LOANS AND ALLOWANCE FOR LOAN LOSSES (Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology) (Details) - USD ($)
$ in Thousands |
|
3 Months Ended |
|
|
Jan. 01, 2020 |
Mar. 31, 2020 |
Mar. 31, 2019 |
Mar. 31, 2020 |
Dec. 31, 2019 |
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
$ 42,294
|
$ 42,294
|
$ 41,045
|
|
|
| Impact of ASC 326 adoption on non-PCD loans |
|
|
|
$ 45,098
|
|
| Impact of ASC 326 adoption on PCD loans |
2,400
|
2,386
|
|
|
|
| Impact of ASC 326 adoption |
|
47,484
|
|
|
|
| Loans charged off |
|
(7,151)
|
(5,939)
|
|
|
| Recoveries credited to allowance |
|
2,160
|
1,696
|
|
|
| Provision charged to operations |
|
56,256
|
4,025
|
|
|
| Balance, end of period |
89,778
|
141,043
|
40,827
|
|
|
| Loans: |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
$ 59,123
|
| ALLL individually evaluated for impairment |
|
|
|
|
3,027
|
| Loans collectively evaluated for impairment |
|
|
|
|
12,465,132
|
| ALLL collectively evaluated for impairment |
|
|
|
|
39,050
|
| Total Loans |
|
|
|
12,768,841
|
12,610,936
|
| Total ALLL |
42,294
|
141,043
|
40,827
|
141,043
|
42,294
|
| Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
217
|
217
|
|
|
|
| Balance, end of period |
|
3,800
|
|
|
|
| Loans: |
|
|
|
|
|
| Total Loans |
|
|
|
84,700
|
86,681
|
| Total ALLL |
217
|
217
|
|
3,800
|
217
|
| Construction and Land Development |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
5,758
|
5,758
|
6,803
|
|
|
| Loans charged off |
|
|
(732)
|
|
|
| Recoveries credited to allowance |
|
|
27
|
|
|
| Provision charged to operations |
|
|
126
|
|
|
| Balance, end of period |
|
|
6,224
|
|
|
| Loans: |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
6,861
|
| ALLL individually evaluated for impairment |
|
|
|
|
49
|
| Loans collectively evaluated for impairment |
|
|
|
|
1,233,119
|
| ALLL collectively evaluated for impairment |
|
|
|
|
5,709
|
| Total Loans |
|
|
|
1,318,252
|
1,250,924
|
| Total ALLL |
5,758
|
5,758
|
6,224
|
|
5,758
|
| Construction and Land Development | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
0
|
0
|
|
|
|
| Loans: |
|
|
|
|
|
| Total Loans |
|
|
|
|
10,944
|
| Total ALLL |
0
|
0
|
|
|
0
|
| Commercial Real Estate - Owner Occupied |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
3,919
|
3,919
|
4,023
|
|
|
| Loans charged off |
|
|
(47)
|
|
|
| Recoveries credited to allowance |
|
|
25
|
|
|
| Provision charged to operations |
|
|
29
|
|
|
| Balance, end of period |
|
|
4,030
|
|
|
| Loans: |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
11,621
|
| ALLL individually evaluated for impairment |
|
|
|
|
146
|
| Loans collectively evaluated for impairment |
|
|
|
|
2,002,184
|
| ALLL collectively evaluated for impairment |
|
|
|
|
3,773
|
| Total Loans |
|
|
|
2,051,904
|
2,041,243
|
| Total ALLL |
3,919
|
3,919
|
4,030
|
|
3,919
|
| Commercial Real Estate - Owner Occupied | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
0
|
0
|
|
|
|
| Loans: |
|
|
|
|
|
| Total Loans |
|
|
|
|
27,438
|
| Total ALLL |
0
|
0
|
|
|
0
|
| Commercial Real Estate - Non-Owner Occupied |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
9,543
|
9,543
|
8,865
|
|
|
| Loans charged off |
|
|
0
|
|
|
| Recoveries credited to allowance |
|
|
89
|
|
|
| Provision charged to operations |
|
|
82
|
|
|
| Balance, end of period |
|
|
9,036
|
|
|
| Loans: |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
3,845
|
| ALLL individually evaluated for impairment |
|
|
|
|
2
|
| Loans collectively evaluated for impairment |
|
|
|
|
3,267,688
|
| ALLL collectively evaluated for impairment |
|
|
|
|
9,541
|
| Total Loans |
|
|
|
3,328,012
|
3,286,098
|
| Total ALLL |
9,543
|
9,543
|
9,036
|
|
9,543
|
