The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 13F


FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 375,573 1,974 SH   OTR 1 0 1,974 0
AMAZON COM INC COM Stock 023135106 11,366,132 59,740 SH   SOLE 1 59,740 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103 113,479 242 SH   OTR 1 0 242 0
INVESCO QQQ TRUST SERIES I ETF 46090E103 571,613 1,219 SH   SOLE 1 1,219 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 235,800 1,142 SH   SOLE 1 1,142 0 0
STARBUCKS CORP COM Stock 855244109 191,177 1,949 SH   OTR 1 0 1,949 0
STARBUCKS CORP COM Stock 855244109 3,074,239 31,341 SH   SOLE 1 31,341 0 0
OLD REP INTL CORP COM Stock 680223104 11,766 300 SH   OTR 1 0 300 0
OLD REP INTL CORP COM Stock 680223104 2,178,200 55,538 SH   SOLE 1 55,538 0 0
ELEVANCE HEALTH INC COM Stock 036752103 77,423 178 SH   OTR 1 0 178 0
ELEVANCE HEALTH INC COM Stock 036752103 192,687 443 SH   SOLE 1 443 0 0
ISHARES GOLD TRUST ETF 464285204 231,300 3,923 SH   SOLE 1 3,923 0 0
EBAY INC. COM Stock 278642103 83,376 1,231 SH   OTR 1 0 1,231 0
EBAY INC. COM Stock 278642103 2,503,165 36,958 SH   SOLE 1 36,958 0 0
AVANTIS U.S SMALL CAP EQUITY ETF ETF 025072323 592,464 12,241 SH   OTR 1 0 12,241 0
AVANTIS U.S SMALL CAP EQUITY ETF ETF 025072323 26,887,410 555,525 SH   SOLE 1 555,525 0 0
MONSTER BEVERAGE CORP NEW COM Stock 61174X109 928,478 15,866 SH   SOLE 1 15,866 0 0
JOHNSON & JOHNSON COM Stock 478160104 718,751 4,334 SH   OTR 1 0 4,334 0
JOHNSON & JOHNSON COM Stock 478160104 9,277,753 55,944 SH   SOLE 1 55,944 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 1,232,657 4,485 SH   SOLE 1 4,485 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 62,421 66 SH   OTR 1 0 66 0
COSTCO WHSL CORP NEW COM Stock 22160K105 4,198,317 4,439 SH   SOLE 1 4,439 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 187,377 343 SH   OTR 1 0 343 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 4,976,702 9,110 SH   SOLE 1 9,110 0 0
SHELL PLC SPON ADS ADR 780259305 14,656 200 SH   OTR 1 0 200 0
SHELL PLC SPON ADS ADR 780259305 398,423 5,437 SH   SOLE 1 5,437 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 245,064 1,438 SH   OTR 1 0 1,438 0
PROCTER AND GAMBLE CO COM Stock 742718109 7,622,887 44,730 SH   SOLE 1 44,730 0 0
COCA COLA CO COM Stock 191216100 124,905 1,744 SH   OTR 1 0 1,744 0
COCA COLA CO COM Stock 191216100 2,382,081 33,260 SH   SOLE 1 33,260 0 0
TRUIST FINL CORP COM Stock 89832Q109 59,379 1,443 SH   OTR 1 0 1,443 0
TRUIST FINL CORP COM Stock 89832Q109 2,329,707 56,615 SH   SOLE 1 56,615 0 0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825 26,450 1,279 SH   OTR 1 0 1,279 0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825 2,390,153 115,578 SH   SOLE 1 115,578 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 78,863 717 SH   OTR 1 0 717 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 1,657,439 15,069 SH   SOLE 1 15,069 0 0
COHEN & STEERS REIT & PFD & IN COM CEF 19247X100 1,170,460 53,034 SH   SOLE 1 53,034 0 0
INTEL CORP COM Stock 458140100 47,986 2,113 SH   OTR 1 0 2,113 0
INTEL CORP COM Stock 458140100 448,046 19,729 SH   SOLE 1 19,729 0 0
LAUDER ESTEE COS INC CL A Stock 518439104 496,188 7,518 SH   SOLE 1 7,518 0 0
MERCK & CO INC COM Stock 58933Y105 274,037 3,053 SH   OTR 1 0 3,053 0
MERCK & CO INC COM Stock 58933Y105 8,786,247 97,886 SH   SOLE 1 97,886 0 0
OSHKOSH CORP COM Stock 688239201 413,952 4,400 SH   SOLE 1 4,400 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103 307,665 550 SH   OTR 1 0 550 0
SPDR S&P 500 ETF TRUST ETF 78462F103 1,419,172 2,537 SH   SOLE 1 2,537 0 0
MCKESSON CORP COM Stock 58155Q103 240,930 358 SH   SOLE 1 358 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 271,319 495 SH   OTR 1 0 495 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 7,494,993 13,674 SH   SOLE 1 13,674 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 178,815 721 SH   OTR 1 0 721 0
ILLINOIS TOOL WKS INC COM Stock 452308109 5,017,490 20,231 SH   SOLE 1 20,231 0 0
STEEL DYNAMICS INC COM Stock 858119100 3,752,400 30,000 SH   SOLE 1 30,000 0 0
EMERSON ELEC CO COM Stock 291011104 43,856 400 SH   OTR 1 0 400 0
EMERSON ELEC CO COM Stock 291011104 1,223,253 11,157 SH   SOLE 1 11,157 0 0
ALLSTATE CORP COM Stock 020002101 33,131 160 SH   OTR 1 0 160 0
ALLSTATE CORP COM Stock 020002101 827,245 3,995 SH   SOLE 1 3,995 0 0
VERTEX PHARMACEUTICALS INC COM Stock 92532F100 2,909 6 SH   OTR 1 0 6 0
VERTEX PHARMACEUTICALS INC COM Stock 92532F100 516,333 1,065 SH   SOLE 1 1,065 0 0
CORNING INC COM Stock 219350105 234,073 5,113 SH   SOLE 1 5,113 0 0
BANK NEW YORK MELLON CORP COM Stock 064058100 640,515 7,637 SH   SOLE 1 7,637 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 323,870 7,140 SH   OTR 1 0 7,140 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 3,960,246 87,307 SH   SOLE 1 87,307 0 0
CHUBB LIMITED COM Stock H1467J104 338,229 1,120 SH   SOLE 1 1,120 0 0
SHERWIN WILLIAMS CO COM Stock 824348106 248,972 713 SH   SOLE 1 713 0 0
PEPSICO INC COM Stock 713448108 534,686 3,566 SH   OTR 1 0 3,566 0
PEPSICO INC COM Stock 713448108 7,928,827 52,880 SH   SOLE 1 52,880 0 0
KIMBERLY-CLARK CORP COM Stock 494368103 63,146 444 SH   OTR 1 0 444 0
KIMBERLY-CLARK CORP COM Stock 494368103 969,514 6,817 SH   SOLE 1 6,817 0 0
TE CONNECTIVITY PLC ORD SHS Stock G87052109 10,316 73 SH   OTR 1 0 73 0
TE CONNECTIVITY PLC ORD SHS Stock G87052109 211,415 1,496 SH   SOLE 1 1,496 0 0
HONEYWELL INTL INC COM Stock 438516106 113,075 534 SH   OTR 1 0 534 0
HONEYWELL INTL INC COM Stock 438516106 4,448,021 21,006 SH   SOLE 1 21,006 0 0
TRANE TECHNOLOGIES PLC SHS Stock G8994E103 273,916 813 SH   SOLE 1 813 0 0
BP PLC SPONSORED ADR ADR 055622104 17,267 511 SH   OTR 1 0 511 0
BP PLC SPONSORED ADR ADR 055622104 223,183 6,605 SH   SOLE 1 6,605 0 0
HOME DEPOT INC COM Stock 437076102 174,083 475 SH   OTR 1 0 475 0
HOME DEPOT INC COM Stock 437076102 6,905,405 18,842 SH   SOLE 1 18,842 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 14,054 46 SH   OTR 1 0 46 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 2,081,881 6,814 SH   SOLE 1 6,814 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 206,458 1,414 SH   SOLE 1 1,414 0 0
VERISK ANALYTICS INC COM Stock 92345Y106 92,560 311 SH   OTR 1 0 311 0
VERISK ANALYTICS INC COM Stock 92345Y106 2,130,364 7,158 SH   SOLE 1 7,158 0 0
