|
LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)
|
9 Months Ended |
|
Sep. 30, 2013
|
| LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract] |
|
| Loans Stated at Face Amount, Net of Unearned Income |
Loans are stated at their face amount, net of unearned income, and consist of the following at September 30, 2013 and December 31, 2012 (dollars in thousands):
|
|
|
|
|
|
|
|
|
September 30,
|
|
December 31,
|
|
|
2013
|
|
2012
|
|
Commercial:
|
|
|
|
|
|
|
Commercial Construction
|
$
|
219,154
|
|
$
|
202,344
|
|
Commercial Real Estate - Owner Occupied
|
|
507,646
|
|
|
513,671
|
|
Commercial Real Estate - Non-Owner Occupied
|
|
722,542
|
|
|
682,760
|
|
Raw Land and Lots
|
|
180,128
|
|
|
205,726
|
|
Single Family Investment Real Estate
|
|
235,754
|
|
|
233,395
|
|
Commercial and Industrial
|
|
205,103
|
|
|
217,661
|
|
Other Commercial
|
|
54,490
|
|
|
47,551
|
|
Consumer:
|
|
|
|
|
|
|
Mortgage
|
|
223,987
|
|
|
220,567
|
|
Consumer Construction
|
|
45,861
|
|
|
33,969
|
|
Indirect Auto
|
|
175,034
|
|
|
157,518
|
|
Indirect Marine
|
|
38,788
|
|
|
36,586
|
|
HELOCs
|
|
279,439
|
|
|
288,092
|
|
Credit Card
|
|
21,978
|
|
|
21,968
|
|
Other Consumer
|
|
92,342
|
|
|
105,039
|
|
Total
|
$
|
3,002,246
|
|
$
|
2,966,847
|
|
|
|
|
|
|
|
|
| Summary of Aging of the Loan Portfolio by Class |
The following table shows the aging of the Company’s loan portfolio, by class, at September 30, 2013 (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
30-59 Days Past Due
|
|
60-89 Days Past Due
|
|
Greater Than 90 Days and still Accruing
|
|
Purchased Impaired (net of credit mark)
|
|
Nonaccrual
|
|
Current
|
|
Total Loans
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial Construction
|
$
|
-
|
|
$
|
832
|
|
$
|
-
|
|
$
|
-
|
|
$
|
1,167
|
|
$
|
217,155
|
|
$
|
219,154
|
|
Commercial Real Estate - Owner Occupied
|
|
2,016
|
|
|
-
|
|
|
261
|
|
|
208
|
|
|
3,784
|
|
|
501,377
|
|
|
507,646
|
|
Commercial Real Estate - Non-Owner Occupied
|
|
470
|
|
|
1,748
|
|
|
1,996
|
|
|
-
|
|
|
178
|
|
|
718,150
|
|
|
722,542
|
|
Raw Land and Lots
|
|
435
|
|
|
925
|
|
|
43
|
|
|
2,526
|
|
|
3,087
|
|
|
173,112
|
|
|
180,128
|
|
Single Family Investment Real Estate
|
|
1,597
|
|
|
274
|
|
|
548
|
|
|
297
|
|
|
2,076
|
|
|
230,962
|
|
|
235,754
|
|
Commercial and Industrial
|
|
1,054
|
|
|
508
|
|
|
245
|
|
|
-
|
|
|
6,675
|
|
|
196,621
|
|
|
205,103
|
|
Other Commercial
|
|
3
|
|
|
-
|
|
|
14
|
|
|
-
|
|
|
472
|
|
|
54,001
|
|
|
54,490
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mortgage
|
|
5,317
|
|
|
1,192
|
|
|
1,311
|
|
|
-
|
|
|
801
|
|
|
215,366
|
|
|
223,987
|
|
Consumer Construction
|
|
-
|
|
|
-
|
|
|
208
|
|
|
-
|
|
|
225
|
|
|
45,428
|
|
|
45,861
|
|
Indirect Auto
|
|
1,468
|
|
|
110
|
|
|
409
|
|
|
9
|
|
|
-
|
|
|
173,038
|
|
|
175,034
|
|
Indirect Marine
|
|
62
|
|
|
-
|
|
|
-
|
|
|
-
|
|
|
469
|
|
|
38,257
|
|
|
38,788
|
|
HELOCs
|
|
1,861
|
|
|
630
|
|
|
1,216
|
|
|
811
|
|
|
665
|
|
|
274,256
|
|
|
279,439
|
|
Credit Card
|
|
227
|
|
|
68
|
|
|
299
|
|
|
-
|
|
|
-
|
|
|
21,384
|
|
|
21,978
|
|
Other Consumer
|
|
1,489
|
|
|
896
|
|
|
776
|
|
|
100
|
|
|
342
|
|
|
88,739
|
|
|
92,342
|
|
Total
|
$
|
15,999
|
|
$
|
7,183
|
|
$
|
7,326
|
|
$
|
3,951
|
|
$
|
19,941
|
|
$
|
2,947,846
|
|
$
|
3,002,246
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
The following table shows the aging of the Company’s loan portfolio, by class, at December 31, 2012 (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
30-59 Days Past Due
|
|
60-89 Days Past Due
|
|
Greater Than 90 Days and still Accruing
|
|
Purchased Impaired (net of credit mark)
|
|
Nonaccrual
|
|
Current
|
|
Total Loans
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial Construction
|
$
|
-
|
|
$
|
-
|
|
$
|
-
|
|
$
|
-
|
|
$
|
5,781
|
|
$
|
196,563
|
|
$
|
202,344
|
|
Commercial Real Estate - Owner Occupied
|
|
