LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)

v3.10.0.1

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	9 Months Ended
	Sep. 30, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Stated at Face Amount, Net of Unearned Income	Loans are stated at their face amount, net of deferred fees and costs, and consist of the following at September 30, 2018 and December 31, 2017 (dollars in thousands):   September 30, 2018   December 31, 2017 Construction and Land Development $ 1,178,054   $ 948,791 Commercial Real Estate - Owner Occupied 1,283,125   943,933 Commercial Real Estate - Non-Owner Occupied 2,427,251   1,713,659 Multifamily Real Estate 542,662   357,079 Commercial & Industrial 1,154,583   612,023 Residential 1-4 Family - Commercial 719,798   612,395 Residential 1-4 Family - Mortgage 611,728   485,690 Auto 306,196   282,474 HELOC 612,116   537,521 Consumer 345,320   408,667 Other Commercial 230,765   239,320 Total loans held for investment, net (1) $ 9,411,598   $ 7,141,552   (1) Loans, as presented, are net of deferred fees and costs totaling $3.5 million and $1.3 million as of September 30, 2018 and December 31, 2017, respectively.
Summary of Aging of the Loan Portfolio by Class	The following table shows the aging of the Company’s loan portfolio, by segment, at September 30, 2018 (dollars in thousands):   30-59 Days Past Due   60-89 Days Past Due   Greater than 90 Days and still Accruing   PCI   Nonaccrual   Current   Total Loans Construction and Land Development $ 1,351   $ 1,826   $ 442   $ 5,042   $ 9,221   $ 1,160,172   $ 1,178,054 Commercial Real Estate - Owner Occupied 4,218   539   3,586   25,896   3,202   1,245,684   1,283,125 Commercial Real Estate - Non-Owner Occupied 492   —   —   21,575   1,812   2,403,372   2,427,251 Multifamily Real Estate 553   —   —   86   —   542,023   542,662 Commercial & Industrial 2,239   428   256   2,299   1,404   1,147,957   1,154,583 Residential 1-4 Family - Commercial 2,535   1,892   378   16,073   1,956   696,964   719,798 Residential 1-4 Family - Mortgage 4,506   3,793   2,543   16,761   8,535   575,590   611,728 Auto 2,414   299   211   9   525   302,738   306,196 HELOC 4,783   1,392   1,291   6,179   1,273   597,198   612,116 Consumer and all other(1) 2,640   1,140   825   826   182   570,472   576,085 Total loans held for investment $ 25,731   $ 11,309   $ 9,532   $ 94,746   $ 28,110   $ 9,242,170   $ 9,411,598  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following table shows the aging of the Company’s loan portfolio, by segment, at December 31, 2017 (dollars in thousands):   30-59 Days Past Due   60-89 Days Past Due   Greater than 90 Days and still Accruing   PCI   Nonaccrual   Current   Total Loans Construction and Land Development $ 1,248   $ 898   $ 1,340   $ 2,838   $ 5,610   $ 936,857   $ 948,791 Commercial Real Estate - Owner Occupied 444   81   —   14,790   2,708   925,910   943,933 Commercial Real Estate - Non-Owner Occupied 187   84   194   6,610   2,992   1,703,592   1,713,659 Multifamily Real Estate —   —   —   80   —   356,999   357,079 Commercial & Industrial 1,147   109   214   408   316   609,829   612,023 Residential 1-4 Family - Commercial 1,682   700   579   9,414   1,085   598,935   612,395 Residential 1-4 Family - Mortgage 3,838   2,541   546   3,733   6,269   468,763   485,690 Auto 3,541   185   40   —   413   278,295   282,474 HELOC 2,382   717   217   950   2,075   531,180   537,521 Consumer and all other(1) 2,404   2,052   402   198   275   642,656   647,987 Total loans held for investment $ 16,873   $ 7,367   $ 3,532   $ 39,021   $ 21,743   $ 7,053,016   $ 7,141,552  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Impaired Loans by Class	The Company measures the amount of impairment by evaluating loans either in their collective homogeneous pools or individually. The following table shows the Company’s impaired loans, excluding PCI loans, by segment at September 30, 2018 and December 31, 2017 (dollars in thousands):   September 30, 2018   December 31, 2017   Recorded Investment   Unpaid Principal Balance   Related Allowance   Recorded Investment   Unpaid Principal Balance   Related Allowance Loans without a specific allowance                       Construction and Land Development $ 11,265   $ 11,973   $ —   $ 16,035   $ 16,214   $ — Commercial Real Estate - Owner Occupied 9,957   10,082   —   