LOANS AND ALLOWANCE FOR LOAN LOSSES (Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology) (Details) - USD ($)
$ in Thousands |
3 Months Ended |
|
|
|
Mar. 31, 2016 |
Mar. 31, 2015 |
Mar. 31, 2016 |
Dec. 31, 2015 |
Mar. 31, 2015 |
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, beginning of the year |
$ 34,047
|
$ 32,384
|
|
|
|
|
|
| Recoveries credited to allowance |
828
|
672
|
|
|
|
|
|
| Loans charged off |
(2,980)
|
(3,829)
|
|
|
|
|
|
| Provision charged to operations |
2,504
|
1,750
|
|
|
|
|
|
| Balance, end of period |
34,399
|
30,977
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
$ 76,434
|
|
|
|
$ 114,105
|
| Loans collectively evaluated for impairment |
|
|
5,633,963
|
|
|
|
5,182,304
|
| Total loans held for investment, net |
|
|
5,780,502
|
[1] |
$ 5,671,462
|
[1] |
5,387,755
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| ALL individually evaluated for impairment |
|
|
1,493
|
|
|
|
1,704
|
| ALL collectively evaluated for impairment |
|
|
32,906
|
|
|
|
29,273
|
| Financing receivables acquired allowance for credit losses |
$ 34,047
|
32,384
|
34,399
|
|
34,047
|
|
30,977
|
| Purchased Impaired [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, end of period |
|
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Total loans held for investment, net |
|
|
$ 70,105
|
|
73,737
|
|
91,346
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| Financing receivables acquired allowance for credit losses |
|
|
|
|
|
|
|
| Construction and Land Development [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, beginning of the year |
$ 6,040
|
4,856
|
|
|
|
|
|
| Recoveries credited to allowance |
19
|
64
|
|
|
|
|
|
| Loans charged off |
(93)
|
|
|
|
|
|
|
| Provision charged to operations |
5,055
|
(111)
|
|
|
|
|
|
| Balance, end of period |
11,021
|
4,809
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
$ 30,779
|
|
|
|
48,624
|
| Loans collectively evaluated for impairment |
|
|
740,782
|
|
|
|
599,428
|
| Total loans held for investment, net |
|
|
776,698
|
|
749,720
|
|
657,581
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| ALL individually evaluated for impairment |
|
|
500
|
|
|
|
132
|
| ALL collectively evaluated for impairment |
|
|
10,521
|
|
|
|
4,677
|
| Financing receivables acquired allowance for credit losses |
$ 6,040
|
4,856
|
11,021
|
|
6,040
|
|
4,809
|
| Construction and Land Development [Member] | Purchased Impaired [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, end of period |
|
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Total loans held for investment, net |
|
|
$ 5,137
|
|
5,986
|
|
9,529
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| Financing receivables acquired allowance for credit losses |
|
|
|
|
|
|
|
| Commercial Real Estate - Owner Occupied [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, beginning of the year |
$ 4,614
|
4,640
|
|
|
|
|
|
| Recoveries credited to allowance |
46
|
2
|
|
|
|
|
|
| Loans charged off |
(772)
|
(33)
|
|
|
|
|
|
| Provision charged to operations |
(477)
|
260
|
|
|
|
|
|
| Balance, end of period |
3,411
|
4,869
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
$ 16,026
|
|
|
|
24,577
|
| Loans collectively evaluated for impairment |
|
|
805,916
|
|
|
|
842,641
|
| Total loans held for investment, net |
|
|
849,202
|
|
860,086
|
|
898,222
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| ALL individually evaluated for impairment |
|
|
81
|
|
|
|
526
|
| ALL collectively evaluated for impairment |
|
|
3,330
|
|
|
|
4,343
|
| Financing receivables acquired allowance for credit losses |
$ 4,614
|
4,640
|
3,411
|
|
4,614
|
|
4,869
|
| Commercial Real Estate - Owner Occupied [Member] | Purchased Impaired [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, end of period |
|
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Total loans held for investment, net |
|
|
$ 27,260
|
|
27,388
|
|
31,004
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| Financing receivables acquired allowance for credit losses |
|
|
|
|
|
|
|
| Commercial Real Estate - Non-Owner Occupied [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, beginning of the year |
$ 6,929
|
7,256
|
|
|
