LOANS AND ALLOWANCE FOR LOAN LOSSES (Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology) (Details) - USD ($)
$ in Thousands |
9 Months Ended |
|
|
|
Sep. 30, 2016 |
Sep. 30, 2015 |
Sep. 30, 2016 |
Dec. 31, 2015 |
Sep. 30, 2015 |
| Allowance for loan losses |
|
|
|
|
|
| Balance, beginning of the year |
$ 34,047
|
$ 32,384
|
|
|
|
| Recoveries credited to allowance |
2,022
|
2,994
|
|
|
|
| Loans charged off |
(6,728)
|
(9,370)
|
|
|
|
| Provision charged to operations |
7,201
|
7,261
|
|
|
|
| Balance, end of period |
36,542
|
33,269
|
|
|
|
| Total Loans |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
$ 57,501
|
|
$ 81,618
|
| ALL individually evaluated for impairment |
|
|
992
|
|
2,012
|
| Loans collectively evaluated for impairment |
|
|
6,029,071
|
|
5,383,397
|
| ALL collectively evaluated for impairment |
|
|
35,550
|
|
31,257
|
| Total Loans |
|
|
6,148,918
|
$ 5,671,462
|
5,543,621
|
| Total ALL |
34,047
|
32,384
|
36,542
|
34,047
|
33,269
|
| Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, end of period |
0
|
0
|
|
|
|
| Total Loans |
|
|
|
|
|
| Total Loans |
|
|
62,346
|
73,737
|
78,606
|
| Total ALL |
0
|
0
|
0
|
|
0
|
| Construction and Land Development |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, beginning of the year |
6,040
|
4,856
|
|
|
|
| Recoveries credited to allowance |
165
|
594
|
|
|
|
| Loans charged off |
(869)
|
(415)
|
|
|
|
| Provision charged to operations |
5,464
|
169
|
|
|
|
| Balance, end of period |
10,800
|
5,204
|
|
|
|
| Total Loans |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
27,241
|
|
33,647
|
| ALL individually evaluated for impairment |
|
|
123
|
|
175
|
| Loans collectively evaluated for impairment |
|
|
745,984
|
|
653,370
|
| ALL collectively evaluated for impairment |
|
|
10,677
|
|
5,029
|
| Total Loans |
|
|
776,430
|
749,720
|
694,645
|
| Total ALL |
6,040
|
4,856
|
10,800
|
6,040
|
5,204
|
| Construction and Land Development | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, end of period |
0
|
0
|
|
|
|
| Total Loans |
|
|
|
|
|
| Total Loans |
|
|
3,205
|
5,986
|
7,628
|
| Total ALL |
0
|
0
|
0
|
|
0
|
| Commercial Real Estate - Owner Occupied |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, beginning of the year |
4,614
|
4,640
|
|
|
|
| Recoveries credited to allowance |
112
|
15
|
|
|
|
| Loans charged off |
(772)
|
(481)
|
|
|
|
| Provision charged to operations |
(770)
|
630
|
|
|
|
| Balance, end of period |
3,184
|
4,804
|
|
|
|
| Total Loans |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
7,612
|
|
18,564
|
| ALL individually evaluated for impairment |
|
|
5
|
|
677
|
| Loans collectively evaluated for impairment |
|
|
830,466
|
|
816,320
|
| ALL collectively evaluated for impairment |
|
|
3,179
|
|
4,127
|
| Total Loans |
|
|
857,142
|
860,086
|
863,578
|
| Total ALL |
4,614
|
4,640
|
3,184
|
4,614
|
4,804
|
| Commercial Real Estate - Owner Occupied | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, end of period |
0
|
0
|
|
|
|
| Total Loans |
|
|
|
|
|
| Total Loans |
|
|
19,064
|
27,388
|
28,694
|
| Total ALL |
0
|
0
|
0
|
|
0
|
| Commercial Real Estate - Non-Owner Occupied |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, beginning of the year |