5,427   5,527   — Commercial Real Estate - Non-Owner Occupied 6,922   7,199   —   6,017   6,103   — Commercial & Industrial 1,683   2,116   —   1,681   1,933   — Residential 1-4 Family - Commercial 4,599   4,863   —   4,098   4,879   — Residential 1-4 Family - Mortgage 10,878   11,464   —   9,512   9,786   — HELOC 686   793   —   2,056   2,144   — Consumer and all other(1) 534   721   —   567   734   — Total impaired loans without a specific allowance $ 46,524   $ 49,211   $ —   $ 45,393   $ 47,320   $ —                         Loans with a specific allowance                       Construction and Land Development $ 483   $ 545   $ 139   $ 1,536   $ 1,573   $ 122 Commercial Real Estate - Owner Occupied 1,852   1,937   149   1,161   1,161   94 Commercial & Industrial 855   867   317   1,295   1,319   128 Residential 1-4 Family - Commercial 1,452   1,527   227   1,062   1,068   35 Residential 1-4 Family - Mortgage 3,448   3,595   301   1,953   2,070   36 Auto 525   734   215   413   577   2 HELOC 988   1,056   173   464   535   51 Consumer and all other(1) 145   299   75   204   309   35 Total impaired loans with a specific allowance $ 9,748   $ 10,560   $ 1,596   $ 8,088   $ 8,612   $ 503 Total impaired loans $ 56,272   $ 59,771   $ 1,596   $ 53,481   $ 55,932   $ 503 (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following tables show the average recorded investment and interest income recognized for the Company’s impaired loans, excluding PCI loans, by segment for the three and nine months ended September 30, 2018 and 2017 (dollars in thousands):   Three Months Ended September 30, 2018   Nine Months Ended September 30, 2018   Average Investment   Interest Income Recognized   Average Investment   Interest Income Recognized Construction and Land Development $ 12,481   $ 63   $ 12,083   $ 203 Commercial Real Estate - Owner Occupied 11,873   102   11,966   322 Commercial Real Estate - Non-Owner Occupied 6,932   57   7,141   175 Commercial & Industrial 2,607   15   2,713   57 Residential 1-4 Family - Commercial 6,087   51   6,192   154 Residential 1-4 Family - Mortgage 14,716   26   14,823   113 Auto 609   —   685   12 HELOC 1,800   4   1,871   14 Consumer and all other(1) 689   7   756   22 Total impaired loans $ 57,794   $ 325   $ 58,230   $ 1,072 (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.   Three Months Ended September 30, 2017   Nine Months Ended September 30, 2017   Average Investment   Interest Income Recognized   Average Investment   Interest Income Recognized Construction and Land Development $ 15,654   $ 128   $ 15,378   $ 368 Commercial Real Estate - Owner Occupied 7,354   62   7,407   245 Commercial Real Estate - Non-Owner Occupied 7,597   57   7,584   185 Commercial & Industrial 4,139   36   4,203   121 Residential 1-4 Family - Commercial 4,467   36   4,536   121 Residential 1-4 Family - Mortgage 9,751   58   9,822   140 Auto 192   —   223   2 HELOC 2,460   7   2,492   29 Consumer and all other(1) 800   8   690   20 Total impaired loans $ 52,414   $ 392   $ 52,335   $ 1,231 (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Summary of Modified Loans that Continue to Accrue Interest Under the Terms of Restructuring Agreement	The following table provides a summary, by segment, of TDRs that continue to accrue interest under the terms of the applicable restructuring agreement, which are considered to be performing, and TDRs that have been placed on nonaccrual status, which are considered to be nonperforming, as of September 30, 2018 and December 31, 2017 (dollars in thousands):   September 30, 2018   December 31, 2017   No. of Loans   Recorded Investment   Outstanding Commitment   No. of Loans   Recorded Investment   Outstanding Commitment Performing                       Construction and Land Development 5   $ 2,527   $ —   7   $ 2,803   $ — Commercial Real Estate - Owner Occupied 10   3,444   —   5   2,221   — Commercial Real Estate - Non-Owner Occupied 4   4,440   —   2   715   — Commercial & Industrial 5   1,035   —   12   2,057   — Residential 1-4 Family - Commercial 27   2,473   —   16   1,048   — Residential 1-4 Family - Mortgage 28   5,380   —   24   5,194   — HELOC 2   58   —   1   20   — Consumer and all other (1) 2   497   —   1   495   — Total performing 83   $ 19,854   $ —   68   $ 14,553   $ — Nonperforming                       Construction and Land