SPDR GOLD SHARES ETF 78463V107 755,215 2,621 SH   OTR 1 0 2,621 0
SPDR GOLD SHARES ETF 78463V107 7,521,030 26,102 SH   SOLE 1 26,102 0 0
SOUTHERN CO COM Stock 842587107 43,676 475 SH   OTR 1 0 475 0
SOUTHERN CO COM Stock 842587107 727,233 7,909 SH   SOLE 1 7,909 0 0
BECTON DICKINSON & CO COM Stock 075887109 70,092 306 SH   OTR 1 0 306 0
BECTON DICKINSON & CO COM Stock 075887109 1,985,950 8,670 SH   SOLE 1 8,670 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 399,530 4,892 SH   SOLE 1 4,892 0 0
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF ETF 46138J783 249,851 12,754 SH   OTR 1 0 12,754 0
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF ETF 46138J783 14,067,599 718,101 SH   SOLE 1 718,101 0 0
FORTINET INC COM Stock 34959E109 101,554 1,055 SH   OTR 1 0 1,055 0
FORTINET INC COM Stock 34959E109 3,869,074 40,194 SH   SOLE 1 40,194 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 459,467 9,075 SH   OTR 1 0 9,075 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 1,717,724 33,927 SH   SOLE 1 33,927 0 0
INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF ETF 46138J817 220,381 9,561 SH   SOLE 1 9,561 0 0
GALLAGHER ARTHUR J & CO COM Stock 363576109 345,240 1,000 SH   OTR 1 0 1,000 0
GALLAGHER ARTHUR J & CO COM Stock 363576109 6,546,096 18,961 SH   SOLE 1 18,961 0 0
TELEFLEX INCORPORATED COM Stock 879369106 265,325 1,920 SH   SOLE 1 1,920 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 838,547 8,019 SH   SOLE 1 8,019 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 446,302 838 SH   OTR 1 0 838 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 6,109,225 11,471 SH   SOLE 1 11,471 0 0
ADOBE INC COM Stock 00724F101 163,767 427 SH   OTR 1 0 427 0
ADOBE INC COM Stock 00724F101 6,348,572 16,553 SH   SOLE 1 16,553 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 872,943 5,645 SH   OTR 1 0 5,645 0
ALPHABET INC CAP STK CL A Stock 02079K305 17,046,122 110,231 SH   SOLE 1 110,231 0 0
FISERV INC COM Stock 337738108 298,121 1,350 SH   SOLE 1 1,350 0 0
OREILLY AUTOMOTIVE INC COM Stock 67103H107 230,645 161 SH   SOLE 1 161 0 0
EASTMAN CHEM CO COM Stock 277432100 225,297 2,557 SH   SOLE 1 2,557 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 296,261 4,975 SH   SOLE 1 4,975 0 0
CSX CORP COM Stock 126408103 162,866 5,534 SH   OTR 1 0 5,534 0
CSX CORP COM Stock 126408103 3,577,511 121,560 SH   SOLE 1 121,560 0 0
COMCAST CORP NEW CL A Stock 20030N101 343,133 9,299 SH   SOLE 1 9,299 0 0
MICROSOFT CORP COM Stock 594918104 1,857,430 4,948 SH   OTR 1 0 4,948 0
MICROSOFT CORP COM Stock 594918104 29,391,911 78,297 SH   SOLE 1 78,297 0 0
LENNAR CORP CL A Stock 526057104 62,326 543 SH   OTR 1 0 543 0
LENNAR CORP CL A Stock 526057104 2,512,075 21,886 SH   SOLE 1 21,886 0 0
VALERO ENERGY CORP COM Stock 91913Y100 58,639 444 SH   OTR 1 0 444 0
VALERO ENERGY CORP COM Stock 91913Y100 1,853,470 14,034 SH   SOLE 1 14,034 0 0
SCHLUMBERGER LTD COM STK Stock 806857108 2,801 67 SH   OTR 1 0 67 0
SCHLUMBERGER LTD COM STK Stock 806857108 226,849 5,427 SH   SOLE 1 5,427 0 0
CVS HEALTH CORP COM Stock 126650100 125,473 1,852 SH   OTR 1 0 1,852 0
CVS HEALTH CORP COM Stock 126650100 3,335,604 49,234 SH   SOLE 1 49,234 0 0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF ETF 46138J791 158,996 8,162 SH   OTR 1 0 8,162 0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF ETF 46138J791 8,190,288 420,446 SH   SOLE 1 420,446 0 0
MASCO CORP COM Stock 574599106 761,880 10,956 SH   SOLE 1 10,956 0 0
AMERIPRISE FINL INC COM Stock 03076C106 107,472 222 SH   OTR 1 0 222 0
AMERIPRISE FINL INC COM Stock 03076C106 3,433,308 7,092 SH   SOLE 1 7,092 0 0
GARMIN LTD SHS Stock H2906T109 236,455 1,089 SH   OTR 1 0 1,089 0
GARMIN LTD SHS Stock H2906T109 5,666,007 26,095 SH   SOLE 1 26,095 0 0
ARES CAPITAL CORP COM CEF 04010L103 1,866,182 84,214 SH   SOLE 1 84,214 0 0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF ETF 46138J643 617,053 30,322 SH   SOLE 1 30,322 0 0
INVESCO BULLETSHARES 2026 HIGH YIELD CORP BOND ETF ETF 46138J635 218,728 9,432 SH   SOLE 1 9,432 0 0
VANGUARD MID-CAP ETF ETF 922908629 47,586 184 SH   OTR 1 0 184 0
VANGUARD MID-CAP ETF ETF 922908629 1,109,738 4,291 SH   SOLE 1 4,291 0 0
VANGUARD LARGE-CAP ETF ETF 922908637 229,271 892 SH   OTR 1 0 892 0
NEXTERA ENERGY INC COM Stock 65339F101 45,653 644 SH   OTR 1 0 644 0
NEXTERA ENERGY INC COM Stock 65339F101 3,397,616 47,928 SH   SOLE 1 47,928 0 0
NIKE INC CL B Stock 654106103 76,747 1,209 SH   OTR 1 0 1,209 0
NIKE INC CL B Stock 654106103 1,581,731 24,917 SH   SOLE 1 24,917 0 0
TESLA INC COM Stock 88160R101 2,941,725 11,351 SH   SOLE 1 11,351 0 0
LINDE PLC SHS Stock G54950103 189,515 407 SH   OTR 1 0 407 0
LINDE PLC SHS Stock G54950103 1,437,896 3,088 SH   SOLE 1 3,088 0 0
ARCOSA INC COM Stock 039653100 706,111 9,156 SH   SOLE 1 9,156 0 0
ATLANTIC UN BANKSHARES CORP COM Stock 04911A107 9,340,194 299,942 SH   SOLE 1 49,770 0 250,172
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 378,207 7,593 SH   SOLE 1 7,593 0 0
NORFOLK SOUTHN CORP COM Stock 655844108 78,161 330 SH   OTR 1 0 330 0
NORFOLK SOUTHN CORP COM Stock 655844108 1,972,013 8,326 SH   SOLE 1 8,326 0 0
UDR INC COM REIT 902653104 4,743 105 SH   OTR 1 0 105 0
UDR INC COM REIT 902653104 954,261 21,126 SH   SOLE 1 21,126 0 0
BLACKROCK TAX MUNICPAL BD TR SHS CEF 09248X100 213,254 12,785 SH   SOLE 1 12,785 0 0
BLACKROCK CORE BD TR SHS BEN INT CEF 09249E101 205,933 18,980 SH   SOLE 1 18,980 0 0
WELLTOWER INC COM REIT 95040Q104 1,250,040 8,159 SH   SOLE 1 8,159 0 0
DOW INC COM Stock 260557103 8,032 230 SH   OTR 1 0 230 0
DOW INC COM Stock 260557103 253,135 7,249 SH   SOLE 1 7,249 0 0
VANGUARD S&P 500 ETF ETF 922908363 84,281 164 SH   OTR 1 0 164 0
VANGUARD S&P 500 ETF ETF 922908363 1,827,978 3,557 SH   SOLE 1 3,557 0 0
AGREE RLTY CORP COM REIT 008492100 466,228 6,040 SH   SOLE 1 6,040 0 0
CONSOLIDATED EDISON INC COM Stock 209115104 55,295 500 SH   OTR 1 0 500 0
CONSOLIDATED EDISON INC COM Stock 209115104 224,608 2,031 SH   SOLE 1 2,031 0 0
GENERAL MTRS CO COM Stock 37045V100 13,545 288 SH   OTR 1 0 288 0
GENERAL MTRS CO COM Stock 37045V100 767,389 16,317 SH   SOLE 1 16,317 0 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438 4,638,571 21,990 SH   OTR 1 0 21,990 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438 98,388,533 466,429 SH   SOLE 1 466,429 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 26,331 152 SH   OTR 1 0 152 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 507,217 2,928 SH   SOLE 1 2,928 0 0
