LOANS AND ALLOWANCE FOR LOAN LOSSES (Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology) (Details) - USD ($)
$ in Thousands |
3 Months Ended |
6 Months Ended |
|
|
|
Jun. 30, 2020 |
Jun. 30, 2020 |
Jun. 30, 2019 |
Jun. 30, 2020 |
Jan. 01, 2020 |
Dec. 31, 2019 |
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
$ 141,043
|
$ 42,294
|
$ 41,045
|
|
|
|
| Impact of ASC 326 adoption on non-PCD loans |
|
|
|
$ 45,098
|
|
|
| Impact of ASC 326 adoption on PCD loans |
|
2,386
|
|
|
|
|
| Impact of ASC 326 adoption |
|
47,484
|
|
|
|
|
| Loans charged off |
(4,677)
|
(11,828)
|
(11,873)
|
|
|
|
| Recoveries credited to allowance |
1,411
|
3,571
|
3,366
|
|
|
|
| Provision charged to operations |
32,200
|
88,456
|
9,925
|
|
|
|
| Balance, end of period |
169,977
|
169,977
|
42,463
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
$ 59,123
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
3,027
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
12,465,132
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
39,050
|
| Total Loans |
|
|
|
14,308,646
|
|
12,610,936
|
| Total ALLL |
169,977
|
169,977
|
42,463
|
169,977
|
$ 89,778
|
42,294
|
| Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
217
|
|
|
|
|
| Balance, end of period |
4,500
|
4,500
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
73,200
|
|
86,681
|
| Total ALLL |
4,500
|
217
|
|
4,500
|
|
217
|
| Construction and Land Development |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
5,758
|
6,803
|
|
|
|
| Loans charged off |
|
|
(800)
|
|
|
|
| Recoveries credited to allowance |
|
|
97
|
|
|
|
| Provision charged to operations |
|
|
(101)
|
|
|
|
| Balance, end of period |
|
|
5,999
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
6,861
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
49
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
1,233,119
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
5,709
|
| Total Loans |
|
|
|
1,247,939
|
|
1,250,924
|
| Total ALLL |
|
5,758
|
5,999
|
|
|
5,758
|
| Construction and Land Development | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
10,944
|
| Total ALLL |
|
0
|
|
|
|
0
|
| Commercial Real Estate - Owner Occupied |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
3,919
|
4,023
|
|
|
|
| Loans charged off |
|
|
(231)
|
|
|
|
| Recoveries credited to allowance |
|
|
54
|
|
|
|
| Provision charged to operations |
|
|
235
|
|
|
|
| Balance, end of period |
|
|
4,081
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
11,621
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
146
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
2,002,184
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
3,773
|
| Total Loans |
|
|
|
2,067,087
|
|
2,041,243
|
| Total ALLL |
|
3,919
|
4,081
|
|
|
3,919
|
| Commercial Real Estate - Owner Occupied | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
27,438
|
| Total ALLL |
|
0
|
|
|
|
0
|
| Commercial Real Estate - Non-Owner Occupied |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
9,543
|
8,865
|
|
|
|
| Loans charged off |
|
|
0
|
|
|
|
| Recoveries credited to allowance |
|
|
92
|
|
|
|
| Provision charged to operations |
|
|
654
|
|
|
|
| Balance, end of period |
|
|
9,611
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
3,845
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
2
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
3,267,688
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
9,541
|
| Total Loans |
|
|
|
3,455,125
|
|
3,286,098
|
| Total ALLL |
|
9,543
|
9,611
|
|
|
9,543
|
| Commercial Real Estate - Non-Owner Occupied | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
14,565
|
| Total ALLL |
|
0
|
|
|
|
0
|
| Multifamily Real Estate |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
632
|
649
|
|
|
|
| Loans charged off |
|
|
0
|
|
|
|
| Recoveries credited to allowance |
|
|
85
|
|
|
|
| Provision charged to operations |
|
|
(70)
|
|
|
|
| Balance, end of period |
|
|
664
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
0
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
0
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
633,649
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
632
|
| Total Loans |
|
|
|
717,719
|
|
633,743
|
| Total ALLL |
|
632
|
664
|
|
|
632
|
| Multifamily Real Estate | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
94
|
| Total ALLL |
|
0
|
|
|
|
0
|
| Commercial and Industrial |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
8,604
|
7,636
|
|
|
|
| Loans charged off |
|
|
(1,858)
|
|
|
|
| Recoveries credited to allowance |
|
|
681
|
|
|
|
| Provision charged to operations |
|
|
1,237
|
|
|
|
| Balance, end of period |
|
|
7,696
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
6,236
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
619
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
2,106,218
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
7,768
|
| Total Loans |
|
|
|
3,555,971
|
|
2,114,033
|
| Total ALLL |
|
8,604
|
7,696
|
|
|
8,604
|
| Commercial and Industrial | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
217
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
1,579
|
| Total ALLL |
|
217
|
|
|
|
217
|