|
|
|
| Recoveries credited to allowance |
|
40
|
|
|
|
|
|
| Loans charged off |
|
(2,253)
|
|
|
|
|
|
| Provision charged to operations |
(2,445)
|
894
|
|
|
|
|
|
| Balance, end of period |
4,484
|
5,937
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
$ 4,203
|
|
|
|
14,949
|
| Loans collectively evaluated for impairment |
|
|
1,278,412
|
|
|
|
1,148,867
|
| Total loans held for investment, net |
|
|
1,296,251
|
|
1,270,480
|
|
1,180,464
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| ALL individually evaluated for impairment |
|
|
1
|
|
|
|
146
|
| ALL collectively evaluated for impairment |
|
|
4,483
|
|
|
|
5,791
|
| Financing receivables acquired allowance for credit losses |
$ 6,929
|
7,256
|
4,484
|
|
6,929
|
|
5,937
|
| Commercial Real Estate - Non-Owner Occupied [Member] | Purchased Impaired [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, end of period |
|
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Total loans held for investment, net |
|
|
$ 13,636
|
|
13,519
|
|
16,648
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| Financing receivables acquired allowance for credit losses |
|
|
|
|
|
|
|
| Multifamily Real Estate [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, beginning of the year |
$ 1,606
|
1,374
|
|
|
|
|
|
| Provision charged to operations |
(204)
|
81
|
|
|
|
|
|
| Balance, end of period |
1,402
|
1,455
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
$ 3,803
|
|
|
|
4,591
|
| Loans collectively evaluated for impairment |
|
|
317,335
|
|
|
|
291,039
|
| Total loans held for investment, net |
|
|
323,270
|
|
322,528
|
|
298,651
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| ALL collectively evaluated for impairment |
|
|
1,402
|
|
|
|
1,455
|
| Financing receivables acquired allowance for credit losses |
$ 1,606
|
1,374
|
1,402
|
|
1,606
|
|
1,455
|
| Multifamily Real Estate [Member] | Purchased Impaired [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, end of period |
|
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Total loans held for investment, net |
|
|
$ 2,132
|
|
1,555
|
|
3,021
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| Financing receivables acquired allowance for credit losses |
|
|
|
|
|
|
|
| Commercial & Industrial [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, beginning of the year |
$ 3,163
|
2,610
|
|
|
|
|
|
| Recoveries credited to allowance |
238
|
97
|
|
|
|
|
|
| Loans charged off |
(617)
|
(671)
|
|
|
|
|
|
| Provision charged to operations |
1,441
|
781
|
|
|
|
|
|
| Balance, end of period |
4,225
|
2,817
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
$ 3,301
|
|
|
|
5,743
|
| Loans collectively evaluated for impairment |
|
|
448,336
|
|
|
|
400,873
|
| Total loans held for investment, net |
|
|
453,208
|
|
435,365
|
|
409,867
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| ALL individually evaluated for impairment |
|
|
467
|
|
|
|
440
|
| ALL collectively evaluated for impairment |
|
|
3,758
|
|
|
|
2,377
|
| Financing receivables acquired allowance for credit losses |
$ 3,163
|
2,610
|
4,225
|
|
3,163
|
|
2,817
|
| Commercial & Industrial [Member] | Purchased Impaired [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, end of period |
|
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Total loans held for investment, net |
|
|
$ 1,571
|
|
1,813
|
|
3,251
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| Financing receivables acquired allowance for credit losses |
|
|
|
|
|
|
|
| Residential 1-4 Family [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, beginning of the year |
$ 5,414
|
5,607
|
|
|
|
|
|
| Recoveries credited to allowance |
243
|
159
|
|
|
|
|
|
| Loans charged off |
(153)
|
(250)
|
|
|
|
|
|
| Provision charged to operations |
471
|
(330)
|
|
|
|
|
|
| Balance, end of period |
5,975
|
5,186
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
$ 14,558
|
|
|
|
13,484
|
| Loans collectively evaluated for impairment |
|
|
945,615
|
|
|
|
932,790
|
| Total loans held for investment, net |
|
|
978,478
|
|
978,469
|
|
970,928
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| ALL individually evaluated for impairment |
|
|
414
|
|
|
|
432
|