6,929
|
7,256
|
|
|
|
| Recoveries credited to allowance |
3
|
232
|
|
|
|
| Loans charged off |
(1)
|
(2,850)
|
|
|
|
| Provision charged to operations |
(813)
|
1,744
|
|
|
|
| Balance, end of period |
6,118
|
6,382
|
|
|
|
| Total Loans |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
3,792
|
|
8,632
|
| ALL individually evaluated for impairment |
|
|
1
|
|
137
|
| Loans collectively evaluated for impairment |
|
|
1,432,895
|
|
1,201,649
|
| ALL collectively evaluated for impairment |
|
|
6,117
|
|
6,245
|
| Total Loans |
|
|
1,454,828
|
1,270,480
|
1,223,607
|
| Total ALL |
6,929
|
7,256
|
6,118
|
6,929
|
6,382
|
| Commercial Real Estate - Non-Owner Occupied | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, end of period |
0
|
0
|
|
|
|
| Total Loans |
|
|
|
|
|
| Total Loans |
|
|
18,141
|
13,519
|
13,326
|
| Total ALL |
0
|
0
|
0
|
|
0
|
| Multifamily Real Estate |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, beginning of the year |
1,606
|
1,374
|
|
|
|
| Recoveries credited to allowance |
0
|
0
|
|
|
|
| Loans charged off |
0
|
0
|
|
|
|
| Provision charged to operations |
(658)
|
296
|
|
|
|
| Balance, end of period |
948
|
1,670
|
|
|
|
| Total Loans |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
0
|
|
4,607
|
| ALL individually evaluated for impairment |
|
|
0
|
|
0
|
| Loans collectively evaluated for impairment |
|
|
337,234
|
|
323,409
|
| ALL collectively evaluated for impairment |
|
|
948
|
|
1,670
|
| Total Loans |
|
|
339,313
|
322,528
|
329,959
|
| Total ALL |
1,606
|
1,374
|
948
|
1,606
|
1,670
|
| Multifamily Real Estate | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, end of period |
0
|
0
|
|
|
|
| Total Loans |
|
|
|
|
|
| Total Loans |
|
|
2,079
|
1,555
|
1,943
|
| Total ALL |
0
|
0
|
0
|
|
0
|
| Commercial & Industrial |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, beginning of the year |
3,163
|
2,610
|
|
|
|
| Recoveries credited to allowance |
422
|
776
|
|
|
|
| Loans charged off |
(1,301)
|
(2,081)
|
|
|
|
| Provision charged to operations |
3,119
|
1,485
|
|
|
|
| Balance, end of period |
5,403
|
2,790
|
|
|
|
| Total Loans |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
3,448
|
|
3,439
|
| ALL individually evaluated for impairment |
|
|
642
|
|
318
|
| Loans collectively evaluated for impairment |
|
|
505,264
|
|
403,973
|
| ALL collectively evaluated for impairment |
|
|
4,761
|
|
2,472
|
| Total Loans |
|
|
509,857
|
435,365
|
409,657
|
| Total ALL |
3,163
|
2,610
|
5,403
|
3,163
|
2,790
|
| Commercial & Industrial | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, end of period |
0
|
0
|
|
|
|
| Total Loans |
|
|
|
|
|
| Total Loans |
|
|
1,145
|
1,813
|
2,245
|
| Total ALL |
0
|
0
|
0
|
|
0
|
| Residential 1-4 Family |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, beginning of the year |
5,414
|
5,607
|
|
|
|
| Recoveries credited to allowance |
466
|
513
|
|
|
|
| Loans charged off |
(741)
|
(1,303)
|
|
|
|
| Provision charged to operations |
518
|
927
|
|
|
|
| Balance, end of period |
5,657
|
5,744
|
|
|
|
| Total Loans |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
12,673
|
|
10,679
|
| ALL individually evaluated for impairment |
|
|
115
|