Development 4   $ 4,371   $ —   2   $ 702   $ — Commercial Real Estate - Owner Occupied 2   205   —   2   134   — Commercial & Industrial 8   719   —   2   108   — Residential 1-4 Family - Commercial 2   67   —   5   558   — Residential 1-4 Family - Mortgage 14   2,989   —   7   1,264   — HELOC 2   64   —   1   59   — Consumer and all other (1) 1   10   —   1   24   — Total nonperforming 33   $ 8,425   $ —   20   $ 2,849   $ — Total performing and nonperforming 116   $ 28,279   $ —   88   $ 17,402   $ — (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Schedule of TDR by Class and Modification Type	The following table shows, by segment and modification type, TDRs that occurred during the three and nine months ended September 30, 2018 and TDRs that were identified by the Company as going into default during the period shown that were restructured in the prior 12-month period (dollars in thousands):   All Restructurings   Restructurings with Payment Default   Three Months Ended September 30, 2018   Nine Months Ended September 30, 2018   Three Months Ended September 30, 2018   Nine Months Ended September 30, 2018   No. of Loans   Recorded  Investment at Period End   No. of Loans   Recorded  Investment at Period End   No. of Loans   Recorded  Investment   No. of Loans   Recorded  Investment Modified to interest only, at a market rate                               Total interest only at market rate of interest —   $ —   —   $ —   —   $ —   —   $ —                                 Term modification, at a market rate                               Construction and Land Development 2   $ 3,545   4   $ 4,809   —   $ —   3   $ 1,270 Commercial Real Estate - Owner Occupied —   —   5   1,371   —   —   —   — Commercial Real Estate - Non-Owner Occupied 1   1,089   1   1,089   —   —   —   — Commercial & Industrial 2   278   3   339   —   —   —   — Residential 1-4 Family - Commercial —   —   2   220   —   —   1   60 Residential 1-4 Family - Mortgage —   —   5   610   1   323   1   323 Consumer and all other(1) 1   14   1   14   —   —   —   — Total loan term extended at a market rate 6   $ 4,926   21   $ 8,452   1   $ 323   5   $ 1,653                                 Term modification, below market rate                               Commercial Real Estate - Non-Owner Occupied 1   $ 2,782   1   $ 2,782   —   $ —   —   $ — Residential 1-4 Family - Commercial 5   297   8   901   —   —   —   — Residential 1-4 Family - Mortgage 4   1,301   8   1,711   —   —   —   — HELOC 2   46   2   46   —   —   —   — Total loan term extended at a below market rate 12   $ 4,426   19   $ 5,440   —   $ —   —   $ —                                 Total 18   $ 9,352   40   $ 13,892   1   $ 323   5   $ 1,653 (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following table shows, by segment and modification type, TDRs that occurred during the three and nine months ended September 30, 2017 and TDRs that were identified by the Company as going into default during the period shown that were restructured in the prior 12-month period (dollars in thousands):   All Restructurings   Restructurings with Payment Default   Three Months Ended September 30, 2017   Nine Months Ended September 30, 2017   Three Months Ended September 30, 2017   Nine Months Ended September 30, 2017   No. of Loans   Recorded  Investment at Period End   No. of Loans   Recorded  Investment at Period End   No. of Loans   Recorded  Investment   No. of Loans   Recorded  Investment Modified to interest only, at a market rate                               Construction and Land Development —   $ —   —   $ —   —   $ —   2   $ 198 Commercial Real Estate - Owner Occupied —   —   —   —   —   —   1   469 Commercial & Industrial 3   936   8   1,596   1   350   1   350 Residential 1-4 Family - Commercial —   —   —   —   —   —   1   158 Total interest only at market rate of interest 3   $ 936   8   $ 1,596   1   $ 350   5   $ 1,175                                 Term modification, at a market rate                               Construction and Land Development 1   $ 160   4   $ 1,150   —   $ —   —   $ — Commercial Real Estate - Owner Occupied 1   380   1   380   —   —   —   — Commercial Real Estate - Non-Owner Occupied 1   571   3   2,196   —   —   —   — Commercial & Industrial —   —   4   969   —   —   —   — Residential 1-4 Family - Commercial 1   61   2   266   —   —   —   — Residential 