VANECK GOLD MINERS ETF ETF 92189F106 6,436 140 SH   OTR 1 0 140 0
VANECK GOLD MINERS ETF ETF 92189F106 464,067 10,095 SH   SOLE 1 10,095 0 0
ABRDN LIFE SCIENCES INVESTORS SH BEN INT CEF 87911K100 251,592 19,826 SH   SOLE 1 19,826 0 0
ELI LILLY & CO COM Stock 532457108 238,688 289 SH   OTR 1 0 289 0
ELI LILLY & CO COM Stock 532457108 6,455,313 7,816 SH   SOLE 1 7,816 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 128,880 437 SH   OTR 1 0 437 0
AIR PRODS & CHEMS INC COM Stock 009158106 1,156,971 3,923 SH   SOLE 1 3,923 0 0
INVESCO BULLETSHARES 2029 CORPORATE BOND ETF ETF 46138J577 282,694 15,256 SH   OTR 1 0 15,256 0
INVESCO BULLETSHARES 2029 CORPORATE BOND ETF ETF 46138J577 15,036,206 811,452 SH   SOLE 1 811,452 0 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680 1,003,988 10,820 SH   OTR 1 0 10,820 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680 1,193,558 12,863 SH   SOLE 1 12,863 0 0
INVESCO BULLETSHARES 2027 HIGH YIELD CORPORATE BOND ETF ETF 46138J585 223,712 9,985 SH   SOLE 1 9,985 0 0
INVESCO BULLETSHARES 2025 MUNICIPAL BOND ETF ETF 46138J528 158,141 6,460 SH   OTR 1 0 6,460 0
INVESCO BULLETSHARES 2025 MUNICIPAL BOND ETF ETF 46138J528 3,818,978 156,004 SH   SOLE 1 156,004 0 0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF ETF 46138J510 174,856 7,406 SH   OTR 1 0 7,406 0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF ETF 46138J510 3,324,264 140,799 SH   SOLE 1 140,799 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 395,988 1,985 SH   SOLE 1 1,985 0 0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF ETF 46138J494 303,842 12,902 SH   OTR 1 0 12,902 0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF ETF 46138J494 6,268,233 266,167 SH   SOLE 1 266,167 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 110,627 907 SH   OTR 1 0 907 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 2,510,021 20,579 SH   SOLE 1 20,579 0 0
DIGITAL RLTY TR INC COM REIT 253868103 85,544 597 SH   OTR 1 0 597 0
DIGITAL RLTY TR INC COM REIT 253868103 1,291,616 9,014 SH   SOLE 1 9,014 0 0
CARRIER GLOBAL CORPORATION COM Stock 14448C104 19,020 300 SH   OTR 1 0 300 0
CARRIER GLOBAL CORPORATION COM Stock 14448C104 209,347 3,302 SH   SOLE 1 3,302 0 0
AFLAC INC COM Stock 001055102 136,097 1,224 SH   OTR 1 0 1,224 0
AFLAC INC COM Stock 001055102 3,227,846 29,030 SH   SOLE 1 29,030 0 0
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 170,677 2,987 SH   OTR 1 0 2,987 0
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 7,177,927 125,620 SH   SOLE 1 125,620 0 0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF ETF 46138J478 172,824 7,600 SH   OTR 1 0 7,600 0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF ETF 46138J478 3,252,229 143,018 SH   SOLE 1 143,018 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 35,482 302 SH   OTR 1 0 302 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 692,486 5,894 SH   SOLE 1 5,894 0 0
MARATHON PETE CORP COM Stock 56585A102 107,665 739 SH   OTR 1 0 739 0
MARATHON PETE CORP COM Stock 56585A102 2,886,993 19,816 SH   SOLE 1 19,816 0 0
INVESCO BULLETSHARES 2030 CORPORATE BOND ETF ETF 46138J460 462,015 27,849 SH   OTR 1 0 27,849 0
INVESCO BULLETSHARES 2030 CORPORATE BOND ETF ETF 46138J460 24,685,290 1,487,962 SH   SOLE 1 1,487,962 0 0
F N B CORP COM Stock 302520101 400,810 29,800 SH   SOLE 1 29,800 0 0
REGENERON PHARMACEUTICALS COM Stock 75886F107 46,933 74 SH   OTR 1 0 74 0
REGENERON PHARMACEUTICALS COM Stock 75886F107 2,284,496 3,602 SH   SOLE 1 3,602 0 0
AIRBNB INC COM CL A Stock 009066101 10,154 85 SH   OTR 1 0 85 0
AIRBNB INC COM CL A Stock 009066101 759,646 6,359 SH   SOLE 1 6,359 0 0
ERIE INDTY CO CL A Stock 29530P102 41,643,932 99,377 SH   SOLE 1 99,377 0 0
VANGUARD MID-CAP GROWTH ETF ETF 922908538 724,134 2,960 SH   SOLE 1 2,960 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 1,103,022 39,450 SH   OTR 1 0 39,450 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 7,757,977 277,467 SH   SOLE 1 277,467 0 0
INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF ETF 46138J445 172,683 8,002 SH   OTR 1 0 8,002 0
INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF ETF 46138J445 3,276,535 151,832 SH   SOLE 1 151,832 0 0
VISA INC COM CL A Stock 92826C839 226,047 645 SH   OTR 1 0 645 0
VISA INC COM CL A Stock 92826C839 7,186,883 20,507 SH   SOLE 1 20,507 0 0
DIMENSIONAL U.S. EQUITY MARKET ETF ETF 25434V401 1,170,651 19,356 SH   SOLE 1 19,356 0 0
KELLANOVA COM Stock 487836108 365,018 4,425 SH   SOLE 1 4,425 0 0
PROSHARES BITCOIN ETF ETF 74347G440 827,899 45,191 SH   SOLE 1 45,191 0 0
VIRGINIA NATL BANKSHARES CORP COM Stock 928031103 73,711 2,043 SH   OTR 1 0 2,043 0
VIRGINIA NATL BANKSHARES CORP COM Stock 928031103 463,953 12,859 SH   SOLE 1 12,859 0 0
INVESCO BULLETSHARES 2031 CORPORATE BOND ETF ETF 46138J429 390,820 23,962 SH   OTR 1 0 23,962 0
INVESCO BULLETSHARES 2031 CORPORATE BOND ETF ETF 46138J429 20,501,148 1,256,968 SH   SOLE 1 1,256,968 0 0
INVESCO BULLETSHARES 2031 MUNICIPAL BOND ETF ETF 46138J411 146,354 7,060 SH   OTR 1 0 7,060 0
INVESCO BULLETSHARES 2031 MUNICIPAL BOND ETF ETF 46138J411 2,546,535 122,843 SH   SOLE 1 122,843 0 0
VANGUARD VALUE ETF ETF 922908744 678,523 3,928 SH   SOLE 1 3,928 0 0
VANGUARD GROWTH ETF ETF 922908736 64,894 175 SH   OTR 1 0 175 0
VANGUARD GROWTH ETF ETF 922908736 761,293 2,053 SH   SOLE 1 2,053 0 0
L3HARRIS TECHNOLOGIES INC COM Stock 502431109 1,702,946 8,136 SH   SOLE 1 8,136 0 0
PHILLIPS 66 COM Stock 718546104 124,838 1,011 SH   OTR 1 0 1,011 0
PHILLIPS 66 COM Stock 718546104 4,883,634 39,550 SH   SOLE 1 39,550 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 11,533 53 SH   OTR 1 0 53 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 230,438 1,059 SH   SOLE 1 1,059 0 0
IRON MTN INC DEL COM REIT 46284V101 689,352 8,012 SH   SOLE 1 8,012 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 207,417 1,700 SH   SOLE 1 1,700 0 0
ROYCE SMALL CAP TRUST INC COM CEF 780910105 1,346,235 94,539 SH   SOLE 1 94,539 0 0
GLADSTONE INVT CORP COM CEF 376546107 1,183,870 88,613 SH   SOLE 1 88,613 0 0
META PLATFORMS INC CL A Stock 30303M102 442,068 767 SH   OTR 1 0 767 0