|
615
|
| Loans collectively evaluated for impairment |
|
|
969,860
|
|
954,730
|
| ALL collectively evaluated for impairment |
|
|
5,542
|
|
5,129
|
| Total Loans |
|
|
999,361
|
978,469
|
987,788
|
| Total ALL |
5,414
|
5,607
|
5,657
|
5,414
|
5,744
|
| Residential 1-4 Family | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, end of period |
0
|
0
|
|
|
|
| Total Loans |
|
|
|
|
|
| Total Loans |
|
|
16,828
|
21,159
|
22,379
|
| Total ALL |
0
|
0
|
0
|
|
0
|
| Auto |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, beginning of the year |
1,703
|
1,297
|
|
|
|
| Recoveries credited to allowance |
243
|
213
|
|
|
|
| Loans charged off |
(815)
|
(545)
|
|
|
|
| Provision charged to operations |
(260)
|
600
|
|
|
|
| Balance, end of period |
871
|
1,565
|
|
|
|
| Total Loans |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
231
|
|
89
|
| ALL individually evaluated for impairment |
|
|
1
|
|
1
|
| Loans collectively evaluated for impairment |
|
|
254,957
|
|
225,905
|
| ALL collectively evaluated for impairment |
|
|
870
|
|
1,564
|
| Total Loans |
|
|
255,188
|
234,061
|
225,994
|
| Total ALL |
1,703
|
1,297
|
871
|
1,703
|
1,565
|
| Auto | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, end of period |
0
|
0
|
|
|
|
| Total Loans |
|
|
|
|
|
| Total Loans |
|
|
0
|
0
|
0
|
| Total ALL |
0
|
0
|
0
|
|
0
|
| HELOC |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, beginning of the year |
2,934
|
2,675
|
|
|
|
| Recoveries credited to allowance |
229
|
237
|
|
|
|
| Loans charged off |
(1,272)
|
(749)
|
|
|
|
| Provision charged to operations |
(534)
|
671
|
|
|
|
| Balance, end of period |
1,357
|
2,834
|
|
|
|
| Total Loans |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
2,053
|
|
1,502
|
| ALL individually evaluated for impairment |
|
|
17
|
|
9
|
| Loans collectively evaluated for impairment |
|
|
520,546
|
|
511,048
|
| ALL collectively evaluated for impairment |
|
|
1,340
|
|
2,825
|
| Total Loans |
|
|
524,097
|
516,726
|
514,362
|
| Total ALL |
2,934
|
2,675
|
1,357
|
2,934
|
2,834
|
| HELOC | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, end of period |
0
|
0
|
|
|
|
| Total Loans |
|
|
|
|
|
| Total Loans |
|
|
1,498
|
1,791
|
1,812
|
| Total ALL |
0
|
0
|
0
|
|
0
|
| Consumer and all other |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, beginning of the year |
1,644
|
2,069
|
|
|
|
| Recoveries credited to allowance |
382
|
414
|
|
|
|
| Loans charged off |
(957)
|
(946)
|
|
|
|
| Provision charged to operations |
1,135
|
739
|
|
|
|
| Balance, end of period |
2,204
|
2,276
|
|
|
|
| Total Loans |
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
451
|
|
459
|
| ALL individually evaluated for impairment |
|
|
88
|
|
80
|
| Loans collectively evaluated for impairment |
|
|
431,865
|
|
292,993
|
| ALL collectively evaluated for impairment |
|
|
2,116
|
|
2,196
|
| Total Loans |
|
|
432,702
|
304,027
|
294,031
|
| Total ALL |
1,644
|
2,069
|
2,204
|
1,644
|
2,276
|
| Consumer and all other | Purchased Impaired |
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
| Balance, end of period |
0
|
0
|
|
|
|
| Total Loans |
|
|
|
|
|
| Total Loans |
|
|
386
|
$ 526
|
579
|
| Total ALL |
$ 0
|
$ 0
|
$ 0
|
|
$ 0
|