| Commercial Real Estate - Non-Owner Occupied | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
0
|
0
|
|
|
|
| Loans: |
|
|
|
|
|
| Total Loans |
|
|
|
|
14,565
|
| Total ALLL |
0
|
0
|
|
|
0
|
| Multifamily Real Estate |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
632
|
632
|
649
|
|
|
| Loans charged off |
|
|
0
|
|
|
| Recoveries credited to allowance |
|
|
85
|
|
|
| Provision charged to operations |
|
|
(74)
|
|
|
| Balance, end of period |
|
|
660
|
|
|
| Loans: |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
0
|
| ALLL individually evaluated for impairment |
|
|
|
|
0
|
| Loans collectively evaluated for impairment |
|
|
|
|
633,649
|
| ALLL collectively evaluated for impairment |
|
|
|
|
632
|
| Total Loans |
|
|
|
679,390
|
633,743
|
| Total ALLL |
632
|
632
|
660
|
|
632
|
| Multifamily Real Estate | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
0
|
0
|
|
|
|
| Loans: |
|
|
|
|
|
| Total Loans |
|
|
|
|
94
|
| Total ALLL |
0
|
0
|
|
|
0
|
| Commercial and Industrial |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
8,604
|
8,604
|
7,636
|
|
|
| Loans charged off |
|
|
(980)
|
|
|
| Recoveries credited to allowance |
|
|
360
|
|
|
| Provision charged to operations |
|
|
395
|
|
|
| Balance, end of period |
|
|
7,411
|
|
|
| Loans: |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
6,236
|
| ALLL individually evaluated for impairment |
|
|
|
|
619
|
| Loans collectively evaluated for impairment |
|
|
|
|
2,106,218
|
| ALLL collectively evaluated for impairment |
|
|
|
|
7,768
|
| Total Loans |
|
|
|
2,177,932
|
2,114,033
|
| Total ALLL |
8,604
|
8,604
|
7,411
|
|
8,604
|
| Commercial and Industrial | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
217
|
217
|
|
|
|
| Loans: |
|
|
|
|
|
| Total Loans |
|
|
|
|
1,579
|
| Total ALLL |
217
|
217
|
|
|
217
|
| Residential 1-4 Family - Commercial |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
1,365
|
1,365
|
1,692
|
|
|
| Loans charged off |
|
|
(66)
|
|
|
| Recoveries credited to allowance |
|
|
87
|
|
|
| Provision charged to operations |
|
|
47
|
|
|
| Balance, end of period |
|
|
1,760
|
|
|
| Loans: |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
5,773
|
| ALLL individually evaluated for impairment |
|
|
|
|
162
|
| Loans collectively evaluated for impairment |
|
|
|
|
706,359
|
| ALLL collectively evaluated for impairment |
|
|
|
|
1,203
|
| Total Loans |
|
|
|
721,800
|
724,337
|
| Total ALLL |
1,365
|
1,365
|
1,760
|
|
1,365
|
| Residential 1-4 Family - Commercial | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
0
|
0
|
|
|
|
| Loans: |
|
|
|
|
|
| Total Loans |
|
|
|
|
12,205
|
| Total ALLL |
0
|
0
|
|
|
0
|
| Residential 1-4 Family - Consumer |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
2,013
|
2,013
|
1,492
|
|
|
| Loans charged off |
|
|
(32)
|
|
|
| Recoveries credited to allowance |
|
|
155
|
|
|
| Provision charged to operations |
|
|
117
|
|
|
| Balance, end of period |
|
|
1,732
|
|
|
| Loans: |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
20,446
|
| ALLL individually evaluated for impairment |
|
|
|
|
1,242
|
| Loans collectively evaluated for impairment |
|
|
|
|
855,344
|
| ALLL collectively evaluated for impairment |
|
|
|
|
771
|
| Total Loans |
|
|
|
854,550
|
890,503
|
| Total ALLL |
2,013
|
2,013
|
1,732
|
|
2,013
|
| Residential 1-4 Family - Consumer | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
0
|
0
|
|
|
|
| Loans: |
|
|
|
|
|
| Total Loans |
|
|
|
|
14,713
|
| Total ALLL |
0
|
0
|
|
|
0
|
| Auto |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
1,453
|
1,453
|
1,443
|
|
|
| Loans charged off |
|
|
(399)
|
|
|
| Recoveries credited to allowance |
|
|
186
|
|
|
| Provision charged to operations |