META PLATFORMS INC CL A Stock 30303M102 12,300,675 21,342 SH   SOLE 1 21,342 0 0
DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF ETF 25434V799 292,862 10,546 SH   SOLE 1 10,546 0 0
WESBANCO INC COM Stock 950810101 492,388 15,904 SH   SOLE 1 15,904 0 0
PALO ALTO NETWORKS INC COM Stock 697435105 24,572 144 SH   OTR 1 0 144 0
PALO ALTO NETWORKS INC COM Stock 697435105 5,185,579 30,389 SH   SOLE 1 30,389 0 0
MONDELEZ INTL INC CL A Stock 609207105 175,392 2,585 SH   OTR 1 0 2,585 0
MONDELEZ INTL INC CL A Stock 609207105 2,944,283 43,394 SH   SOLE 1 43,394 0 0
BROADCOM INC COM Stock 11135F101 766,829 4,580 SH   OTR 1 0 4,580 0
BROADCOM INC COM Stock 11135F101 18,811,598 112,355 SH   SOLE 1 112,355 0 0
INVESCO BULLETSHARES 2032 CORPORATE BOND ETF ETF 46139W858 460,606 22,612 SH   OTR 1 0 22,612 0
INVESCO BULLETSHARES 2032 CORPORATE BOND ETF ETF 46139W858 24,382,401 1,196,976 SH   SOLE 1 1,196,976 0 0
WORKDAY INC CL A Stock 98138H101 16,581 71 SH   OTR 1 0 71 0
WORKDAY INC CL A Stock 98138H101 903,528 3,869 SH   SOLE 1 3,869 0 0
D R HORTON INC COM Stock 23331A109 234,301 1,843 SH   OTR 1 0 1,843 0
D R HORTON INC COM Stock 23331A109 6,826,754 53,699 SH   SOLE 1 53,699 0 0
METLIFE INC COM Stock 59156R108 717,712 8,939 SH   SOLE 1 8,939 0 0
CANADIAN PACIFIC KANSAS CITY COM Stock 13646K108 47,883 682 SH   OTR 1 0 682 0
CANADIAN PACIFIC KANSAS CITY COM Stock 13646K108 1,021,064 14,543 SH   SOLE 1 14,543 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 1,960,710 17,588 SH   SOLE 1 17,588 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 302,978 4,005 SH   SOLE 1 4,005 0 0
DIMENSIONAL US LARGE CAP VALUE ETF ETF 25434V666 321,474 10,516 SH   SOLE 1 10,516 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 133,553 428 SH   OTR 1 0 428 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 4,304,592 13,795 SH   SOLE 1 13,795 0 0
NVIDIA CORPORATION COM Stock 67066G104 991,243 9,146 SH   OTR 1 0 9,146 0
NVIDIA CORPORATION COM Stock 67066G104 20,597,077 190,045 SH   SOLE 1 190,045 0 0
CUMMINS INC COM Stock 231021106 686,120 2,189 SH   SOLE 1 2,189 0 0
SANDY SPRING BANCORP INC COM Stock 800363103 265,721 9,507 SH   SOLE 1 9,507 0 0
EOG RES INC COM Stock 26875P101 87,331 681 SH   OTR 1 0 681 0
EOG RES INC COM Stock 26875P101 2,489,651 19,414 SH   SOLE 1 19,414 0 0
GENUINE PARTS CO COM Stock 372460105 30,857 259 SH   OTR 1 0 259 0
GENUINE PARTS CO COM Stock 372460105 438,554 3,681 SH   SOLE 1 3,681 0 0
ABBVIE INC COM Stock 00287Y109 479,172 2,287 SH   OTR 1 0 2,287 0
ABBVIE INC COM Stock 00287Y109 11,494,477 54,861 SH   SOLE 1 54,861 0 0
INVESCO BULLETSHARES 2032 MUNICIPAL BOND ETF ETF 46139W833 254,020 10,326 SH   OTR 1 0 10,326 0
INVESCO BULLETSHARES 2032 MUNICIPAL BOND ETF ETF 46139W833 5,805,329 235,989 SH   SOLE 1 235,989 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775 40,703 671 SH   OTR 1 0 671 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775 1,274,709 21,014 SH   SOLE 1 21,014 0 0
ZOETIS INC CL A Stock 98978V103 11,361 69 SH   OTR 1 0 69 0
ZOETIS INC CL A Stock 98978V103 1,025,440 6,228 SH   SOLE 1 6,228 0 0
MORGAN STANLEY EMERGING MKTS COM CEF 617477104 50,290 10,700 SH   SOLE 1 10,700 0 0
BLACKSTONE INC COM Stock 09260D107 97,846 700 SH   OTR 1 0 700 0
BLACKSTONE INC COM Stock 09260D107 603,290 4,316 SH   SOLE 1 4,316 0 0
JACOBS SOLUTIONS INC COM Stock 46982L108 5,682 47 SH   OTR 1 0 47 0
JACOBS SOLUTIONS INC COM Stock 46982L108 291,345 2,410 SH   SOLE 1 2,410 0 0
VERISIGN INC COM Stock 92343E102 50,774 200 SH   OTR 1 0 200 0
VERISIGN INC COM Stock 92343E102 2,155,356 8,490 SH   SOLE 1 8,490 0 0
STRYKER CORPORATION COM Stock 863667101 1,022,943 2,748 SH   SOLE 1 2,748 0 0
QUALCOMM INC COM Stock 747525103 646,852 4,211 SH   OTR 1 0 4,211 0
QUALCOMM INC COM Stock 747525103 13,419,216 87,359 SH   SOLE 1 87,359 0 0
ISHARES IBONDS DEC 2033 TERM TREASURY ETF ETF 46436E148 350,628 14,370 SH   OTR 1 0 14,370 0
ISHARES IBONDS DEC 2033 TERM TREASURY ETF ETF 46436E148 17,541,868 718,929 SH   SOLE 1 718,929 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 18,808 69 SH   OTR 1 0 69 0
GENERAL DYNAMICS CORP COM Stock 369550108 252,137 925 SH   SOLE 1 925 0 0
DISCOVER FINL SVCS COM Stock 254709108 125,294 734 SH   OTR 1 0 734 0
DISCOVER FINL SVCS COM Stock 254709108 3,181,507 18,638 SH   SOLE 1 18,638 0 0
MCDONALDS CORP COM Stock 580135101 201,166 644 SH   OTR 1 0 644 0
MCDONALDS CORP COM Stock 580135101 7,370,370 23,595 SH   SOLE 1 23,595 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104 662,228 3,839 SH   SOLE 1 3,839 0 0
INVESCO BULLETSHARES 2033 MUNICIPAL BOND ETF ETF 46139W791 162,428 6,415 SH   OTR 1 0 6,415 0
INVESCO BULLETSHARES 2033 MUNICIPAL BOND ETF ETF 46139W791 3,210,044 126,779 SH   SOLE 1 126,779 0 0
CISCO SYS INC COM Stock 17275R102 239,682 3,884 SH   OTR 1 0 3,884 0
CISCO SYS INC COM Stock 17275R102 7,938,868 128,648 SH   SOLE 1 128,648 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105 520,687 2,904 SH   SOLE 1 2,904 0 0
ISHARES RUSSELL MIDCAP ETF ETF 464287499 3,824,662 44,959 SH   OTR 1 0 44,959 0
ISHARES RUSSELL MIDCAP ETF ETF 464287499 58,634,923 689,255 SH   SOLE 1 689,255 0 0
AUTODESK INC COM Stock 052769106 102,364 391 SH   OTR 1 0 391 0
AUTODESK INC COM Stock 052769106 2,798,642 10,690 SH   SOLE 1 10,690 0 0
VANECK JUNIOR GOLD MINERS ETF ETF 92189F791 4,176 73 SH   OTR 1 0 73 0
VANECK JUNIOR GOLD MINERS ETF ETF 92189F791 435,178 7,608 SH   SOLE 1 7,608 0 0
AT&T INC COM Stock 00206R102 176,835 6,253 SH   OTR 1 0 6,253 0
AT&T INC COM Stock 00206R102 476,575 16,852 SH   SOLE 1 16,852 0 0
KKR INCOME OPPORTUNITIES FD COM CEF 48249T106 297,873 24,237 SH   SOLE 1 24,237 0 0
INDEPENDENCE RLTY TR INC COM REIT 45378A106 1,256,413 59,181 SH   SOLE 1 59,181 0 0
GE AEROSPACE COM NEW Stock 369604301 333,650 1,667 SH   SOLE 1 1,667 0 0
ISHARES IBONDS DEC 2044 TERM TREASURY ETF ETF 46438G638 245,125 9,680 SH   OTR 1 0 9,680 0
ISHARES IBONDS DEC 2044 TERM TREASURY ETF ETF 46438G638 13,214,273 521,833 SH   SOLE 1 521,833 0 0
ISHARES IBONDS DEC 2034 TERM TREASURY ETF ETF 46438G646 251,617 9,802 SH   OTR 1 0 9,802 0
ISHARES IBONDS DEC 2034 TERM TREASURY ETF ETF 46438G646 14,517,309 565,536 SH   SOLE 1 565,536 0 0
BRIXMOR PPTY GROUP INC COM REIT 11120U105 215,719 8,125 SH   SOLE 1 8,125 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 315,029 1,653 SH   SOLE 1 1,653 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 550,482 5,930 SH   SOLE 1 5,930 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 241,055 429 SH   OTR 1 0 429 0
