Bank capital amount and ratio |
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Actual |
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Required for Capital Adequacy Purposes |
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Required in Order to Be Well Capitalized Under PCA |
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Amount |
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Ratio |
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|
Amount |
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|
Ratio |
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|
Amount |
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|
Ratio |
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As of December 31, 2012
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Total capital to risk weighted assets:
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|
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Consolidated
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|
$ |
454,444 |
|
|
|
14.57 |
% |
|
$ |
249,487 |
|
|
|
8.00 |
% |
|
|
NA |
|
|
|
NA |
|
Union First Market Bank
|
|
|
438,860 |
|
|
|
14.14 |
% |
|
|
248,294 |
|
|
|
8.00 |
% |
|
$ |
310,367 |
|
|
|
10.00 |
% |
Tier 1 capital to risk weighted assets:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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Consolidated
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|
|
409,879 |
|
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|
13.14 |
% |
|
|
124,743 |
|
|
|
4.00 |
% |
|
|
NA |
|
|
|
NA |
|
Union First Market Bank
|
|
|
394,296 |
|
|
|
12.70 |
% |
|
|
124,147 |
|
|
|
4.00 |
% |
|
|
186,220 |
|
|
|
6.00 |
% |
Tier 1 capital to average adjusted assets:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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Consolidated
|
|
|
409,879 |
|
|
|
10.29 |
% |
|
|
159,408 |
|
|
|
4.00 |
% |
|
|
NA |
|
|
|
NA |
|
Union First Market Bank
|
|
|
394,296 |
|
|
|
9.94 |
% |
|
|
158,631 |
|
|
|
4.00 |
% |
|
|
198,288 |
|
|
|
5.00 |
% |
|
|
|
|
|
|
|
As of December 31, 2011
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|
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|
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|
|
|
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|
|
|
|
|
|
|
|
|
|
|
|
|
Total capital to risk weighted assets:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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Consolidated
|
|
|
440,935 |
|
|
|
14.51 |
% |
|
|
243,128 |
|
|
|
8.00 |
% |
|
|
NA |
|
|
|
NA |
|
Union First Market Bank
|
|
|
423,991 |
|
|
|
14.02 |
% |
|
|
241,934 |
|
|
|
8.00 |
% |
|
$ |
302,417 |
|
|
|
10.00 |
% |
Tier 1 capital to risk weighted assets:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Consolidated
|
|
|
390,623 |
|
|
|
12.85 |
% |
|
|
121,564 |
|
|
|
4.00 |
% |
|
|
NA |
|
|
|
NA |
|
Union First Market Bank
|
|
|
373,778 |
|
|
|
12.36 |
% |
|
|
120,967 |
|
|
|
4.00 |
% |
|
|
181,450 |
|
|
|
6.00 |
% |
Tier 1 capital to average adjusted assets:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Consolidated
|
|
|
390,623 |
|
|
|
10.14 |
% |
|
|
154,037 |
|
|
|
4.00 |
% |
|
|
NA |
|
|
|
NA |
|
Union First Market Bank
|
|
|
373,778 |
|
|
|
9.78 |
% |
|
|
152,922 |
|
|
|
4.00 |
% |
|
|
191,153 |
|
|
|
5.00 |
% |
|