2,105
|
|
|
153
|
|
|
1,711
|
|
|
247
|
|
|
2,206
|
|
|
507,249
|
|
|
513,671
|
|
Commercial Real Estate - Non-Owner Occupied
|
|
866
|
|
|
63
|
|
|
207
|
|
|
-
|
|
|
812
|
|
|
680,812
|
|
|
682,760
|
|
Raw Land and Lots
|
|
277
|
|
|
-
|
|
|
75
|
|
|
2,942
|
|
|
8,760
|
|
|
193,672
|
|
|
205,726
|
|
Single Family Investment Real Estate
|
|
1,819
|
|
|
261
|
|
|
756
|
|
|
326
|
|
|
3,420
|
|
|
226,813
|
|
|
233,395
|
|
Commercial and Industrial
|
|
506
|
|
|
270
|
|
|
441
|
|
|
79
|
|
|
2,036
|
|
|
214,329
|
|
|
217,661
|
|
Other Commercial
|
|
70
|
|
|
182
|
|
|
1
|
|
|
-
|
|
|
193
|
|
|
47,105
|
|
|
47,551
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mortgage
|
|
5,610
|
|
|
2,244
|
|
|
3,017
|
|
|
-
|
|
|
747
|
|
|
208,949
|
|
|
220,567
|
|
Consumer Construction
|
|
157
|
|
|
-
|
|
|
-
|
|
|
-
|
|
|
235
|
|
|
33,577
|
|
|
33,969
|
|
Indirect Auto
|
|
2,504
|
|
|
276
|
|
|
329
|
|
|
21
|
|
|
-
|
|
|
154,388
|
|
|
157,518
|
|
Indirect Marine
|
|
67
|
|
|
-
|
|
|
114
|
|
|
-
|
|
|
158
|
|
|
36,247
|
|
|
36,586
|
|
HELOCs
|
|
3,063
|
|
|
640
|
|
|
1,239
|
|
|
845
|
|
|
1,325
|
|
|
280,980
|
|
|
288,092
|
|
Credit Card
|
|
269
|
|
|
101
|
|
|
397
|
|
|
-
|
|
|
-
|
|
|
21,201
|
|
|
21,968
|
|
Other Consumer
|
|
1,525
|
|
|
487
|
|
|
556
|
|
|
105
|
|
|
533
|
|
|
101,833
|
|
|
105,039
|
|
Total
|
$
|
18,838
|
|
$
|
4,677
|
|
$
|
8,843
|
|
$
|
4,565
|
|
$
|
26,206
|
|
$
|
2,903,718
|
|
$
|
2,966,847
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Purchased Impaired Commercial and Consumer Loan Portfolios by Class |
The following table shows purchased impaired commercial and consumer loan portfolios, by class and their delinquency status at September 30, 2013 (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
30-89 Days Past Due
|
|
Greater than 90 Days
|
|
Current
|
|
Total
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial Real Estate - Owner Occupied
|
$
|
-
|
|
$
|
165
|
|
$
|
43
|
|
$
|
208
|
|
Raw Land and Lots
|
|
-
|
|
|
-
|
|
|
2,526
|
|
|
2,526
|
|
Single Family Investment Real Estate
|
|
-
|
|
|
12
|
|
|
285
|
|
|
297
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
|
|
Indirect Auto
|
|
-
|
|
|
-
|
|
|
9
|
|
|
9
|
|
HELOCs
|
|
-
|
|
|
32
|
|
|
779
|
|
|
811
|
|
Other Consumer
|
|
41
|
|
|
-
|
|
|
59
|
|
|
100
|
|
Total
|
$
|
41
|
|
$
|
209
|
|
$
|
3,701
|
|
$
|
3,951
|
|
|
|
|
|
|
|
|
|
|
|
|
|
The following table shows purchased impaired commercial and consumer loan portfolios, by class and their delinquency status at December 31, 2012 (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
30-89 Days Past Due
|
|
Greater than 90 Days
|
|
Current
|
|
Total
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial Real Estate - Owner Occupied
|
$
|
-
|
|
$
|
193
|
|
$
|
54
|
|
$
|
247
|
|
Raw Land and Lots
|
|
-
|
|
|
81
|
|
|
2,861
|
|
|
2,942
|
|
Single Family Investment Real Estate
|
|
-
|
|
|
14
|
|
|
312
|
|
|
326
|
|
Commercial and Industrial
|
|
-
|
|
|
79
|
|
|
-
|
|
|
79
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
|
|
Indirect Auto
|
|
3
|
|
|
2
|
|
|
16
|
|
|
21
|
|
HELOCs
|
|
-
|
|
|
51
|
|
|
794
|
|
|
845
|
|
Other Consumer
|
|
-
|
|
|
-
|
|
|
105
|
|
|
105
|
|
Total
|
$
|
3
|
|
$
|
420
|
|
$
|
4,142
|
|
$
|
4,565
|
|
| Impaired Loans by Class |
The following table shows the Company’s impaired loans, by class, at September 30, 2013 (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Recorded Investment
|
|
Unpaid Principal Balance
|
|
Related Allowance
|
|
YTD Average Investment
|
|
Interest Income Recognized
|
|
Loans without a specific allowance
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial Construction
|
$
|
24,390
|
|
$
|
24,391
|
|
$
|
-
|
|
$
|
30,979
|
|
$
|
559
|
|
Commercial Real Estate - Owner Occupied
|
|
9,032
|
|
|
9,484
|
|
|
-
|
|
|
9,735
|
|
|
335
|
|
Commercial Real Estate - Non-Owner Occupied
|
|
9,203
|
|
|
