Quarterly report pursuant to Section 13 or 15(d)

COMMITMENTS AND CONTINGENCIES (Narrative) (Details)

v2.4.0.8
COMMITMENTS AND CONTINGENCIES (Narrative) (Details) (USD $)
Mar. 31, 2014
Dec. 31, 2013
Loans available for sale in which the related rate lock commitment expired $ 2,800,000 $ 2,000,000
Valuation reserve on aged loans held for sale in which the related rate lock commitment expired 94,000 94,000
Daily average required reserves 28,800,000 16,000,000
Deposits with other financial institutions 11,700,000  
Uninsured deposits with other financial institutions 4,900,000  
Claim accrual on USDA and FHA loans previously sold   966,000
Indemnification reserves 1,100,000 627,000
Trust Swaps [Member]
   
Deposits with other financial institutions serves as collateral $ 5,700,000