ISHARES CORE S&P 500 ETF ETF 464287200 5,102,052 9,080 SH   SOLE 1 9,080 0 0
METTLER TOLEDO INTERNATIONAL COM Stock 592688105 25,980 22 SH   OTR 1 0 22 0
METTLER TOLEDO INTERNATIONAL COM Stock 592688105 1,744,204 1,477 SH   SOLE 1 1,477 0 0
WELLS FARGO CO NEW COM Stock 949746101 248,609 3,463 SH   OTR 1 0 3,463 0
WELLS FARGO CO NEW COM Stock 949746101 7,577,363 105,549 SH   SOLE 1 105,549 0 0
UNION PAC CORP COM Stock 907818108 139,145 589 SH   OTR 1 0 589 0
UNION PAC CORP COM Stock 907818108 860,150 3,641 SH   SOLE 1 3,641 0 0
ISHARES PREFERRED & INCOME SECURITIES ETF ETF 464288687 603,783 19,648 SH   SOLE 1 19,648 0 0
SALESFORCE INC COM Stock 79466L302 176,849 659 SH   OTR 1 0 659 0
SALESFORCE INC COM Stock 79466L302 5,054,561 18,835 SH   SOLE 1 18,835 0 0
MICROCHIP TECHNOLOGY INC. COM Stock 595017104 786,324 16,243 SH   SOLE 1 16,243 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102 57,857 113 SH   OTR 1 0 113 0
NORTHROP GRUMMAN CORP COM Stock 666807102 779,791 1,523 SH   SOLE 1 1,523 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 20,402 41 SH   OTR 1 0 41 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 2,116,790 4,254 SH   SOLE 1 4,254 0 0
VANGUARD MID-CAP VALUE ETF ETF 922908512 1,620,330 10,093 SH   SOLE 1 10,093 0 0
LOCKHEED MARTIN CORP COM Stock 539830109 120,612 270 SH   OTR 1 0 270 0
LOCKHEED MARTIN CORP COM Stock 539830109 2,271,520 5,085 SH   SOLE 1 5,085 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100 905,402 3,691 SH   OTR 1 0 3,691 0
JPMORGAN CHASE & CO. COM Stock 46625H100 24,361,724 99,314 SH   SOLE 1 99,314 0 0
HARTFORD INSURANCE GROUP INC COM Stock 416515104 2,403,455 19,425 SH   SOLE 1 19,425 0 0
CHEVRON CORP NEW COM Stock 166764100 568,953 3,401 SH   OTR 1 0 3,401 0
CHEVRON CORP NEW COM Stock 166764100 8,301,432 49,623 SH   SOLE 1 49,623 0 0
CONOCOPHILLIPS COM Stock 20825C104 130,960 1,247 SH   OTR 1 0 1,247 0
CONOCOPHILLIPS COM Stock 20825C104 3,760,871 35,811 SH   SOLE 1 35,811 0 0
DANAHER CORPORATION COM Stock 235851102 82,000 400 SH   OTR 1 0 400 0
DANAHER CORPORATION COM Stock 235851102 1,560,665 7,613 SH   SOLE 1 7,613 0 0
M & T BK CORP COM Stock 55261F104 219,863 1,230 SH   SOLE 1 1,230 0 0
TJX COS INC NEW COM Stock 872540109 148,474 1,219 SH   OTR 1 0 1,219 0
TJX COS INC NEW COM Stock 872540109 4,010,630 32,928 SH   SOLE 1 32,928 0 0
BANK AMERICA CORP COM Stock 060505104 399,523 9,574 SH   OTR 1 0 9,574 0
BANK AMERICA CORP COM Stock 060505104 8,602,222 206,140 SH   SOLE 1 206,140 0 0
WALMART INC COM Stock 931142103 183,218 2,087 SH   OTR 1 0 2,087 0
WALMART INC COM Stock 931142103 2,903,303 33,071 SH   SOLE 1 33,071 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 201,630 6,500 SH   SOLE 1 6,500 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 313,312 1,260 SH   OTR 1 0 1,260 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 1,262,695 5,078 SH   SOLE 1 5,078 0 0
ORACLE CORP COM Stock 68389X105 174,203 1,246 SH   OTR 1 0 1,246 0
ORACLE CORP COM Stock 68389X105 6,668,378 47,696 SH   SOLE 1 47,696 0 0
RTX CORPORATION COM Stock 75513E101 211,539 1,597 SH   OTR 1 0 1,597 0
RTX CORPORATION COM Stock 75513E101 4,383,366 33,092 SH   SOLE 1 33,092 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 215,709 4,766 SH   SOLE 1 4,766 0 0
TEXAS INSTRS INC COM Stock 882508104 190,841 1,062 SH   OTR 1 0 1,062 0
TEXAS INSTRS INC COM Stock 882508104 2,150,290 11,966 SH   SOLE 1 11,966 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406 324,592 2,517 SH   SOLE 1 2,517 0 0
PFIZER INC COM Stock 717081103 206,141 8,135 SH   OTR 1 0 8,135 0
PFIZER INC COM Stock 717081103 1,414,960 55,839 SH   SOLE 1 55,839 0 0
3M CO COM Stock 88579Y101 19,092 130 SH   OTR 1 0 130 0
3M CO COM Stock 88579Y101 648,093 4,413 SH   SOLE 1 4,413 0 0
KLA CORP COM NEW Stock 482480100 376,609 554 SH   OTR 1 0 554 0
KLA CORP COM NEW Stock 482480100 13,750,315 20,227 SH   SOLE 1 20,227 0 0
HP INC COM Stock 40434L105 16,614 600 SH   OTR 1 0 600 0
HP INC COM Stock 40434L105 1,188,344 42,916 SH   SOLE 1 42,916 0 0
GILEAD SCIENCES INC COM Stock 375558103 483,048 4,311 SH   OTR 1 0 4,311 0
GILEAD SCIENCES INC COM Stock 375558103 13,982,047 124,784 SH   SOLE 1 124,784 0 0
CATERPILLAR INC COM Stock 149123101 23,746 72 SH   OTR 1 0 72 0
CATERPILLAR INC COM Stock 149123101 2,558,259 7,757 SH   SOLE 1 7,757 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 158,105 1,012 SH   OTR 1 0 1,012 0
ALPHABET INC CAP STK CL C Stock 02079K107 1,836,484 11,755 SH   SOLE 1 11,755 0 0
AMERICAN EXPRESS CO COM Stock 025816109 186,452 693 SH   OTR 1 0 693 0
AMERICAN EXPRESS CO COM Stock 025816109 7,179,061 26,683 SH   SOLE 1 26,683 0 0
AMGEN INC COM Stock 031162100 10,593 34 SH   OTR 1 0 34 0
AMGEN INC COM Stock 031162100 624,969 2,006 SH   SOLE 1 2,006 0 0
APPLIED MATLS INC COM Stock 038222105 37,006 255 SH   OTR 1 0 255 0
APPLIED MATLS INC COM Stock 038222105 1,090,287 7,513 SH   SOLE 1 7,513 0 0
OTIS WORLDWIDE CORP COM Stock 68902V107 126,317 1,224 SH   OTR 1 0 1,224 0
OTIS WORLDWIDE CORP COM Stock 68902V107 2,877,113 27,879 SH   SOLE 1 27,879 0 0
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671 294,953 2,321 SH   SOLE 1 2,321 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 470,208 7,611 SH   SOLE 1 7,611 0 0
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 588,881 8,955 SH   SOLE 1 8,955 0 0
EATON CORP PLC SHS Stock G29183103 166,360 612 SH   OTR 1 0 612 0
EATON CORP PLC SHS Stock G29183103 6,171,628 22,704 SH   SOLE 1 22,704 0 0
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705 200,428 1,674 SH   SOLE 1 1,674 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 451,746 2,846 SH   OTR 1 0 2,846 0
PHILIP MORRIS INTL INC COM Stock 718172109 10,720,148 67,537 SH   SOLE 1 67,537 0 0
NUCOR CORP COM Stock 670346105 56,921 473 SH   OTR 1 0 473 0
NUCOR CORP COM Stock 670346105 2,358,544 19,599 SH   SOLE 1 19,599 0 0
PARKER-HANNIFIN CORP COM Stock 701094104 372,612 613 SH   OTR 1 0 613 0
PARKER-HANNIFIN CORP COM Stock 701094104 7,472,908 12,294 SH   SOLE 1 12,294 0 0
VANGUARD MEGA CAP ETF ETF 921910873 125,661 624 SH   OTR 1 0 624 0
VANGUARD MEGA CAP ETF ETF 921910873 16,909,476 83,968 SH   SOLE 1 83,968 0 0