1-4 Family - Mortgage 2   1,586   6   2,308   1   88   1   88 Consumer and all other(1) 1   26   2   522   —   —   —   — Total loan term extended at a market rate 7   $ 2,784   22   $ 7,791   1   $ 88   1   $ 88                                 Term modification, below market rate                               Commercial Real Estate - Owner Occupied —   $ —   1   $ 841   —   $ —   —   $ — Commercial & Industrial —   —   3   179   —   —   —   — Residential 1-4 Family - Commercial 1   40   3   126   —   —   —   — Residential 1-4 Family - Mortgage —   —   5   1,017   1   99   2   359 Total loan term extended at a below market rate 1   $ 40   12   $ 2,163   1   $ 99   2   $ 359                                 Total 11   $ 3,760   42   $ 11,550   3   $ 537   8   $ 1,622 (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology	The following tables show the ALL activity by segment for the nine months ended September 30, 2018 and 2017. The tables below include the provision for loan losses. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories (dollars in thousands):   Nine Months Ended September 30, 2018   Allowance for loan losses   Balance, beginning of the year   Recoveries credited to allowance   Loans charged off   Provision charged to operations   Balance, end of period Construction and Land Development $ 9,709   $ 400   $ (703 )   $ (1,218 )   $ 8,188 Commercial Real Estate - Owner Occupied 2,931   488   (174 )   (300 )   2,945 Commercial Real Estate - Non-Owner Occupied 7,544   82   (94 )   806   8,338 Multifamily Real Estate 1,092   5   —   525   1,622 Commercial & Industrial 4,552   413   (692 )   2,429   6,702 Residential 1-4 Family - Commercial 4,437   306   (137 )   (2,147 )   2,459 Residential 1-4 Family - Mortgage 1,524   235   (640 )   405   1,524 Auto 975   365   (759 )   760   1,341 HELOC 1,360   554   (488 )   (70 )   1,356 Consumer and all other(1) 4,084   1,234   (6,412 )   7,913   6,819 Total $ 38,208   $ 4,082   $ (10,099 )   $ 9,103   $ 41,294  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.   Nine Months Ended September 30, 2017   Allowance for loan losses   Balance, beginning of the year   Recoveries credited to allowance   Loans charged off   Provision charged to operations   Balance, end of period Construction and Land Development $ 10,055   $ 193   $ (2,115 )   $ 535   $ 8,668 Commercial Real Estate - Owner Occupied 3,801   84   (46 )   (620 )   3,219 Commercial Real Estate - Non-Owner Occupied 6,622   2   (1,181 )   1,825   7,268 Multifamily Real Estate 1,236   —   —   (136 )   1,100 Commercial & Industrial 4,627   451   (1,241 )   1,526   5,363 Residential 1-4 Family - Commercial 3,698   249   (451 )   55   3,551 Residential 1-4 Family - Mortgage 2,701   83   (364 )   (90 )   2,330 Auto 946   352   (761 )   398   935 HELOC 1,328   240   (861 )   675   1,382 Consumer and all other(1) 2,178   905   (2,929 )   3,192   3,346 Total $ 37,192   $ 2,559   $ (9,949 )   $ 7,360   $ 37,162  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following tables show the loan and ALL balances based on impairment methodology by segment as of September 30, 2018 and December 31, 2017 (dollars in thousands):   September 30, 2018   Loans individually evaluated for impairment   Loans collectively evaluated for impairment   Loans acquired with deteriorated credit quality   Total   Loans   ALL   Loans   ALL   Loans   ALL   Loans   ALL Construction and Land Development $ 11,748   $ 139   $ 1,161,264   $ 8,049   $ 5,042   $ —   $ 1,178,054   $ 8,188 Commercial Real Estate - Owner Occupied 11,809   149   1,245,420   2,796   25,896   —   1,283,125   2,945 Commercial Real Estate - Non-Owner Occupied 6,922   —   2,398,754   8,338   21,575   —   2,427,251   8,338 Multifamily Real Estate —   —   542,576   1,622   86   —   542,662   1,622 Commercial & Industrial 2,538   317   1,149,746   6,385   2,299   —   1,154,583   6,702 Residential 1-4 Family - Commercial 6,051   227   697,674   2,232   16,073   —   719,798   2,459 Residential 1-4 Family - Mortgage 14,326   301   580,641   1,223   16,761   —   611,728   1,524 Auto 525   215   305,662   1,126   9   —   306,196   1,341 HELOC 1,674   173   604,263   1,183   6,179   —   612,116   1,356 Consumer and all other(1) 679   75   574,580   6,744   826   —   576,085   6,819 Total loans held for investment, net $ 56,272   $ 1,596   $ 9,260,580   $ 39,698   $ 94,746   $ —   $ 9,411,598   $ 41,294  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.   