| Residential 1-4 Family - Commercial |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
1,365
|
1,692
|
|
|
|
| Loans charged off |
|
|
(267)
|
|
|
|
| Recoveries credited to allowance |
|
|
127
|
|
|
|
| Provision charged to operations |
|
|
66
|
|
|
|
| Balance, end of period |
|
|
1,618
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
5,773
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
162
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
706,359
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
1,203
|
| Total Loans |
|
|
|
715,384
|
|
724,337
|
| Total ALLL |
|
1,365
|
1,618
|
|
|
1,365
|
| Residential 1-4 Family - Commercial | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
12,205
|
| Total ALLL |
|
0
|
|
|
|
0
|
| Residential 1-4 Family - Consumer |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
2,013
|
1,492
|
|
|
|
| Loans charged off |
|
|
(37)
|
|
|
|
| Recoveries credited to allowance |
|
|
219
|
|
|
|
| Provision charged to operations |
|
|
218
|
|
|
|
| Balance, end of period |
|
|
1,892
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
20,446
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
1,242
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
855,344
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
771
|
| Total Loans |
|
|
|
841,051
|
|
890,503
|
| Total ALLL |
|
2,013
|
1,892
|
|
|
2,013
|
| Residential 1-4 Family - Consumer | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
14,713
|
| Total ALLL |
|
0
|
|
|
|
0
|
| Auto |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
1,453
|
1,443
|
|
|
|
| Loans charged off |
|
|
(703)
|
|
|
|
| Recoveries credited to allowance |
|
|
339
|
|
|
|
| Provision charged to operations |
|
|
334
|
|
|
|
| Balance, end of period |
|
|
1,413
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
563
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
221
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
349,852
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
1,232
|
| Total Loans |
|
|
|
380,053
|
|
350,419
|
| Total ALLL |
|
1,453
|
1,413
|
|
|
1,453
|
| Auto | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
4
|
| Total ALLL |
|
0
|
|
|
|
0
|
| Commercial Portfolio |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
77,843
|
30,941
|
|
|
|
|
| Impact of ASC 326 adoption on non-PCD loans |
|
|
|
4,432
|
|
|
| Impact of ASC 326 adoption on PCD loans |
|
1,752
|
|
|
|
|
| Impact of ASC 326 adoption |
|
6,184
|
|
|
|
|
| Loans charged off |
(1,590)
|
(4,558)
|
|
|
|
|
| Recoveries credited to allowance |
708
|
1,862
|
|
|
|
|
| Provision charged to operations |
34,993
|
77,525
|
|
|
|
|
| Balance, end of period |
111,954
|
111,954
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
12,148,415
|
|
|
| Total ALLL |
111,954
|
111,954
|
|
111,954
|
37,125
|
30,941
|
| Commercial Portfolio | Purchased Impaired |
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
86,681
|
| Consumer |
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
311,362
|
|
372,853
|
| Consumer | Purchased Impaired |
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
668
|
| Consumer Portfolio |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
63,200
|
11,353
|
|
|
|
|
| Impact of ASC 326 adoption on non-PCD loans |
|
|
|
40,666
|
|
|
| Impact of ASC 326 adoption on PCD loans |
|
634
|
|
|
|
|
| Impact of ASC 326 adoption |
|
41,300
|
|
|
|
|
| Loans charged off |
(3,087)
|
(7,270)
|
|
|
|
|
| Recoveries credited to allowance |
703
|
1,709
|
|
|
|
|
| Provision charged to operations |
(2,793)
|
10,931
|
|
|
|
|
| Balance, end of period |
58,023
|
58,023
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
2,160,231
|
|
|
| Total ALLL |
$ 58,023
|
58,023
|
|
58,023
|
$ 52,653
|
11,353
|
| Consumer and all other |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
7,684
|
7,145
|
|
|
|
| Loans charged off |
|
|
(7,454)
|
|
|
|
| Recoveries credited to allowance |
|
|
1,238
|
|
|
|
| Provision charged to operations |
|
|
7,305
|
|
|
|
| Balance, end of period |
|
|
8,234
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
730
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
76
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
658,390
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
7,608
|
| Total Loans |
|
|
|
|
|
660,132
|
| Total ALLL |
|
7,684
|
8,234
|
|
|
7,684
|
| Consumer and all other | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
1,012
|
| Total ALLL |
|
0
|
|
|
|
0
|
| Residential 1-4 Family - Revolving |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
1,323
|
1,297
|
|
|
|
| Loans charged off |
|
|
(523)
|
|
|
|
| Recoveries credited to allowance |
|
|
434
|
|
|
|
| Provision charged to operations |
|
|
47
|
|
|
|
| Balance, end of period |
|
|
1,255
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
3,048
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
510
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
652,329
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
813
|
| Total Loans |
|
|
|
$ 627,765
|
|
659,504
|
| Total ALLL |
|
1,323
|
$ 1,255
|
|
|
1,323
|
| Residential 1-4 Family - Revolving | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
4,127
|
| Total ALLL |
|
$ 0
|
|
|
|
$ 0
|