LOANS AND ALLOWANCE FOR LOAN LOSSES (Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology) (Details) - USD ($)
$ in Thousands |
3 Months Ended |
9 Months Ended |
|
|
|
Sep. 30, 2020 |
Sep. 30, 2020 |
Sep. 30, 2019 |
Sep. 30, 2020 |
Jan. 01, 2020 |
Dec. 31, 2019 |
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
$ 169,977
|
$ 42,294
|
$ 41,045
|
|
|
|
| Impact of ASC 326 adoption on non-PCD loans |
|
|
|
$ 45,098
|
|
|
| Impact of ASC 326 adoption on PCD loans |
|
2,386
|
|
|
|
|
| Impact of ASC 326 adoption |
|
47,484
|
|
|
|
|
| Loans charged off |
(2,978)
|
(14,806)
|
(21,190)
|
|
|
|
| Recoveries credited to allowance |
1,566
|
5,137
|
4,940
|
|
|
|
| Provision charged to operations |
5,557
|
94,013
|
19,025
|
|
|
|
| Balance, end of period |
174,122
|
174,122
|
43,820
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
$ 59,123
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
3,027
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
12,465,132
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
39,050
|
| Total Loans |
|
|
|
14,383,215
|
|
12,610,936
|
| Total ALLL |
174,122
|
174,122
|
43,820
|
174,122
|
$ 89,778
|
42,294
|
| Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
217
|
|
|
|
|
| Balance, end of period |
4,700
|
4,700
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
68,800
|
|
86,681
|
| Total ALLL |
4,700
|
217
|
|
4,700
|
|
217
|
| Construction and Land Development |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
5,758
|
6,803
|
|
|
|
| Loans charged off |
|
|
(4,028)
|
|
|
|
| Recoveries credited to allowance |
|
|
269
|
|
|
|
| Provision charged to operations |
|
|
2,863
|
|
|
|
| Balance, end of period |
|
|
5,907
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
6,861
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
49
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
1,233,119
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
5,709
|
| Total Loans |
|
|
|
1,207,190
|
|
1,250,924
|
| Total ALLL |
|
5,758
|
5,907
|
|
|
5,758
|
| Construction and Land Development | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
10,944
|
| Total ALLL |
|
0
|
|
|
|
0
|
| Commercial Real Estate - Owner Occupied |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
3,919
|
4,023
|
|
|
|
| Loans charged off |
|
|
(483)
|
|
|
|
| Recoveries credited to allowance |
|
|
118
|
|
|
|
| Provision charged to operations |
|
|
361
|
|
|
|
| Balance, end of period |
|
|
4,019
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
11,621
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
146
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
2,002,184
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
3,773
|
| Total Loans |
|
|
|
2,107,333
|
|
2,041,243
|
| Total ALLL |
|
3,919
|
4,019
|
|
|
3,919
|
| Commercial Real Estate - Owner Occupied | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
27,438
|
| Total ALLL |
|
0
|
|
|
|
0
|
| Commercial Real Estate - Non-Owner Occupied |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
9,543
|
8,865
|
|
|
|
| Loans charged off |
|
|
(270)
|
|
|
|
| Recoveries credited to allowance |
|
|
95
|
|
|
|
| Provision charged to operations |
|
|
996
|
|
|
|
| Balance, end of period |
|
|
9,686
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
3,845
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
2
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
3,267,688
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
9,541
|
| Total Loans |
|
|
|
3,497,929
|
|
3,286,098
|
| Total ALLL |
|
9,543
|
9,686
|
|
|
9,543
|
| Commercial Real Estate - Non-Owner Occupied | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
14,565
|
| Total ALLL |
|
0
|
|
|
|
0
|
| Multifamily Real Estate |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
632
|
649
|
|
|
|
| Loans charged off |
|
|
0
|
|
|
|
| Recoveries credited to allowance |
|
|
85
|
|
|
|
| Provision charged to operations |
|
|
46
|
|
|
|
| Balance, end of period |
|
|
780
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
0
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
0
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
633,649
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
632
|
| Total Loans |
|
|
|
731,582
|
|
633,743
|
| Total ALLL |
|
632
|
780
|
|
|
632
|
| Multifamily Real Estate | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
94
|
| Total ALLL |
|
0
|
|
|
|
0
|
| Commercial and Industrial |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
8,604
|
7,636
|
|
|
|
| Loans charged off |
|
|
(2,162)
|
|
|
|
| Recoveries credited to allowance |
|
|
936
|
|
|
|
| Provision charged to operations |
|
|
2,739
|
|
|
|
| Balance, end of period |
|
|
9,149
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
6,236
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
619
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
2,106,218
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
7,768
|
| Total Loans |
|
|
|
3,536,249
|
|
2,114,033
|
| Total ALLL |
|
8,604
|
9,149
|
|
|
8,604
|
| Commercial and Industrial | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
217
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
1,579
|
| Total ALLL |
|
217
|
|
|
|
217
|
| Residential 1-4 Family - Commercial |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
1,365
|
1,692
|
|
|
|