9,290
|
|
|
-
|
|
|
9,430
|
|
|
285
|
|
Raw Land and Lots
|
|
37,054
|
|
|
37,309
|
|
|
-
|
|
|
38,451
|
|
|
1,074
|
|
Single Family Investment Real Estate
|
|
4,646
|
|
|
5,039
|
|
|
-
|
|
|
5,493
|
|
|
134
|
|
Commercial and Industrial
|
|
1,728
|
|
|
1,756
|
|
|
-
|
|
|
1,758
|
|
|
75
|
|
Other Commercial
|
|
3
|
|
|
3
|
|
|
-
|
|
|
23
|
|
|
-
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mortgage
|
|
1,365
|
|
|
1,365
|
|
|
-
|
|
|
1,379
|
|
|
44
|
|
Indirect Auto
|
|
15
|
|
|
22
|
|
|
-
|
|
|
28
|
|
|
-
|
|
Indirect Marine
|
|
130
|
|
|
283
|
|
|
-
|
|
|
283
|
|
|
-
|
|
HELOCs
|
|
1,303
|
|
|
1,459
|
|
|
-
|
|
|
1,632
|
|
|
-
|
|
Other Consumer
|
|
359
|
|
|
535
|
|
|
-
|
|
|
536
|
|
|
-
|
|
Total impaired loans without a specific allowance
|
$
|
89,228
|
|
$
|
90,936
|
|
$
|
-
|
|
$
|
99,727
|
|
$
|
2,506
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Loans with a specific allowance
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial Construction
|
$
|
438
|
|
$
|
773
|
|
$
|
177
|
|
$
|
1,154
|
|
$
|
7
|
|
Commercial Real Estate - Owner Occupied
|
|
6,524
|
|
|
6,654
|
|
|
875
|
|
|
6,728
|
|
|
228
|
|
Commercial Real Estate - Non-Owner Occupied
|
|
1,735
|
|
|
1,783
|
|
|
276
|
|
|
1,805
|
|
|
77
|
|
Raw Land and Lots
|
|
2,718
|
|
|
3,024
|
|
|
165
|
|
|
3,164
|
|
|
74
|
|
Single Family Investment Real Estate
|
|
4,157
|
|
|
4,487
|
|
|
707
|
|
|
4,730
|
|
|
110
|
|
Commercial and Industrial
|
|
8,313
|
|
|
8,747
|
|
|
3,225
|
|
|
9,081
|
|
|
191
|
|
Other Commercial
|
|
656
|
|
|
668
|
|
|
182
|
|
|
671
|
|
|
7
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mortgage
|
|
3,200
|
|
|
3,208
|
|
|
421
|
|
|
3,234
|
|
|
82
|
|
Consumer Construction
|
|
225
|
|
|
262
|
|
|
23
|
|
|
266
|
|
|
-
|
|
Indirect Marine
|
|
339
|
|
|
339
|
|
|
182
|
|
|
341
|
|
|
7
|
|
HELOCs
|
|
1,324
|
|
|
1,398
|
|
|
724
|
|
|
1,638
|
|
|
17
|
|
Other Consumer
|
|
390
|
|
|
424
|
|
|
104
|
|
|
434
|
|
|
11
|
|
Total impaired loans with a specific allowance
|
$
|
30,019
|
|
$
|
31,767
|
|
$
|
7,061
|
|
$
|
33,246
|
|
$
|
811
|
|
Total impaired loans
|
$
|
119,247
|
|
$
|
122,703
|
|
$
|
7,061
|
|
$
|
132,973
|
|
$
|
3,317
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
The following table shows the Company’s impaired loans, by class, at December 31, 2012 (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Recorded Investment
|
|
Unpaid Principal Balance
|
|
Related Allowance
|
|
YTD Average Investment
|
|
Interest Income Recognized
|
|
Loans without a specific allowance
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial Construction
|
$
|
28,212
|
|
$
|
28,696
|
|
$
|
-
|
|
$
|
28,925
|
|
$
|
1,237
|
|
Commercial Real Estate - Owner Occupied
|
|
13,573
|
|
|
13,665
|
|
|
-
|
|
|
14,579
|
|
|
787
|
|
Commercial Real Estate - Non-Owner Occupied
|
|
14,319
|
|
|
14,398
|
|
|
-
|
|
|
15,482
|
|
|
790
|
|
Raw Land and Lots
|
|
40,421
|
|
|
40,485
|
|
|
-
|
|
|
43,162
|
|
|
1,538
|
|
Single Family Investment Real Estate
|
|
5,487
|
|
|
6,185
|
|
|
-
|
|
|
7,031
|
|
|
253
|
|
Commercial and Industrial
|
|
2,201
|
|
|
2,232
|
|
|
-
|
|
|
2,757
|
|
|
154
|
|
Other Commercial
|
|
189
|
|
|
189
|
|
|
-
|
|
|
191
|
|
|
11
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mortgage
|
|
857
|
|
|
857
|
|
|
-
|
|
|
892
|
|
|
43
|
|
Indirect Auto
|
|
35
|
|
|
42
|
|
|
-
|
|
|
56
|
|
|
-
|
|
Indirect Marine
|
|
158
|
|
|
283
|
|
|
-
|
|
|
283
|
|
|
3
|
|
HELOCs
|
|
1,592
|
|
|
1,748
|
|
|
-
|
|
|
1,802
|
|
|
6
|
|
Other Consumer
|
|
286
|
|
|
329
|
|
|
-
|
|
|
332
|
|
|
-
|
|
Total impaired loans without a specific allowance
|
$
|
107,330
|
|
$
|
109,109
|
|
$
|
-
|
|
$
|
115,492
|
|
$
|
4,822
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Loans with a specific allowance
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial Construction
|
$
|
4,057
|
|
$
|
4,104
|
|
$
|
643
|
|
$
|