December 31, 2017   Loans individually evaluated for impairment   Loans collectively evaluated for impairment   Loans acquired with deteriorated credit quality   Total   Loans   ALL   Loans   ALL   Loans   ALL   Loans   ALL Construction and Land Development $ 17,571   $ 122   $ 928,382   $ 9,587   $ 2,838   $ —   $ 948,791   $ 9,709 Commercial Real Estate - Owner Occupied 6,588   94   922,555   2,837   14,790   —   943,933   2,931 Commercial Real Estate - Non-Owner Occupied 6,017   —   1,701,032   7,544   6,610   —   1,713,659   7,544 Multifamily Real Estate —   —   356,999   1,092   80   —   357,079   1,092 Commercial & Industrial 2,976   128   608,639   4,424   408   —   612,023   4,552 Residential 1-4 Family - Commercial 5,160   35   597,821   4,402   9,414   —   612,395   4,437 Residential 1-4 Family - Mortgage 11,465   36   470,492   1,488   3,733   —   485,690   1,524 Auto 413   2   282,061   973   —   —   282,474   975 HELOC 2,520   51   534,051   1,309   950   —   537,521   1,360 Consumer and all other(1) 771   35   647,018   4,049   198   —   647,987   4,084 Total loans held for investment, net $ 53,481   $ 503   $ 7,049,050   $ 37,705   $ 39,021   $ —   $ 7,141,552   $ 38,208  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Loans Receivables Related Risk Rating	The following table shows the recorded investment in all loans, excluding PCI loans, by segment with their related risk level as of September 30, 2018 (dollars in thousands):     Pass   Special Mention   Substandard   Doubtful   Total Construction and Land Development $ 1,112,422   $ 49,278   $ 11,299   $ 13   $ 1,173,012 Commercial Real Estate - Owner Occupied 1,191,608   37,261   28,360   —   1,257,229 Commercial Real Estate - Non-Owner Occupied 2,377,408   22,536   5,732   —   2,405,676 Multifamily Real Estate 530,613   11,963   —   —   542,576 Commercial & Industrial 1,107,669   36,496   8,119   —   1,152,284 Residential 1-4 Family - Commercial 686,249   12,729   4,747   —   703,725 Residential 1-4 Family - Mortgage 575,419   5,540   13,928   80   594,967 Auto 302,347   2,612   1,208   20   306,187 HELOC 596,925   5,177   3,835   —   605,937 Consumer and all other(1) 570,951   3,486   800   22   575,259 Total $ 9,051,611   $ 187,078   $ 78,028   $ 135   $ 9,316,852  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following table shows the recorded investment in all loans, excluding PCI loans, by segment with their related risk level as of December 31, 2017 (dollars in thousands):     Pass   Special Mention   Substandard   Doubtful   Total Construction and Land Development $ 869,111   $ 62,517   $ 14,325   $ —   $ 945,953 Commercial Real Estate - Owner Occupied 872,130   52,268   4,745   —   929,143 Commercial Real Estate - Non-Owner Occupied 1,681,314   19,899   5,836   —   1,707,049 Multifamily Real Estate 349,625   7,374   —   —   356,999 Commercial & Industrial 595,923   13,533   2,159   —   611,615 Residential 1-4 Family - Commercial 587,169   12,117   3,650   45   602,981 Residential 1-4 Family - Mortgage 470,646   7,190   1,642   2,479   481,957 Auto 278,063   4,131   119   161   282,474 HELOC 531,358   3,867   857   489   536,571 Consumer and all other(1) 645,187   1,758   781   63   647,789 Total $ 6,880,526   $ 184,654   $ 34,114   $ 3,237   $ 7,102,531  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Schedule of Acquired Loan Portfolio and Accretable Yield	The following shows changes in the accretable yield for loans accounted for under ASC 310-30, Receivables – Loans and Debt Securities Acquired with Deteriorated Credit Quality, for the periods presented (dollars in thousands):     For the Nine Months Ended September 30,   2018   2017 Balance at beginning of period $ 14,563   $ 19,739 Additions 12,225   — Accretion (6,666 )   (4,896 ) Reclassification of nonaccretable difference due to improvement in expected cash flows 360   2,175 Measurement period adjustment 2,981   — Other, net (1) 1,845   (452 ) Balance at end of period $ 25,308   $ 16,566 (1) This line item represents changes in the cash flows expected to be collected due to the impact of non-credit changes such as prepayment assumptions, changes in interest rates on variable rate PCI loans, and discounted payoffs that occurred in the quarter.