TRINITY INDS INC COM Stock 896522109 487,767 17,383 SH   SOLE 1 17,383 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 298,985 1,701 SH   OTR 1 0 1,701 0
PNC FINL SVCS GROUP INC COM Stock 693475105 859,515 4,890 SH   SOLE 1 4,890 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 253,535 4,157 SH   OTR 1 0 4,157 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 6,262,392 102,679 SH   SOLE 1 102,679 0 0
ALTRIA GROUP INC COM Stock 02209S103 159,353 2,655 SH   OTR 1 0 2,655 0
ALTRIA GROUP INC COM Stock 02209S103 3,904,061 65,046 SH   SOLE 1 65,046 0 0
DOMINION ENERGY INC COM Stock 25746U109 237,905 4,243 SH   OTR 1 0 4,243 0
DOMINION ENERGY INC COM Stock 25746U109 662,355 11,813 SH   SOLE 1 11,813 0 0
CITIGROUP INC COM NEW Stock 172967424 161,502 2,275 SH   OTR 1 0 2,275 0
CITIGROUP INC COM NEW Stock 172967424 4,624,147 65,138 SH   SOLE 1 65,138 0 0
CADENCE DESIGN SYSTEM INC COM Stock 127387108 474,834 1,867 SH   SOLE 1 1,867 0 0
EXXON MOBIL CORP COM Stock 30231G102 1,111,282 9,344 SH   OTR 1 0 9,344 0
EXXON MOBIL CORP COM Stock 30231G102 11,086,179 93,216 SH   SOLE 1 93,216 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 265,018 506 SH   OTR 1 0 506 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 7,849,965 14,988 SH   SOLE 1 14,988 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109 146,511 554 SH   OTR 1 0 554 0
TRAVELERS COMPANIES INC COM Stock 89417E109 1,633,834 6,178 SH   SOLE 1 6,178 0 0
LOWES COS INC COM Stock 548661107 705,521 3,025 SH   OTR 1 0 3,025 0
LOWES COS INC COM Stock 548661107 11,450,427 49,095 SH   SOLE 1 49,095 0 0
DEERE & CO COM Stock 244199105 117,807 251 SH   OTR 1 0 251 0
DEERE & CO COM Stock 244199105 4,401,095 9,377 SH   SOLE 1 9,377 0 0
COLGATE PALMOLIVE CO COM Stock 194162103 430,083 4,590 SH   SOLE 1 4,590 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 35,039 537 SH   OTR 1 0 537 0
PAYPAL HLDGS INC COM Stock 70450Y103 1,241,512 19,027 SH   SOLE 1 19,027 0 0
CROWN CASTLE INC COM REIT 22822V101 77,130 740 SH   OTR 1 0 740 0
CROWN CASTLE INC COM REIT 22822V101 242,022 2,322 SH   SOLE 1 2,322 0 0
BLACKROCK INC COM Stock 09290D101 1,310,875 1,385 SH   SOLE 1 1,385 0 0
CBRE GROUP INC CL A Stock 12504L109 29,556 226 SH   OTR 1 0 226 0
CBRE GROUP INC CL A Stock 12504L109 778,795 5,955 SH   SOLE 1 5,955 0 0
ISHARES MSCI EAFE ETF ETF 464287465 470,847 5,761 SH   SOLE 1 5,761 0 0
APPLE INC COM Stock 037833100 2,224,854 10,016 SH   OTR 1 0 10,016 0
APPLE INC COM Stock 037833100 48,528,075 218,467 SH   SOLE 1 218,467 0 0
ABBOTT LABS COM Stock 002824100 499,958 3,769 SH   OTR 1 0 3,769 0
ABBOTT LABS COM Stock 002824100 7,213,772 54,382 SH   SOLE 1 54,382 0 0
DISNEY WALT CO COM Stock 254687106 76,591 776 SH   OTR 1 0 776 0
DISNEY WALT CO COM Stock 254687106 1,503,004 15,228 SH   SOLE 1 15,228 0 0
BOOKING HOLDINGS INC COM Stock 09857L108 363,946 79 SH   OTR 1 0 79 0
BOOKING HOLDINGS INC COM Stock 09857L108 9,573,159 2,078 SH   SOLE 1 2,078 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 230,055 750 SH   SOLE 1 750 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102 990,274 4,058 SH   SOLE 1 4,058 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 608,133 3,232 SH   SOLE 1 3,232 0 0
ACCENTURE PLC Stock G1151C101 2,860,933 9,169 SH   SOLE 1 9,169 0 0
ACCENTURE PLC Stock G1151C101 9,984 32 SH   DFND 1 32 0 0
EATON CORP PLC Stock G29183103 1,134,003 4,172 SH   SOLE 1 4,172 0 0
LINDE PLC NVP Stock G54950103 4,119,430 8,847 SH   SOLE 1 8,847 0 0
LINDE PLC NVP Stock G54950103 18,159 39 SH   DFND 1 39 0 0
MEDTRONIC PLC Stock G5960L103 967,658 10,769 SH   SOLE 1 10,769 0 0
TE CONNECTIVITY PLC USD .01 FOREIGN EQUITIES G87052109 632,643 4,477 SH   SOLE 1 4,477 0 0
TE CONNECTIVITY PLC USD .01 FOREIGN EQUITIES G87052109 6,076 43 SH   DFND 1 43 0 0
CHUBB LTD SWITZERLAND Stock H1467J104 602,715 1,996 SH   SOLE 1 1,996 0 0
GARMIN LTD Stock H2906T109 3,368,063 15,512 SH   SOLE 1 15,512 0 0
ASML HOLDING NV FOREIGN EQUITIES N07059210 1,807,587 2,728 SH   SOLE 1 2,728 0 0
ASML HOLDING NV FOREIGN EQUITIES N07059210 12,589 19 SH   DFND 1 19 0 0
NXP SEMICONDUCTORS FOREIGN EQUITIES N6596X109 3,749,039 19,726 SH   SOLE 1 19,726 0 0
NXP SEMICONDUCTORS FOREIGN EQUITIES N6596X109 12,353 65 SH   DFND 1 65 0 0
AFLAC INC Stock 001055102 830,456 7,469 SH   SOLE 1 7,469 0 0
AT&T INC Stock 00206R102 723,538 25,595 SH   SOLE 1 25,595 0 0
ABBOTT LABORATORIES Stock 002824100 3,514,875 26,498 SH   SOLE 1 26,498 0 0
ABBOTT LABORATORIES Stock 002824100 17,907 135 SH   DFND 1 135 0 0
ABBVIE INC Stock 00287Y109 10,237,652 48,863 SH   SOLE 1 48,863 0 0
ABBVIE INC Stock 00287Y109 22,209 106 SH   DFND 1 106 0 0
ADOBE SYSTEM INC Stock 00724F101 1,802,519 4,700 SH   SOLE 1 4,700 0 0
AIR PRODUCTS AND CHEMICALS INC. Stock 009158106 234,147 794 SH   SOLE 1 794 0 0
ALPHABET INC. CLASS C Stock 02079K107 9,553,990 61,154 SH   SOLE 1 61,154 0 0
ALPHABET INC. CLASS C Stock 02079K107 34,214 219 SH   DFND 1 219 0 0
ALPHABET INC. CLASS A Stock 02079K305 1,706,584 11,036 SH   SOLE 1 11,036 0 0
ALTRIA GROUP INC Stock 02209S103 2,059,014 34,306 SH   SOLE 1 34,306 0 0
AMAZON.COM INC Stock 023135106 8,994,451 47,275 SH   SOLE 1 47,275 0 0
AMAZON.COM INC Stock 023135106 34,246 180 SH   DFND 1 180 0 0
AVANTIS US SMALL CAP EQUITY ETF ETF 025072323 818,865 16,919 SH   SOLE 1 16,919 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 572,766 5,242 SH   SOLE 1 5,242 0 0
AMERIPRISE FINANCIAL Stock 03076C106 1,319,638 2,726 SH   SOLE 1 2,726 0 0
AMETEK INC NEW COM COMMON STOCK 031100100 4,525,467 26,290 SH   SOLE 1 26,290 0 0
AMETEK INC NEW COM COMMON STOCK 031100100 18,591 108 SH   DFND 1 108 0 0
AMGEN INC Stock 031162100 615,572 1,976 SH   SOLE 1 1,976 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 4,259,587 21,122 SH   SOLE 1 21,122 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 15,931 79 SH   DFND 1 79 0 0
ELEVANCE HEALTH INC (FORMERLY ANTHEM) Stock 036752103 771,551 1,774 SH   SOLE 1 1,774 0 0
APPLE INC Stock 037833100 24,335,103 109,554 SH   SOLE 1 109,554 0 0
APPLE INC Stock 037833100 56,643 255 SH   DFND 1 255 0 0
APPLIED MATERIALS INC Stock 038222105 364,521 2,512 SH   SOLE 1 2,512 0 0
ARISTA NETWORKS INC NEW COMMON STOCK 040413205 676,928 8,738 SH   SOLE 1 8,738 0 0
ASTRAZENECA PLC NPV ADR FOREIGN EQUITIES 046353108 308,684 4,200 SH   SOLE 1 4,200 0 0