4,914
|
|
$
|
177
|
|
Commercial Real Estate - Owner Occupied
|
|
4,100
|
|
|
4,239
|
|
|
921
|
|
|
4,300
|
|
|
124
|
|
Commercial Real Estate - Non-Owner Occupied
|
|
15,084
|
|
|
15,121
|
|
|
848
|
|
|
15,209
|
|
|
851
|
|
Raw Land and Lots
|
|
10,715
|
|
|
10,953
|
|
|
2,472
|
|
|
11,741
|
|
|
190
|
|
Single Family Investment Real Estate
|
|
3,341
|
|
|
3,437
|
|
|
711
|
|
|
3,643
|
|
|
147
|
|
Commercial and Industrial
|
|
4,511
|
|
|
4,728
|
|
|
1,000
|
|
|
4,938
|
|
|
110
|
|
Other Commercial
|
|
714
|
|
|
722
|
|
|
153
|
|
|
686
|
|
|
33
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mortgage
|
|
2,801
|
|
|
2,805
|
|
|
545
|
|
|
2,851
|
|
|
72
|
|
Consumer Construction
|
|
235
|
|
|
262
|
|
|
106
|
|
|
230
|
|
|
-
|
|
HELOCs
|
|
1,620
|
|
|
1,687
|
|
|
952
|
|
|
1,897
|
|
|
27
|
|
Other Consumer
|
|
867
|
|
|
910
|
|
|
273
|
|
|
916
|
|
|
17
|
|
Total impaired loans with a specific allowance
|
$
|
48,045
|
|
$
|
48,968
|
|
$
|
8,624
|
|
$
|
51,325
|
|
$
|
1,748
|
|
Total impaired loans
|
$
|
155,375
|
|
$
|
158,077
|
|
$
|
8,624
|
|
$
|
166,817
|
|
$
|
6,570
|
|
| Summary of Modified Loans that Continue to Accrue Interest Under the Terms of Restructuring Agreement |
The following table provides a summary, by class, of modified loans that continue to accrue interest under the terms of the restructuring agreement, which are considered to be performing, and modified loans that have been placed in nonaccrual status, which are considered to be nonperforming, as of September 30, 2013 and December 31, 2012 (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
September 30, 2013
|
|
December 31, 2012
|
|
|
No. of Loans
|
|
Recorded Investment
|
|
Outstanding Commitment
|
|
No. of Loans
|
|
Recorded Investment
|
|
Outstanding Commitment
|
|
Performing
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial Construction
|
1
|
|
$
|
653
|
|
$
|
-
|
|
5
|
|
$
|
4,549
|
|
$
|
73
|
|
Commercial Real Estate - Owner Occupied
|
6
|
|
|
5,233
|
|
|
-
|
|
11
|
|
|
6,009
|
|
|
-
|
|
Commercial Real Estate - Non-Owner Occupied
|
8
|
|
|
4,530
|
|
|
-
|
|
10
|
|
|
13,103
|
|
|
-
|
|
Raw Land and Lots
|
15
|
|
|
20,807
|
|
|
-
|
|
13
|
|
|
22,886
|
|
|
-
|
|
Single Family Investment Real Estate
|
13
|
|
|
3,517
|
|
|
-
|
|
6
|
|
|
928
|
|
|
-
|
|
Commercial and Industrial
|
5
|
|
|
1,172
|
|
|
-
|
|
5
|
|
|
1,041
|
|
|
-
|
|
Other Commercial
|
-
|
|
|
-
|
|
|
-
|
|
1
|
|
|
236
|
|
|
-
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mortgage
|
15
|
|
|
3,123
|
|
|
-
|
|
12
|
|
|
2,256
|
|
|
-
|
|
Other Consumer
|
3
|
|
|
252
|
|
|
-
|
|
4
|
|
|
460
|
|
|
-
|
|
Total performing
|
66
|
|
$
|
39,287
|
|
$
|
-
|
|
67
|
|
$
|
51,468
|
|
$
|
73
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Nonperforming
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial Construction
|
3
|
|
$
|
794
|
|
$
|
-
|
|
4
|
|
|
4,260
|
|
|
-
|
|
Commercial Real Estate - Owner Occupied
|
5
|
|
|
1,216
|
|
|
-
|
|
3
|
|
|
1,079
|
|
|
-
|
|
Commercial Real Estate - Non-Owner Occupied
|
-
|
|
|
-
|
|
|
-
|
|
2
|
|
|
514
|
|
|
-
|
|
Raw Land and Lots
|
2
|
|
|
3,987
|
|
|
-
|
|
2
|
|
|
4,032
|
|
|
-
|
|
Single Family Investment Real Estate
|
2
|
|
|
406
|
|
|
-
|
|
2
|
|
|
427
|
|
|
-
|
|
Commercial and Industrial
|
10
|
|
|
1,216
|
|
|
-
|
|
7
|
|
|
1,251
|
|
|
-
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mortgage
|
2
|
|
|
801
|
|
|
-
|
|
1
|
|
|
202
|
|
|
-
|
|
Indirect Marine
|
1
|
|
|
130
|
|
|
-
|
|
1
|
|
|
158
|
|
|
-
|
|
Other Consumer
|
1
|
|
|
63
|
|
|
-
|
|
1
|
|
|
68
|
|
|
-
|
|
Total nonperforming
|
26
|
|
$
|
8,613
|
|
$
|
-
|
|
23
|
|
$
|
11,991
|
|
$
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total performing and nonperforming
|
92
|
|
$
|
47,900
|
|
$
|
-
|
|
90
|
|
$
|
63,459
|
|
$
|
73
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Schedule of TDR by Class and Modification Type |