| Loans charged off |
|
|
(397)
|
|
|
|
| Recoveries credited to allowance |
|
|
244
|
|
|
|
| Provision charged to operations |
|
|
50
|
|
|
|
| Balance, end of period |
|
|
1,589
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
5,773
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
162
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
706,359
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
1,203
|
| Total Loans |
|
|
|
696,944
|
|
724,337
|
| Total ALLL |
|
1,365
|
1,589
|
|
|
1,365
|
| Residential 1-4 Family - Commercial | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
12,205
|
| Total ALLL |
|
0
|
|
|
|
0
|
| Residential 1-4 Family - Consumer |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
2,013
|
1,492
|
|
|
|
| Loans charged off |
|
|
(108)
|
|
|
|
| Recoveries credited to allowance |
|
|
256
|
|
|
|
| Provision charged to operations |
|
|
158
|
|
|
|
| Balance, end of period |
|
|
1,798
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
20,446
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
1,242
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
855,344
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
771
|
| Total Loans |
|
|
|
830,144
|
|
890,503
|
| Total ALLL |
|
2,013
|
1,798
|
|
|
2,013
|
| Residential 1-4 Family - Consumer | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
14,713
|
| Total ALLL |
|
0
|
|
|
|
0
|
| Auto |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
1,453
|
1,443
|
|
|
|
| Loans charged off |
|
|
(957)
|
|
|
|
| Recoveries credited to allowance |
|
|
452
|
|
|
|
| Provision charged to operations |
|
|
614
|
|
|
|
| Balance, end of period |
|
|
1,552
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
563
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
221
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
349,852
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
1,232
|
| Total Loans |
|
|
|
387,417
|
|
350,419
|
| Total ALLL |
|
1,453
|
1,552
|
|
|
1,453
|
| Auto | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
4
|
| Total ALLL |
|
0
|
|
|
|
0
|
| Commercial Portfolio |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
111,954
|
30,941
|
|
|
|
|
| Impact of ASC 326 adoption on non-PCD loans |
|
|
|
4,432
|
|
|
| Impact of ASC 326 adoption on PCD loans |
|
1,752
|
|
|
|
|
| Impact of ASC 326 adoption |
|
6,184
|
|
|
|
|
| Loans charged off |
(995)
|
(5,553)
|
|
|
|
|
| Recoveries credited to allowance |
718
|
2,580
|
|
|
|
|
| Provision charged to operations |
14,978
|
92,503
|
|
|
|
|
| Balance, end of period |
126,655
|
126,655
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
12,271,311
|
|
|
| Total ALLL |
126,655
|
126,655
|
|
126,655
|
37,125
|
30,941
|
| Commercial Portfolio | Purchased Impaired |
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
86,681
|
| Consumer |
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
276,023
|
|
372,853
|
| Consumer | Purchased Impaired |
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
668
|
| Consumer Portfolio |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
58,023
|
11,353
|
|
|
|
|
| Impact of ASC 326 adoption on non-PCD loans |
|
|
|
40,666
|
|
|
| Impact of ASC 326 adoption on PCD loans |
|
634
|
|
|
|
|
| Impact of ASC 326 adoption |
|
41,300
|
|
|
|
|
| Loans charged off |
(1,983)
|
(9,253)
|
|
|
|
|
| Recoveries credited to allowance |
848
|
2,557
|
|
|
|
|
| Provision charged to operations |
(9,421)
|
1,510
|
|
|
|
|
| Balance, end of period |
47,467
|
47,467
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
2,111,904
|
|
|
| Total ALLL |
$ 47,467
|
47,467
|
|
47,467
|
$ 52,653
|
11,353
|
| Consumer and all other |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
7,684
|
7,145
|
|
|
|
| Loans charged off |
|
|
(12,215)
|
|
|
|
| Recoveries credited to allowance |
|
|
1,896
|
|
|
|
| Provision charged to operations |
|
|
11,377
|
|
|
|
| Balance, end of period |
|
|
8,203
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
730
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
76
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
658,390
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
7,608
|
| Total Loans |
|
|
|
|
|
660,132
|
| Total ALLL |
|
7,684
|
8,203
|
|
|
7,684
|
| Consumer and all other | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
1,012
|
| Total ALLL |
|
0
|
|
|
|
0
|
| Residential 1-4 Family - Revolving |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
1,323
|
1,297
|
|
|
|
| Loans charged off |
|
|
(570)
|
|
|
|
| Recoveries credited to allowance |
|
|
589
|
|
|
|
| Provision charged to operations |
|
|
(179)
|
|
|
|
| Balance, end of period |
|
|
1,137
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Loans individually evaluated for impairment |
|
|
|
|
|
3,048
|
| ALLL individually evaluated for impairment |
|
|
|
|
|
510
|
| Loans collectively evaluated for impairment |
|
|
|
|
|
652,329
|
| ALLL collectively evaluated for impairment |
|
|
|
|
|
813
|
| Total Loans |
|
|
|
$ 618,320
|
|
659,504
|
| Total ALLL |
|
1,323
|
$ 1,137
|
|
|
1,323
|
| Residential 1-4 Family - Revolving | Purchased Impaired |
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
| Balance, beginning of the year |
|
0
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
| Total Loans |
|
|
|
|
|
4,127
|
| Total ALLL |
|
$ 0
|
|
|
|
$ 0
|