ATLANTIC UNION BANKSHARES CORP Stock 04911A107 5,915,778 190,035 SH   SOLE 1 190,035 0 0
AUTODESK INC Stock 052769106 1,618,084 6,181 SH   SOLE 1 6,181 0 0
BANK OF AMERICA CORP Stock 060505104 3,701,473 88,723 SH   SOLE 1 88,723 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 10,898,097 20,463 SH   SOLE 1 20,463 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 46,867 88 SH   DFND 1 88 0 0
BLACKROCK INC NEW NPV COMMON STOCK 09290D101 1,026,893 1,085 SH   SOLE 1 1,085 0 0
BOOKING HOLDINGS INC Stock 09857L108 4,818,777 1,046 SH   SOLE 1 1,046 0 0
BRISTOL-MYERS SQUIBB COMMON STOCK 110122108 2,493,577 40,886 SH   SOLE 1 40,886 0 0
BRISTOL-MYERS SQUIBB COMMON STOCK 110122108 4,208 69 SH   DFND 1 69 0 0
BROADCOM INC Stock 11135F101 6,825,898 40,769 SH   SOLE 1 40,769 0 0
BROOKFIELD CORP NVP FOREIGN EQUITIES 11271J107 3,744,343 71,458 SH   SOLE 1 71,458 0 0
BROOKFIELD CORP NVP FOREIGN EQUITIES 11271J107 21,326 407 SH   DFND 1 407 0 0
BROOKFIELD ASSET MGMT LTD CLASS A VOTING SHA FOREIGN EQUITIES RE1130041 752,275 15,528 SH   SOLE 1 15,528 0 0
BROOKFIELD ASSET MGMT LTD CLASS A VOTING SHA FOREIGN EQUITIES RE1130041 4,941 102 SH   DFND 1 102 0 0
CBRE GROUP INC CL A Stock 12504L109 218,919 1,674 SH   SOLE 1 1,674 0 0
CME GROUP INC COMMON STOCK 12572Q105 424,157 1,599 SH   SOLE 1 1,599 0 0
CSX CORP COM COMMON STOCK 126408103 980,258 33,309 SH   SOLE 1 33,309 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 840,425 12,405 SH   SOLE 1 12,405 0 0
CHEMED CORPORATON COMMON STOCK 16359R103 1,319,184 2,144 SH   SOLE 1 2,144 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 4,821,339 28,821 SH   SOLE 1 28,821 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 14,888 89 SH   DFND 1 89 0 0
CISCO SYSTEMS INC Stock 17275R102 1,830,731 29,672 SH   SOLE 1 29,672 0 0
CITIGROUP INC NEW COMMON STOCK 172967424 3,982,065 56,094 SH   SOLE 1 56,094 0 0
COCA COLA CO COM COMMON STOCK 191216100 1,478,577 20,648 SH   SOLE 1 20,648 0 0
COLGATE PALMOLIVE COMPANY COMMON STOCK 194162103 721,488 7,700 SH   SOLE 1 7,700 0 0
COLGATE PALMOLIVE COMPANY COMMON STOCK 194162103 10,588 113 SH   DFND 1 113 0 0
CONOCOPHILLIPS COM Stock 20825C104 1,696,137 16,151 SH   SOLE 1 16,151 0 0
CONSTELLATION BRANDS CLASS A COMMON STOCK 21036P108 642,662 3,502 SH   SOLE 1 3,502 0 0
CONSTELLATION BRANDS CLASS A COMMON STOCK 21036P108 9,910 54 SH   DFND 1 54 0 0
COSTCO WHOLESALE CORP Stock 22160K105 3,103,095 3,281 SH   SOLE 1 3,281 0 0
D R HORTON INC Stock 23331A109 1,951,657 15,352 SH   SOLE 1 15,352 0 0
DEERE & CO. COMMON STOCK 244199105 687,098 1,464 SH   SOLE 1 1,464 0 0
DISCOVER FINANCIAL SERVICES COMMON STOCK 254709108 1,682,912 9,859 SH   SOLE 1 9,859 0 0
DOMINION RES INC VA NEW Stock 25746U109 382,943 6,831 SH   SOLE 1 6,831 0 0
DUKE ENERGY CORP NEW Stock 26441C204 1,420,430 11,646 SH   SOLE 1 11,646 0 0
EOG RESOURCES INC Stock 26875P101 1,290,921 10,067 SH   SOLE 1 10,067 0 0
EBAY INC COMMON STOCK 278642103 926,657 13,684 SH   SOLE 1 13,684 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 663,295 6,050 SH   SOLE 1 6,050 0 0
ENBRIDGE INC NPV FOREIGN EQUITIES 29250N105 711,857 16,066 SH   SOLE 1 16,066 0 0
EXXON MOBIL CORP COM Stock 30231G102 3,336,883 28,058 SH   SOLE 1 28,058 0 0
META PLATFORMS (FORMERLY FACEBOOK INC) Stock 30303M102 11,704,406 20,308 SH   SOLE 1 20,308 0 0
META PLATFORMS (FORMERLY FACEBOOK INC) Stock 30303M102 34,581 60 SH   DFND 1 60 0 0
FIDELITY MSCI INFO TECH ETF - EQUITY 316092808 428,492 2,657 SH   SOLE 1 2,657 0 0
FORTINET INC Stock 34959E113 928,204 9,643 SH   SOLE 1 9,643 0 0
GENERAL MILLS INC COMMON STOCK 370334104 535,334 8,954 SH   SOLE 1 8,954 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 5,197,611 46,387 SH   SOLE 1 46,387 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,246,364 3,401 SH   SOLE 1 3,401 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 3,071,349 14,505 SH   SOLE 1 14,505 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 10,799 51 SH   DFND 1 51 0 0
HOOKER FURNITURE CORP COMMON STOCK 439038100 136,945 13,640 SH   SOLE 1 13,640 0 0
HUNTINGTON BANKSHARES INC COMMON STOCK 446150104 387,581 25,823 SH   SOLE 1 25,823 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 925,066 3,730 SH   SOLE 1 3,730 0 0
INVESCO QQQ UNIT SER 1 ETF - EQUITY 04609E107 256,962 548 SH   SOLE 1 548 0 0
INTUITIVE SURGICAL INC. COMMON STOCK 46120E602 1,112,845 2,247 SH   SOLE 1 2,247 0 0
INVESCO BULLETSHS 2031 ETF 46138J429 3,992,470 244,942 SH   SOLE 1 244,942 0 0
INVESCO BULLETSHS 2030 ETF 46138J460 4,547,695 274,128 SH   SOLE 1 274,128 0 0
INVESCO BULLETSHS 2029 ETF 46138J577 2,958,225 159,736 SH   SOLE 1 159,736 0 0
INVESCO BULLETSHS 2027 ETF 46138J783 2,222,789 113,470 SH   SOLE 1 113,470 0 0
INVESCO BULLETSHS 2026 ETF 46138J791 1,684,513 86,523 SH   SOLE 1 86,523 0 0
INVESCO BULLETSHS 2025 ETF 46138J825 684,694 33,111 SH   SOLE 1 33,111 0 0
INVESCO BULLETSHS 2032 ETF 46139W858 4,752,310 233,418 SH   SOLE 1 233,418 0 0
I SHARES TR S & P 500 INDEX FUND ETF - EQUITY 464287200 779,335 1,387 SH   SOLE 1 1,387 0 0
I SHARES TR S & P 500 INDEX FUND ETF - EQUITY 464287200 1,103,551 1,964 SH   DFND 1 1,964 0 0
ISHARES MSCI EAFE ETF FOREIGN EQUITIES 464287465 4,803,987 58,786 SH   SOLE 1 58,786 0 0
I SHARES TR RUSSEL MIDCAP INDEX FD ETF - EQUITY 464287499 1,777,821 20,901 SH   SOLE 1 20,901 0 0
ISHARES CORE S&P SMALLCAP ETF - EQUITY 464287804 445,570 4,261 SH   SOLE 1 4,261 0 0
ISHARES NATIONAL MUNI BD ETF - FIXED 464288414 488,714 4,635 SH   SOLE 1 4,635 0 0
ISHARES INTERNATIONAL SELECT ETF - EQUITY 464288448 325,710 10,500 SH   SOLE 1 10,500 0 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF - EQUITY 464289438 1,891,683 8,968 SH   SOLE 1 8,968 0 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF - EQUITY 464289438 24,679 117 SH   DFND 1 117 0 0
ISHARES TR CORE MSCI EAFE ETF 46432F842 228,384 3,019 SH   SOLE 1 3,019 0 0
ISHARES IBONDS DEC 2033 ETF 46436E152 4,185,938 171,629 SH   SOLE 1 171,629 0 0
ISHARES IBONDS DEC 2044 TREAS ETF ETF - FIXED 46438G638 2,634,770 104,062 SH   SOLE 1 104,062 0 0
ISHARES IBONDS DEC 2034 TREAS ETF ETF - FIXED 46438G646 3,858,667 150,380 SH   SOLE 1 150,380 0 0
J P MORGAN CHASE & CO Stock 46625H100 10,687,845 43,571 SH   SOLE 1 43,571 0 0
J P MORGAN CHASE & CO Stock 46625H100 34,342 140 SH   DFND 1 140 0 0
