Quarterly report pursuant to Section 13 or 15(d)

COMMITMENTS AND CONTINGENCIES (Narrative) (Details)

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COMMITMENTS AND CONTINGENCIES (Narrative) (Details) (USD $)
6 Months Ended 12 Months Ended
Jun. 30, 2013
Dec. 31, 2012
COMMITMENTS AND CONTINGENCIES [Abstract]    
Daily average required reserves $ 15,000,000 $ 14,200,000
Deposits with other financial institutions 8,200,000  
Deposits with other financial institutions serves as collateral 3,400,000  
Uninsured deposits with other financial institutions 3,900,000  
Maximum amount covered by deposit insurance   250,000
Nonrecurring fair value adjustments were recorded on loans held for 186,000 0
Loans available for sale $ 3,000,000