The following table shows, by class and modification type, TDRs that occurred during the three and nine month periods ended September 30, 2013 (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
Three months ended
|
|
Nine months ended
|
|
|
September 30, 2013
|
|
September 30, 2013
|
|
|
No. of Loans
|
|
Recorded investment at period end
|
|
No. of Loans
|
|
Recorded investment at period end
|
|
Modified to interest only, at a market rate
|
|
|
|
|
|
|
|
|
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
Raw Land and Lots
|
-
|
|
$
|
-
|
|
1
|
|
$
|
43
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
Mortgage
|
1
|
|
|
139
|
|
2
|
|
|
738
|
|
Total interest only at market rate of interest
|
1
|
|
$
|
139
|
|
3
|
|
$
|
781
|
|
|
|
|
|
|
|
|
|
|
|
|
Term modification, at a market rate
|
|
|
|
|
|
|
|
|
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
Commercial Construction
|
-
|
|
$
|
-
|
|
2
|
|
$
|
545
|
|
Commercial Real Estate - Owner Occupied
|
1
|
|
|
167
|
|
2
|
|
|
1,093
|
|
Commercial Real Estate - Non-Owner Occupied
|
-
|
|
|
-
|
|
1
|
|
|
749
|
|
Raw Land and Lots
|
-
|
|
|
-
|
|
3
|
|
|
382
|
|
Single Family Investment Real Estate
|
-
|
|
|
-
|
|
7
|
|
|
2,499
|
|
Commercial and Industrial
|
-
|
|
|
-
|
|
4
|
|
|
613
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
Mortgage
|
-
|
|
|
-
|
|
2
|
|
|
686
|
|
Total loan term extended at a market rate
|
1
|
|
$
|
167
|
|
21
|
|
$
|
6,567
|
|
|
|
|
|
|
|
|
|
|
|
|
Term modification, below market rate
|
|
|
|
|
|
|
|
|
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
Commercial Real Estate - Owner Occupied
|
-
|
|
$
|
-
|
|
1
|
|
$
|
149
|
|
Commercial and Industrial
|
-
|
|
|
-
|
|
1
|
|
|
8
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
Mortgage
|
-
|
|
|
-
|
|
1
|
|
|
154
|
|
Total loan term extended at a below market rate
|
-
|
|
$
|
-
|
|
3
|
|
$
|
311
|
|
Total
|
2
|
|
$
|
306
|
|
27
|
|
$
|
7,659
|
|
|
|
|
|
|
|
|
|
|
|
The following table shows, by class and modification type, TDRs that occurred during the three month and nine month periods ended September 30, 2012 (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
Three months ended
|
|
Nine months ended
|
|
|
September 30, 2012
|
|
September 30, 2012
|
|
|
No. of Loans
|
|
Recorded investment at period end
|
|
No. of Loans
|
|
Recorded investment at period end
|
|
Modified to interest only, at a market rate
|
|
|
|
|
|
|
|
|
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
Commercial Real Estate - Non-Owner Occupied
|
-
|
|
$
|
-
|
|
1
|
|
$
|
309
|
|
Raw Land and Lots
|
-
|
|
|
-
|
|
3
|
|
|
260
|
|
Single Family Investment Real Estate
|
-
|
|
|
-
|
|
2
|
|
|
176
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
Indirect Marine
|
-
|
|
|
-
|
|
1
|
|
|
283
|
|
Total interest only at market rate of interest
|
-
|
|
$
|
-
|
|
7
|
|
$
|
1,028
|
|
|
|
|
|
|
|
|
|
|
|
|
Term modification, at a market rate
|
|
|
|
|
|
|
|
|
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
Commercial Real Estate - Owner Occupied
|
-
|
|
$
|
-
|
|
3
|
|
$
|
1,809
|
|
Commercial Real Estate - Non-Owner Occupied
|
2
|
|
|
720
|
|
2
|
|
|
720
|
|
Raw Land and Lots
|
-
|
|
|
-
|
|
1
|
|
|
603
|
|
Commercial and Industrial
|
1
|
|
|
115
|
|
6
|
|
|
432
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
Mortgage
|
-
|
|
|
-
|
|
2
|
|
|
472
|
|
Other Consumer
|
-
|
|
|
-
|
|
3
|
|
|
282
|
|
Total loan term extended at a market rate
|
3
|
|
$
|
835
|
|
17
|
|
$
|
4,318
|
|
|
|
|
|
|
|
|
|
|
|
|
Term modification, below market rate
|
|
|
|
|
|
|
|
|
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
Commercial Real Estate - Owner Occupied
|
-
|
|
$
|
-
|
|
4
|
|
$
|
654
|
|
Raw Land and Lots
|
1
|
|
|
60
|
|
1
|
|
|
60
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
Other Consumer
|
1
|
|
|
69
|
|
1
|
|
|
69
|
|
Total loan term extended at a below market rate
