercial Real Estate - Non-Owner Occupied 3,920   1,394   1,296   —   6,610 Multifamily Real Estate —   80   —   —   80 Commercial & Industrial 85   123   200   —   408 Residential 1-4 Family - Commercial 5,234   2,877   1,303   —   9,414 Residential 1-4 Family - Mortgage 2,764   329   71   569   3,733 HELOC 446   291   94   119   950 Consumer and all other(1) 148   41   9   —   198 Total $ 19,017   $ 13,881   $ 5,435   $ 688   $ 39,021  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.