| ALL collectively evaluated for impairment |
|
|
5,561
|
|
|
|
4,754
|
| Financing receivables acquired allowance for credit losses |
$ 5,414
|
5,607
|
5,975
|
|
5,414
|
|
5,186
|
| Residential 1-4 Family [Member] | Purchased Impaired [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, end of period |
|
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Total loans held for investment, net |
|
|
$ 18,305
|
|
21,159
|
|
24,654
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| Financing receivables acquired allowance for credit losses |
|
|
|
|
|
|
|
| Auto [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, beginning of the year |
$ 1,703
|
1,297
|
|
|
|
|
|
| Recoveries credited to allowance |
84
|
82
|
|
|
|
|
|
| Loans charged off |
(365)
|
(183)
|
|
|
|
|
|
| Provision charged to operations |
(615)
|
131
|
|
|
|
|
|
| Balance, end of period |
807
|
1,327
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
$ 162
|
|
|
|
1
|
| Loans collectively evaluated for impairment |
|
|
241,575
|
|
|
|
211,292
|
| Total loans held for investment, net |
|
|
241,737
|
|
234,061
|
|
211,293
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| ALL individually evaluated for impairment |
|
|
1
|
|
|
|
|
| ALL collectively evaluated for impairment |
|
|
806
|
|
|
|
1,327
|
| Financing receivables acquired allowance for credit losses |
$ 1,703
|
1,297
|
$ 807
|
|
1,703
|
|
1,327
|
| Auto [Member] | Purchased Impaired [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, end of period |
|
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| Financing receivables acquired allowance for credit losses |
|
|
|
|
|
|
|
| HELOC [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, beginning of the year |
$ 2,934
|
2,675
|
|
|
|
|
|
| Recoveries credited to allowance |
83
|
42
|
|
|
|
|
|
| Loans charged off |
(409)
|
(60)
|
|
|
|
|
|
| Provision charged to operations |
(1,325)
|
(52)
|
|
|
|
|
|
| Balance, end of period |
1,283
|
2,605
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
$ 2,833
|
|
|
|
1,226
|
| Loans collectively evaluated for impairment |
|
|
512,754
|
|
|
|
511,635
|
| Total loans held for investment, net |
|
|
517,122
|
|
516,726
|
|
514,750
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| ALL individually evaluated for impairment |
|
|
28
|
|
|
|
12
|
| ALL collectively evaluated for impairment |
|
|
1,255
|
|
|
|
2,593
|
| Financing receivables acquired allowance for credit losses |
$ 2,934
|
2,675
|
1,283
|
|
2,934
|
|
2,605
|
| HELOC [Member] | Purchased Impaired [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, end of period |
|
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Total loans held for investment, net |
|
|
$ 1,535
|
|
1,791
|
|
1,889
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| Financing receivables acquired allowance for credit losses |
|
|
|
|
|
|
|
| Consumer and all Other [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, beginning of the year |
$ 1,644
|
2,069
|
|
|
|
|
|
| Recoveries credited to allowance |
115
|
186
|
|
|
|
|
|
| Loans charged off |
(571)
|
(379)
|
|
|
|
|
|
| Provision charged to operations |
603
|
96
|
|
|
|
|
|
| Balance, end of period |
1,791
|
1,972
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
$ 769
|
|
|
|
910
|
| Loans collectively evaluated for impairment |
|
|
343,238
|
|
|
|
243,739
|
| Total loans held for investment, net |
|
|
344,536
|
|
304,027
|
|
245,999
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| ALL individually evaluated for impairment |
|
|
1
|
|
|
|
16
|
| ALL collectively evaluated for impairment |
|
|
1,790
|
|
|
|
1,956
|
| Financing receivables acquired allowance for credit losses |
$ 1,644
|
$ 2,069
|
1,791
|
|
1,644
|
|
1,972
|
| Consumer and all Other [Member] | Purchased Impaired [Member] |
|
|
|
|
|
|
|
| Allowance for loan loss activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology |
|
|
|
|
|
|
|
| Balance, end of period |
|
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
| Total loans held for investment, net |
|
|
$ 529
|
|
$ 526
|
|
$ 1,350
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
| Financing receivables acquired allowance for credit losses |
|
|
|
|
|
|
|
|
|