|
2
|
|
$
|
129
|
|
6
|
|
$
|
783
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest rate modification, below market rate
|
|
|
|
|
|
|
|
|
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
Commercial Real Estate - Non-Owner Occupied
|
-
|
|
$
|
-
|
|
2
|
|
$
|
2,390
|
|
Total interest only at below market rate of interest
|
-
|
|
$
|
-
|
|
2
|
|
$
|
2,390
|
|
Total
|
5
|
|
$
|
964
|
|
32
|
|
$
|
8,519
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology |
The following table shows the allowance for loan loss (“ALL”) activity, by portfolio segment, balances for allowance for credit losses, and loans based on impairment methodology for the nine months ended September 30, 2013. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial
|
|
Consumer
|
|
Unallocated
|
|
Total
|
|
Allowance for loan losses:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Balance, beginning of the year
|
|
$
|
24,821
|
|
$
|
10,107
|
|
$
|
(12)
|
|
$
|
34,916
|
|
Recoveries credited to allowance
|
|
|
1,051
|
|
|
841
|
|
|
-
|
|
|
1,892
|
|
Loans charged off
|
|
|
(4,775)
|
|
|
(3,006)
|
|
|
-
|
|
|
(7,781)
|
|
Provision charged to operations
|
|
|
3,200
|
|
|
1,741
|
|
|
(91)
|
|
|
4,850
|
|
Balance, end of period
|
|
$
|
24,297
|
|
$
|
9,683
|
|
$
|
(103)
|
|
$
|
33,877
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending Balance, ALL:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Loans individually evaluated for impairment
|
|
$
|
5,607
|
|
$
|
1,454
|
|
$
|
-
|
|
$
|
7,061
|
|
Loans collectively evaluated for impairment
|
|
|
18,690
|
|
|
8,229
|
|
|
(103)
|
|
|
26,816
|
|
Loans acquired with deteriorated credit quality
|
|
|
-
|
|
|
-
|
|
|
-
|
|
|
-
|
|
Total
|
|
$
|
24,297
|
|
$
|
9,683
|
|
$
|
(103)
|
|
$
|
33,877
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending Balance, Loans:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Loans individually evaluated for impairment
|
|
$
|
107,566
|
|
$
|
7,730
|
|
$
|
-
|
|
$
|
115,296
|
|
Loans collectively evaluated for impairment
|
|
|
2,014,220
|
|
|
868,779
|
|
|
-
|
|
|
2,882,999
|
|
Loans acquired with deteriorated credit quality
|
|
|
3,031
|
|
|
920
|
|
|
-
|
|
|
3,951
|
|
Total
|
|
$
|
2,124,817
|
|
$
|
877,429
|
|
$
|
-
|
|
$
|
3,002,246
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
The following table shows the allowance for loan loss activity, portfolio segment types, balances for allowance for loan losses, and loans based on impairment methodology for the year ended December 31, 2012. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial
|
|
Consumer
|
|
Unallocated
|
|
Total
|
|
Allowance for loan losses:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Balance, beginning of the year
|
|
$
|
27,891
|
|
$
|
11,498
|
|
$
|
81
|
|
$
|
39,470
|
|
Recoveries credited to allowance
|
|
|
589
|
|
|
1,122
|
|
|
-
|
|
|
1,711
|
|
Loans charged off
|
|
|
(12,852)
|
|
|
(5,613)
|
|
|
-
|
|
|
(18,465)
|
|
Provision charged to operations
|
|
|
9,193
|
|
|
3,100
|
|
|
(93)
|
|
|
12,200
|
|
Balance, end of period
|
|
$
|
24,821
|
|
$
|
10,107
|
|
$
|
(12)
|
|
$
|
34,916
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending Balance, ALL:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Loans individually evaluated for impairment
|
|
$
|
6,626
|
|
$
|
1,876
|
|
$
|
-
|
|
$
|
8,502
|
|
Loans collectively evaluated for impairment
|
|
|
18,073
|
|
|
8,231
|
|
|
(12)
|
|
|
26,292
|
|
Loans acquired with deteriorated credit quality
|
|
|
122
|
|
|
-
|
|
|
-
|
|
|
122
|
|
Total
|
|
$
|
24,821
|
|
$
|
10,107
|
|
$
|
(12)
|
|
$
|
34,916
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending Balance, Loans:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Loans individually evaluated for impairment
|
|
$
|
143,330
|
|
$
|
7,480
|
|
$
|
-
|
|
$
|
150,810
|
|
Loans collectively evaluated for impairment
