| Schedule of Bank Capital Amount and Ratio |
The Company and the Bank’s capital amounts and ratios are also presented in the following table at December 31, 2020 and 2019 (dollars in thousands):
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Required in Order to Be |
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Required for Capital |
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Well Capitalized Under |
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Actual |
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Adequacy Purposes |
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PCA |
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Amount |
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Ratio |
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Amount |
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Ratio |
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Amount |
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Ratio |
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As of December 31, 2020 |
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Common equity Tier 1 capital to risk weighted assets: |
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Consolidated |
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$ |
1,512,507 |
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10.26 |
% |
$ |
663,380 |
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4.50 |
% |
NA |
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NA |
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Atlantic Union Bank |
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1,824,693 |
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12.42 |
% |
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661,121 |
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4.50 |
% |
954,952 |
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6.50 |
% |
Tier 1 capital to risk weighted assets: |
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Consolidated |
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1,678,863 |
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11.39 |
% |
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884,388 |
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6.00 |
% |
NA |
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NA |
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Atlantic Union Bank |
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1,824,693 |
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12.42 |
% |
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881,494 |
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6.00 |
% |
1,175,326 |
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8.00 |
% |
Total capital to risk weighted assets: |
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Consolidated |
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2,063,356 |
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14.00 |
% |
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1,179,061 |
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8.00 |
% |
NA |
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NA |
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Atlantic Union Bank |
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1,924,016 |
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13.09 |
% |
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1,175,869 |
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8.00 |
% |
1,469,837 |
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10.00 |
% |
Tier 1 capital to average adjusted assets: |
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Consolidated |
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1,678,863 |
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8.95 |
% |
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750,330 |
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4.00 |
% |
NA |
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NA |
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Atlantic Union Bank |
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1,824,693 |
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9.75 |
% |
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748,592 |
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4.00 |
% |
935,740 |
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5.00 |
% |
As of December 31, 2019 |
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Common equity Tier 1 capital to risk weighted assets: |
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Consolidated |
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$ |
1,437,908 |
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10.24 |
% |
$ |
631,893 |
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4.50 |
% |
NA |
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NA |
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Atlantic Union Bank |
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1,704,426 |
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12.18 |
% |
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629,714 |
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4.50 |
% |
909,587 |
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6.50 |
% |
Tier 1 capital to risk weighted assets: |
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Consolidated |
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1,437,908 |
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10.24 |
% |
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842,524 |
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6.00 |
% |
NA |
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NA |
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Atlantic Union Bank |
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1,704,426 |
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12.18 |
% |
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839,619 |
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6.00 |
% |
1,119,492 |
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8.00 |
% |
Total capital to risk weighted assets: |
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Consolidated |
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1,773,835 |
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12.63 |
% |
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1,123,569 |
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8.00 |
% |
NA |
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NA |
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Atlantic Union Bank |
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1,747,620 |
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12.48 |
% |
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1,120,269 |
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8.00 |
% |
1,400,337 |
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10.00 |
% |
Tier 1 capital to average adjusted assets: |
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Consolidated |
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1,437,908 |
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8.79 |
% |
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654,338 |
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4.00 |
% |
NA |
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NA |
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Atlantic Union Bank |
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1,704,426 |
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10.45 |
% |
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652,412 |
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4.00 |
% |
815,515 |
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5.00 |
% |
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