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 431,321 7,550 SH   SOLE 1 7,550 0 0
JP MORGAN ULTRA SHORT INC ETF ETF 46641Q837 329,095 6,500 SH   SOLE 1 6,500 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 1,979,432 11,936 SH   SOLE 1 11,936 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 23,549 142 SH   DFND 1 142 0 0
LABCORP HOLDINGS INC COMMON STOCK 504922105 302,093 1,298 SH   SOLE 1 1,298 0 0
LENNAR CORP COMMON STOCK 526057104 1,074,545 9,362 SH   SOLE 1 9,362 0 0
ELI LILLY & CO COMMON STOCK 532457108 1,686,485 2,042 SH   SOLE 1 2,042 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 1,323,084 2,962 SH   SOLE 1 2,962 0 0
LOWES COMPANY INC COMMON STOCK 548661107 6,148,752 26,364 SH   SOLE 1 26,364 0 0
LOWES COMPANY INC COMMON STOCK 548661107 19,358 83 SH   DFND 1 83 0 0
MARATHON PETE CORP Stock 56585A102 1,160,083 7,963 SH   SOLE 1 7,963 0 0
MARKEL GROUP INC FORMERLY MARKEL CO COMMON STOCK RP5705351 1,547,988 828 SH   SOLE 1 828 0 0
MASTERCARD INC Stock 57636Q104 9,281,029 16,933 SH   SOLE 1 16,933 0 0
MASTERCARD INC Stock 57636Q104 24,116 44 SH   DFND 1 44 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 883,012 2,827 SH   SOLE 1 2,827 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 13,431 43 SH   DFND 1 43 0 0
MERCADOLIBRE INC COMMON STOCK 58733R102 204,835 105 SH   SOLE 1 105 0 0
MERCK & CO NEW Stock 58933Y105 4,888,202 54,460 SH   SOLE 1 54,460 0 0
MERCK & CO NEW Stock 58933Y105 3,859 43 SH   DFND 1 43 0 0
METTLER-TOLEDO INTL COMMON STOCK 592688105 624,677 529 SH   SOLE 1 529 0 0
MICROSOFT CORPORATION COMMON STOCK 594918104 19,348,837 51,545 SH   SOLE 1 51,545 0 0
MICROSOFT CORPORATION COMMON STOCK 594918104 60,811 162 SH   DFND 1 162 0 0
MONDELEZ INTERNATIONAL INC. COMMON STOCK 609207105 450,102 6,634 SH   SOLE 1 6,634 0 0
MORGAN STANLEY DEAN WITTER DISCOVER & CO COMMON STOCK 617446448 343,920 2,948 SH   SOLE 1 2,948 0 0
NEXTERA ENERGY INC Stock 65339F101 3,048,467 43,010 SH   SOLE 1 43,010 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 205,110 866 SH   SOLE 1 866 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 994,309 1,942 SH   SOLE 1 1,942 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 10,240 20 SH   DFND 1 20 0 0
NUCOR COMMON STOCK 670346105 1,132,362 9,410 SH   SOLE 1 9,410 0 0
NVIDIA CORPORATION Stock 67066G104 17,313,928 159,753 SH   SOLE 1 159,753 0 0
NVIDIA CORPORATION Stock 67066G104 48,337 446 SH   DFND 1 446 0 0
OTIS WORLDWIDE CORP Stock 68902V107 1,042,720 10,104 SH   SOLE 1 10,104 0 0
PNC BANK CORP COMMON STOCK 693475105 1,820,030 10,355 SH   SOLE 1 10,355 0 0
PNC BANK CORP COMMON STOCK 693475105 9,667 55 SH   DFND 1 55 0 0
PAYCHEX INC COM COMMON STOCK 704326107 734,039 4,758 SH   SOLE 1 4,758 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 617,884 9,470 SH   SOLE 1 9,470 0 0
PEPSICO INC COM COMMON STOCK 713448108 2,632,702 17,559 SH   SOLE 1 17,559 0 0
PFIZER INC COM COMMON STOCK 717081103 260,341 10,274 SH   SOLE 1 10,274 0 0
PHILLIP MORRIS INTL INC COMMON STOCK 718172109 1,446,795 9,115 SH   SOLE 1 9,115 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 6,558,995 38,488 SH   SOLE 1 38,488 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 16,701 98 SH   DFND 1 98 0 0
PROLOGIS INC COMMON STOCKS REITS DTC 74340W103 205,669 1,840 SH   SOLE 1 1,840 0 0
QUALCOMM INC COMMON STOCK 747525103 3,244,640 21,123 SH   SOLE 1 21,123 0 0
RTX CORPORATION (FORMERLY RAYTHEON TECH) Stock 75513E105 5,904,043 44,573 SH   SOLE 1 44,573 0 0
RTX CORPORATION (FORMERLY RAYTHEON TECH) Stock 75513E105 21,855 165 SH   DFND 1 165 0 0
REGENERON PHARMACEUTICALS Stock 75886F107 419,195 661 SH   SOLE 1 661 0 0
ROPER INDS INC NEW COMMON STOCK 776696106 4,075,679 6,913 SH   SOLE 1 6,913 0 0
ROPER INDS INC NEW COMMON STOCK 776696106 20,635 35 SH   DFND 1 35 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 3,335,538 6,565 SH   SOLE 1 6,565 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 19,307 38 SH   DFND 1 38 0 0
SPDR S&P 500 ETF TR TR UNIT ETF 78462F103 13,129,438 23,471 SH   SOLE 1 23,471 0 0
SALESFORCE INC (FORMERLY SALESFORCE.COM INC COMMON STOCK 79466L302 2,105,662 7,847 SH   SOLE 1 7,847 0 0
STARBUCKS CORPORATION COMMON STOCK 855244109 596,451 6,081 SH   SOLE 1 6,081 0 0
SYSCO CORPORATION COMMON STOCK 871829107 207,108 2,760 SH   SOLE 1 2,760 0 0
SYSCO CORPORATION COMMON STOCK 871829107 8,929 119 SH   DFND 1 119 0 0
TJX COMPANIES INC COMMON STOCK 872540109 8,274,156 67,933 SH   SOLE 1 67,933 0 0
TJX COMPANIES INC COMMON STOCK 872540109 29,232 240 SH   DFND 1 240 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,002,340 5,578 SH   SOLE 1 5,578 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 4,356,318 8,755 SH   SOLE 1 8,755 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 19,903 40 SH   DFND 1 40 0 0
TRACTOR SUPPLY CO COMMON STOCK 892356106 652,262 11,840 SH   SOLE 1 11,840 0 0
TRAVELERS COMPANIES INC Stock 89417E109 605,302 2,289 SH   SOLE 1 2,289 0 0
TRUIST FINANCIAL CORPORATION Stock 89832Q109 436,887 10,617 SH   SOLE 1 10,617 0 0
US BANCORP COMMON STOCK 902973304 266,676 6,317 SH   SOLE 1 6,317 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 3,058,752 12,948 SH   SOLE 1 12,948 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 12,284 52 SH   DFND 1 52 0 0
UNITED PARCEL SERVICE CLASS B COMMON STOCK 911312106 373,378 3,395 SH   SOLE 1 3,395 0 0
VALERO ENERGY Stock 91913Y100 841,645 6,373 SH   SOLE 1 6,373 0 0
VANGUARD MEGA CAP ETF ETF - EQUITY 921910873 217,070 1,078 SH   SOLE 1 1,078 0 0
VANGUARD I S&P 500 ETF USD COMMON STOCK 922908363 308,340 600 SH   SOLE 1 600 0 0
VANGUARD MID CAP ETF COMMON STOCK 922908629 363,345 1,405 SH   SOLE 1 1,405 0 0
VERISIGN INC Stock 92343E106 681,368 2,684 SH   SOLE 1 2,684 0 0
VERIZON COMMUNICATIONS INC Stock 92343V104 790,177 17,421 SH   SOLE 1 17,421 0 0
VERISK ANALYTICS INC Stock 92345Y106 680,613 2,287 SH   SOLE 1 2,287 0 0
VISA INC COM CL A Stock 92826C839 8,926,199 25,471 SH   SOLE 1 25,471 0 0
VISA INC COM CL A Stock 92826C839 44,856 128 SH   DFND 1 128 0 0
WAL-MART STORES COMMON STOCK 931142103 1,304,180 14,856 SH   SOLE 1 14,856 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 5,005,857 69,730 SH   SOLE 1 69,730 0 0
XYLEM INC COMMON STOCK 98419M100 1,580,160 13,228 SH   SOLE 1 13,228 0 0
XYLEM INC COMMON STOCK 98419M100 10,870 91 SH   DFND 1 91 0 0