|
|
|
1,956,184
|
|
|
855,288
|
|
|
-
|
|
|
2,811,472
|
|
Loans acquired with deteriorated credit quality
|
|
|
3,594
|
|
|
971
|
|
|
-
|
|
|
4,565
|
|
Total
|
|
$
|
2,103,108
|
|
$
|
863,739
|
|
$
|
-
|
|
$
|
2,966,847
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
The following table shows the allowance for loan loss activity, portfolio segment types, balances for allowance for loan losses, and loans based on impairment methodology for the nine months ended September 30, 2012. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial
|
|
Consumer
|
|
Unallocated
|
|
Total
|
|
Allowance for loan losses:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Balance, beginning of the year
|
|
$
|
27,891
|
|
$
|
11,498
|
|
$
|
81
|
|
$
|
39,470
|
|
Recoveries credited to allowance
|
|
|
490
|
|
|
881
|
|
|
-
|
|
|
1,371
|
|
Loans charged off
|
|
|
(5,956)
|
|
|
(3,891)
|
|
|
-
|
|
|
(9,847)
|
|
Provision charged to operations
|
|
|
7,301
|
|
|
1,626
|
|
|
(27)
|
|
|
8,900
|
|
Balance, end of period
|
|
$
|
29,726
|
|
$
|
10,114
|
|
$
|
54
|
|
$
|
39,894
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending Balance, ALL:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Loans individually evaluated for impairment
|
|
$
|
12,197
|
|
$
|
1,509
|
|
$
|
-
|
|
$
|
13,706
|
|
Loans collectively evaluated for impairment
|
|
|
17,400
|
|
|
8,605
|
|
|
54
|
|
|
26,059
|
|
Loans acquired with deteriorated credit quality
|
|
|
129
|
|
|
-
|
|
|
-
|
|
|
129
|
|
Total
|
|
$
|
29,726
|
|
$
|
10,114
|
|
$
|
54
|
|
$
|
39,894
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending Balance, Loans:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Loans individually evaluated for impairment
|
|
$
|
163,088
|
|
$
|
8,344
|
|
$
|
-
|
|
$
|
171,432
|
|
Loans collectively evaluated for impairment
|
|
|
1,886,021
|
|
|
844,620
|
|
|
-
|
|
|
2,730,641
|
|
Loans acquired with deteriorated credit quality
|
|
|
5,431
|
|
|
1,006
|
|
|
-
|
|
|
6,437
|
|
Total
|
|
$
|
2,054,540
|
|
$
|
853,970
|
|
$
|
-
|
|
$
|
2,908,510
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Loans Receivables Related Risk Rating Excluding Purchased Impaired Loans |
The following table shows all loans, excluding purchased impaired loans, in the commercial portfolios by class with their related risk rating current as of September 30, 2013 (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1-3
|
|
4
|
|
5
|
|
6
|
|
7
|
|
8
|
|
Total
|
|
Commercial Construction
|
$
|
14,099
|
|
$
|
136,829
|
|
$
|
20,173
|
|
$
|
27,086
|
|
$
|
20,967
|
|
$
|
-
|
|
$
|
219,154
|
|
Commercial Real Estate - Owner Occupied
|
|
144,163
|
|
|
329,979
|
|
|
11,605
|
|
|
11,582
|
|
|
10,109
|
|
|
-
|
|
|
507,438
|
|
Commercial Real Estate - Non-Owner Occupied
|
|
216,461
|
|
|
433,619
|
|
|
23,638
|
|
|
40,555
|
|
|
8,269
|
|
|
-
|
|
|
722,542
|
|
Raw Land and Lots
|
|
4,631
|
|
|
104,750
|
|
|
6,172
|
|
|
29,319
|
|
|
32,730
|
|
|
-
|
|
|
177,602
|
|
Single Family Investment Real Estate
|
|
38,253
|
|
|
165,214
|
|
|
10,298
|
|
|
14,917
|
|
|
6,775
|
|
|
-
|
|
|
235,457
|
|
Commercial and Industrial
|
|
60,381
|
|
|
122,780
|
|
|
6,493
|
|
|
5,808
|
|
|
4,285
|
|
|
5,356
|
|
|
205,103
|
|
Other Commercial
|
|
18,563
|
|
|
23,019
|
|
|
8,496
|
|
|
3,161
|
|
|
1,200
|
|
|
51
|
|
|
54,490
|
|
Total
|
$
|
496,551
|
|
$
|
1,316,190
|
|
$
|
86,875
|
|
$
|
132,428
|
|
$
|
84,335
|
|
$
|
5,407
|
|
$
|
2,121,786
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
The following table shows all loans, excluding purchased impaired loans, in the commercial portfolios by class with their related risk rating current as of December 31, 2012 (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1-3
|
|
4
|
|
5
|
|
6
|
|
7
|
|
8
|
|
Total
|
|
Commercial Construction
|
$
|
5,504
|
|
$
|
117,769
|
|
$
|
14,637
|
|
$
|
33,815
|
|
$
|
30,619
|
|
$
|
-
|
|
$
|
202,344
|
|
