| Schedule of Bank Capital Amount and Ratio |
The Company and the Bank’s capital amounts and ratios are also presented in the following table at December 31, 2021 and 2020 (dollars in thousands):
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Required in Order to Be |
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Required for Capital |
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Well Capitalized Under |
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Actual |
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Adequacy Purposes |
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PCA |
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Amount |
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Ratio |
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Amount |
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Ratio |
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Amount |
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Ratio |
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As of December 31, 2021 |
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Common equity Tier 1 capital to risk weighted assets: |
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Consolidated |
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$ |
1,569,752 |
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10.24 |
% |
$ |
689,832 |
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4.50% |
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NA |
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NA |
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Atlantic Union Bank |
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1,990,753 |
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13.03 |
% |
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687,520 |
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4.50% |
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993,085 |
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6.50% |
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Tier 1 capital to risk weighted assets: |
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Consolidated |
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1,736,108 |
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11.32 |
% |
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920,199 |
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6.00% |
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NA |
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NA |
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Atlantic Union Bank |
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1,990,753 |
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13.03 |
% |
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916,694 |
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6.00% |
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1,222,258 |
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8.00% |
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Total capital to risk weighted assets: |
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Consolidated |
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2,173,543 |
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14.17 |
% |
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1,227,124 |
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8.00% |
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NA |
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NA |
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Atlantic Union Bank |
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2,044,123 |
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13.38 |
% |
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1,222,196 |
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8.00% |
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1,527,745 |
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10.00% |
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Tier 1 capital to average adjusted assets: |
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Consolidated |
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1,736,108 |
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9.01 |
% |
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770,747 |
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4.00% |
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NA |
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NA |
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Atlantic Union Bank |
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1,990,753 |
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10.37 |
% |
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767,889 |
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4.00% |
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959,862 |
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5.00% |
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As of December 31, 2020 |
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Common equity Tier 1 capital to risk weighted assets: |
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Consolidated |
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$ |
1,512,507 |
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10.26 |
% |
$ |
663,380 |
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4.50% |
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NA |
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NA |
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Atlantic Union Bank |
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1,824,693 |
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12.42 |
% |
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661,121 |
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4.50% |
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954,952 |
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6.50% |
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Tier 1 capital to risk weighted assets: |
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Consolidated |
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1,678,863 |
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11.39 |
% |
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884,388 |
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6.00% |
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NA |
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NA |
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Atlantic Union Bank |
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1,824,693 |
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12.42 |
% |
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881,494 |
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6.00% |
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1,175,326 |
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8.00% |
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Total capital to risk weighted assets: |
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Consolidated |
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2,063,356 |
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14.00 |
% |
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1,179,061 |
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8.00% |
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NA |
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NA |
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Atlantic Union Bank |
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1,924,016 |
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13.09 |
% |
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1,175,869 |
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8.00% |
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1,469,837 |
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10.00% |
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Tier 1 capital to average adjusted assets: |
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Consolidated |
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1,678,863 |
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8.95 |
% |
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750,330 |
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4.00% |
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NA |
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NA |
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Atlantic Union Bank |
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1,824,693 |
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9.75 |
% |
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748,592 |
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4.00% |
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935,740 |
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5.00% |
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