|
|
216
|
|
|
| Balance, end of period |
|
|
1,446
|
|
|
| Loans: |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
563
|
| ALLL individually evaluated for impairment |
|
|
|
|
221
|
| Loans collectively evaluated for impairment |
|
|
|
|
349,852
|
| ALLL collectively evaluated for impairment |
|
|
|
|
1,232
|
| Total Loans |
|
|
|
358,039
|
350,419
|
| Total ALLL |
1,453
|
1,453
|
1,446
|
|
1,453
|
| Auto | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
0
|
0
|
|
|
|
| Loans: |
|
|
|
|
|
| Total Loans |
|
|
|
|
4
|
| Total ALLL |
0
|
0
|
|
|
0
|
| Commercial Portfolio |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
30,941
|
30,941
|
|
|
|
| Impact of ASC 326 adoption on non-PCD loans |
|
|
|
4,432
|
|
| Impact of ASC 326 adoption on PCD loans |
|
1,752
|
|
|
|
| Impact of ASC 326 adoption |
|
6,184
|
|
|
|
| Loans charged off |
|
(2,968)
|
|
|
|
| Recoveries credited to allowance |
|
1,154
|
|
|
|
| Provision charged to operations |
|
42,532
|
|
|
|
| Balance, end of period |
37,125
|
77,843
|
|
|
|
| Loans: |
|
|
|
|
|
| Total Loans |
|
|
|
10,551,545
|
|
| Total ALLL |
30,941
|
77,843
|
|
77,843
|
30,941
|
| Commercial Portfolio | Purchased Impaired |
|
|
|
|
|
| Loans: |
|
|
|
|
|
| Total Loans |
|
|
|
|
86,681
|
| Consumer |
|
|
|
|
|
| Loans: |
|
|
|
|
|
| Total Loans |
|
|
|
352,572
|
372,853
|
| Consumer | Purchased Impaired |
|
|
|
|
|
| Loans: |
|
|
|
|
|
| Total Loans |
|
|
|
|
668
|
| Consumer Portfolio |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
11,353
|
11,353
|
|
|
|
| Impact of ASC 326 adoption on non-PCD loans |
|
|
|
40,666
|
|
| Impact of ASC 326 adoption on PCD loans |
|
634
|
|
|
|
| Impact of ASC 326 adoption |
|
41,300
|
|
|
|
| Loans charged off |
|
(4,183)
|
|
|
|
| Recoveries credited to allowance |
|
1,006
|
|
|
|
| Provision charged to operations |
|
13,724
|
|
|
|
| Balance, end of period |
52,653
|
63,200
|
|
|
|
| Loans: |
|
|
|
|
|
| Total Loans |
|
|
|
2,217,296
|
|
| Total ALLL |
11,353
|
63,200
|
|
63,200
|
11,353
|
| Consumer and all other |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
7,684
|
7,684
|
7,145
|
|
|
| Loans charged off |
|
|
(3,467)
|
|
|
| Recoveries credited to allowance |
|
|
595
|
|
|
| Provision charged to operations |
|
|
2,849
|
|
|
| Balance, end of period |
|
|
7,122
|
|
|
| Loans: |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
730
|
| ALLL individually evaluated for impairment |
|
|
|
|
76
|
| Loans collectively evaluated for impairment |
|
|
|
|
658,390
|
| ALLL collectively evaluated for impairment |
|
|
|
|
7,608
|
| Total Loans |
|
|
|
|
660,132
|
| Total ALLL |
7,684
|
7,684
|
7,122
|
|
7,684
|
| Consumer and all other | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
0
|
0
|
|
|
|
| Loans: |
|
|
|
|
|
| Total Loans |
|
|
|
|
1,012
|
| Total ALLL |
0
|
0
|
|
|
0
|
| Residential 1-4 Family - Revolving |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
1,323
|
1,323
|
1,297
|
|
|
| Loans charged off |
|
|
(216)
|
|
|
| Recoveries credited to allowance |
|
|
87
|
|
|
| Provision charged to operations |
|
|
238
|
|
|
| Balance, end of period |
|
|
1,406
|
|
|
| Loans: |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
3,048
|
| ALLL individually evaluated for impairment |
|
|
|
|
510
|
| Loans collectively evaluated for impairment |
|
|
|
|
652,329
|
| ALLL collectively evaluated for impairment |
|
|
|
|
813
|
| Total Loans |
|
|
|
$ 652,135
|
659,504
|
| Total ALLL |
1,323
|
1,323
|
$ 1,406
|
|
1,323
|
| Residential 1-4 Family - Revolving | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Balance, beginning of the year |
0
|
0
|
|
|
|
| Loans: |
|
|
|
|
|
| Total Loans |
|
|
|
|
4,127
|
| Total ALLL |
$ 0
|
$ 0
|
|
|
$ 0
|