Commercial Real Estate - Owner Occupied
|
|
145,977
|
|
|
321,486
|
|
|
15,197
|
|
|
19,051
|
|
|
11,713
|
|
|
-
|
|
|
513,424
|
|
Commercial Real Estate - Non-Owner Occupied
|
|
161,343
|
|
|
417,412
|
|
|
48,840
|
|
|
34,646
|
|
|
20,519
|
|
|
-
|
|
|
682,760
|
|
Raw Land and Lots
|
|
3,943
|
|
|
114,053
|
|
|
13,260
|
|
|
29,194
|
|
|
42,148
|
|
|
186
|
|
|
202,784
|
|
Single Family Investment Real Estate
|
|
43,705
|
|
|
156,636
|
|
|
12,111
|
|
|
13,150
|
|
|
7,467
|
|
|
-
|
|
|
233,069
|
|
Commercial and Industrial
|
|
68,308
|
|
|
120,442
|
|
|
10,584
|
|
|
12,064
|
|
|
6,045
|
|
|
139
|
|
|
217,582
|
|
Other Commercial
|
|
14,189
|
|
|
18,260
|
|
|
10,710
|
|
|
3,489
|
|
|
844
|
|
|
59
|
|
|
47,551
|
|
Total
|
$
|
442,969
|
|
$
|
1,266,058
|
|
$
|
125,339
|
|
$
|
145,409
|
|
$
|
119,355
|
|
$
|
384
|
|
$
|
2,099,514
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Loans Receivables Related Risk Rating Including Purchased Impaired Loans |
The following table shows only purchased impaired loans in the commercial portfolios by class with their related risk rating and credit quality indicator information current as of September 30, 2013 (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
4
|
|
5
|
|
6
|
|
7
|
|
8
|
|
Total
|
|
Commercial Real Estate - Owner Occupied
|
$
|
-
|
|
$
|
-
|
|
$
|
-
|
|
$
|
208
|
|
$
|
-
|
|
$
|
208
|
|
Raw Land and Lots
|
|
-
|
|
|
671
|
|
|
-
|
|
|
1,855
|
|
|
-
|
|
|
2,526
|
|
Single Family Investment Real Estate
|
|
285
|
|
|
-
|
|
|
-
|
|
|
12
|
|
|
-
|
|
|
297
|
|
Total
|
$
|
285
|
|
$
|
671
|
|
$
|
-
|
|
$
|
2,075
|
|
$
|
-
|
|
$
|
3,031
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
The following table shows only purchased impaired loans in the commercial portfolios by class with their related risk rating and credit quality indicator information current as of December 31, 2012 (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
5
|
|
6
|
|
7
|
|
8
|
|
Total
|
|
Commercial Real Estate - Owner Occupied
|
$
|
-
|
|
$
|
-
|
|
$
|
247
|
|
$
|
-
|
|
$
|
247
|
|
Raw Land and Lots
|
|
-
|
|
|
-
|
|
|
2,942
|
|
|
-
|
|
|
2,942
|
|
Single Family Investment Real Estate
|
|
312
|
|
|
-
|
|
|
14
|
|
|
-
|
|
|
326
|
|
Commercial and Industrial
|
|
-
|
|
|
-
|
|
|
79
|
|
|
-
|
|
|
79
|
|
Total
|
$
|
312
|
|
$
|
-
|
|
$
|
3,282
|
|
$
|
-
|
|
$
|
3,594
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Schedule of Acquired Loan Portfolio and Accretable Yield |
The following shows changes in the Company’s acquired loan portfolio and accretable yield for the following periods (dollars in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
For the Nine Months Ended
|
|
For the Nine Months Ended
|
|
|
September 30, 2013
|
|
September 30, 2012
|
|
|
Purchased Impaired
|
|
Purchased Nonimpaired
|
|
Purchased Impaired
|
|
Purchased Nonimpaired
|
|
|
Accretable Yield
|
|
Carrying Amount of Loans
|
|
Accretable Yield
|
|
Carrying Amount of Loans
|
|
Accretable Yield
|
|
Carrying Amount of Loans
|
|
Accretable Yield
|
|
Carrying Amount of Loans
|
|
Balance at beginning of period
|
$
|
3,147
|
|
$
|
4,565
|
|
$
|
5,350
|
|
$
|
473,283
|
|
$
|
5,140
|
|
$
|
9,897
|
|
$
|
9,010
|
|
$
|
663,510
|
|
Additions
|
|
-
|
|
|
-
|
|
|
-
|
|
|
-
|
|
|
-
|
|
|
-
|
|
|
-
|
|
|
-
|
|
Accretion
|
|
-
|
|
|
-
|
|
|
(1,570)
|
|
|
-
|
|
|
(55)
|
|
|
-
|
|
|
(2,960)
|
|
|
-
|
|
Charge-offs
|
|
(54)
|
|
|
(96)
|
|
|
-
|
|
|
(1,002)
|
|
|
(1,602)
|
|
|
(397)
|
|
|
-
|
|
|
(1,551)
|
|
Transfers to OREO
|
|
-
|
|
|
(201)
|
|
|
-
|
|
|
(207)
|
|
|
-
|
|
|
(2,371)
|
|
|
-
|
|
|
(2,766)
|
|
Payments received, net
|
|
-
|
|
|
(317)
|
|
|
-
|
|
|
(79,841)
|
|
|
-
|
|
|
(692)
|
|
|
-
|
|
|
(155,947)
|
|
Balance at end of period
|
$
|
3,093
|
|
$
|
3,951
|
|
$
|
3,780
|
|
$
|
392,233
|
|
$
|
3,483
|
|
$
|
6,437
|
|
$
|
6,050
|
|
$
|
503,246
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|