Purchased Impaired
Accounts, Notes, Loans and Financing Receivable [Line Items]
Summary of Aging of the Loan Portfolio by Class	The following table shows the PCI loan portfolios, by segment and their delinquency status, at September 30, 2018 (dollars in thousands):   30-89 Days Past Due   Greater than 90 Days   Current   Total Construction and Land Development $ 78   $ 1,324   $ 3,640   $ 5,042 Commercial Real Estate - Owner Occupied 435   3,487   21,974   25,896 Commercial Real Estate - Non-Owner Occupied 33   1,811   19,731   21,575 Multifamily Real Estate —   —   86   86 Commercial & Industrial —   1,134   1,165   2,299 Residential 1-4 Family - Commercial 3,677   2,011   10,385   16,073 Residential 1-4 Family - Mortgage 1,242   2,826   12,693   16,761 Auto —   —   9   9 HELOC 337   447   5,395   6,179 Consumer and all other(1) 41   12   773   826 Total $ 5,843   $ 13,052   $ 75,851   $ 94,746  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following table shows the PCI loan portfolios, by segment and their delinquency status, at December 31, 2017 (dollars in thousands):     30-89 Days Past Due   Greater than 90 Days   Current   Total Construction and Land Development $ 8   $ 57   $ 2,773   $ 2,838 Commercial Real Estate - Owner Occupied 381   478   13,931   14,790 Commercial Real Estate - Non-Owner Occupied 188   233   6,189   6,610 Multifamily Real Estate —   —   80   80 Commercial & Industrial —   —   408   408 Residential 1-4 Family - Commercial 433   351   8,630   9,414 Residential 1-4 Family - Mortgage 343   626   2,764   3,733 HELOC 291   214   445   950 Consumer and all other(1) —   —   198   198 Total $ 1,644   $ 1,959   $ 35,418   $ 39,021  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Loans Receivables Related Risk Rating	The following table shows the recorded investment in only PCI loans by segment with their related risk level as of September 30, 2018 (dollars in thousands):     Pass   Special Mention   Substandard   Doubtful   Total Construction and Land Development $ 1,859   $ 1,232   $ 1,951   $ —   $ 5,042 Commercial Real Estate - Owner Occupied 3,546   16,571   5,779   —   25,896 Commercial Real Estate - Non-Owner Occupied 3,541   13,438   4,596   —   21,575 Multifamily Real Estate —   86   —   —   86 Commercial & Industrial 839   126   1,334   —   2,299 Residential 1-4 Family - Commercial 5,704   4,936   5,433   —   16,073 Residential 1-4 Family - Mortgage 9,735   830   6,196   —   16,761 Auto 9   —   —   —   9 HELOC 4,354   893   932   —   6,179 Consumer and all other(1) 80   692   54   —   826 Total $ 29,667   $ 38,804   $ 26,275   $ —   $ 94,746  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following table shows the recorded investment in only PCI loans by segment with their related risk level as of December 31, 2017 (dollars in thousands):     Pass   Special Mention   Substandard   Doubtful   Total Construction and Land Development $ 1,462   $ 1,260   $ 116   $ —   $ 2,838 Commercial Real Estate - Owner Occupied 4,958   7,486   2,346   —   14,790 Commercial Real Estate - Non-Owner Occupied 3,920   1,394   1,296   —   6,610 Multifamily Real Estate —   80   —   —   80 Commercial & Industrial 85   123   200   —   408 Residential 1-4 Family - Commercial 5,234   2,877   1,303   —   9,414 Residential 1-4 Family - Mortgage 2,764   329   71   569   3,733 HELOC 446   291   94   119   950 Consumer and all other(1) 148   41   9   —   198 Total $ 19,017   $ 13,881   $ 5,435   $ 688   $ 39,021  (1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.