The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

Estimated average burden
OMB Number:		3235-0006
Expires:	Oct 31, 2018
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	419,546	2,171	SH		OTR		0	2,171	0
AMAZON COM INC COM	Stock	023135106	12,271,182	63,499	SH		SOLE		63,499	0	0
INVESCO QQQ TRUST SERIES I	ETF	46090E103	115,945	242	SH		OTR		0	242	0
INVESCO QQQ TRUST SERIES I	ETF	46090E103	800,593	1,671	SH		SOLE		1,671	0	0
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	589,782	2,607	SH		SOLE		2,607	0	0
STARBUCKS CORP COM	Stock	855244109	182,325	2,342	SH		OTR		0	2,342	0
STARBUCKS CORP COM	Stock	855244109	2,740,631	35,204	SH		SOLE		35,204	0	0
OLD REP INTL CORP COM	Stock	680223104	9,270	300	SH		OTR		0	300	0
OLD REP INTL CORP COM	Stock	680223104	1,688,994	54,660	SH		SOLE		54,660	0	0
ELEVANCE HEALTH INC COM	Stock	036752103	99,160	183	SH		OTR		0	183	0
ELEVANCE HEALTH INC COM	Stock	036752103	209,700	387	SH		SOLE		387	0	0
EBAY INC. COM	Stock	278642103	68,117	1,268	SH		OTR		0	1,268	0
EBAY INC. COM	Stock	278642103	1,879,126	34,980	SH		SOLE		34,980	0	0
AVANTIS U.S SMALL CAP EQUITY ETF	ETF	025072323	637,401	12,771	SH		OTR		0	12,771	0
AVANTIS U.S SMALL CAP EQUITY ETF	ETF	025072323	24,030,118	481,469	SH		SOLE		481,469	0	0
MONSTER BEVERAGE CORP NEW COM	Stock	61174X109	826,573	16,548	SH		SOLE		16,548	0	0
JOHNSON & JOHNSON COM	Stock	478160104	753,162	5,153	SH		OTR		0	5,153	0
JOHNSON & JOHNSON COM	Stock	478160104	8,717,859	59,646	SH		SOLE		59,646	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	1,207,273	4,513	SH		SOLE		4,513	0	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	56,099	66	SH		OTR		0	66	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	4,684,295	5,511	SH		SOLE		5,511	0	0
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	158,312	350	SH		OTR		0	350	0
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	4,295,683	9,497	SH		SOLE		9,497	0	0
SHELL PLC SPON ADS	ADR	780259305	14,436	200	SH		OTR		0	200	0
SHELL PLC SPON ADS	ADR	780259305	392,443	5,437	SH		SOLE		5,437	0	0
OLD DOMINION FREIGHT LINE INC COM	Stock	679580100	67,814	384	SH		OTR		0	384	0
OLD DOMINION FREIGHT LINE INC COM	Stock	679580100	2,018,715	11,431	SH		SOLE		11,431	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	105,384	639	SH		OTR		0	639	0
PROCTER AND GAMBLE CO COM	Stock	742718109	4,535,465	27,501	SH		SOLE		27,501	0	0
COCA COLA CO COM	Stock	191216100	101,204	1,590	SH		OTR		0	1,590	0
COCA COLA CO COM	Stock	191216100	2,218,521	34,855	SH		SOLE		34,855	0	0
TRUIST FINL CORP COM	Stock	89832Q109	56,061	1,443	SH		OTR		0	1,443	0
TRUIST FINL CORP COM	Stock	89832Q109	1,537,838	39,584	SH		SOLE		39,584	0	0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	ETF	46138J825	194,766	9,524	SH		OTR		0	9,524	0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	ETF	46138J825	8,800,944	430,364	SH		SOLE		430,364	0	0
UNITED PARCEL SERVICE INC CL B	Stock	911312106	103,185	754	SH		OTR		0	754	0
UNITED PARCEL SERVICE INC CL B	Stock	911312106	2,438,941	17,822	SH		SOLE		17,822	0	0
COHEN & STEERS REIT & PFD & IN COM	CEF	19247X100	1,161,783	57,034	SH		SOLE		57,034	0	0
INTEL CORP COM	Stock	458140100	88,946	2,872	SH		OTR		0	2,872	0
INTEL CORP COM	Stock	458140100	1,332,515	43,026	SH		SOLE		43,026	0	0
MEDTRONIC PLC SHS	Stock	G5960L103	46,754	594	SH		OTR		0	594	0
MEDTRONIC PLC SHS	Stock	G5960L103	192,997	2,452	SH		SOLE		2,452	0	0
NETFLIX INC COM	Stock	64110L106	203,139	301	SH		SOLE		301	0	0
LAUDER ESTEE COS INC CL A	Stock	518439104	10,640	100	SH		OTR		0	100	0
LAUDER ESTEE COS INC CL A	Stock	518439104	1,049,317	9,862	SH		SOLE		9,862	0	0
MERCK & CO INC COM	Stock	58933Y105	365,705	2,954	SH		OTR		0	2,954	0
MERCK & CO INC COM	Stock	58933Y105	12,095,755	97,704	SH		SOLE		97,704	0	0
OSHKOSH CORP COM	Stock	688239201	411,160	3,800	SH		SOLE		3,800	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	2,201,914	4,046	SH		SOLE		4,046	0	0
MASTERCARD INCORPORATED CL A	Stock	57636Q104	217,492	493	SH		OTR		0	493	0
MASTERCARD INCORPORATED CL A	Stock	57636Q104	5,726,698	12,981	SH		SOLE		12,981	0	0
ILLINOIS TOOL WKS INC COM	Stock	452308109	176,298	744	SH		OTR		0	744	0
ILLINOIS TOOL WKS INC COM	Stock	452308109	5,031,846	21,235	SH		SOLE		21,235	0	0
STEEL DYNAMICS INC COM	Stock	858119100	4,403,000	34,000	SH		SOLE		34,000	0	0
EMERSON ELEC CO COM	Stock	291011104	44,064	400	SH		OTR		0	400	0
EMERSON ELEC CO COM	Stock	291011104	1,245,469	11,306	SH		SOLE		11,306	0	0
ALLSTATE CORP COM	Stock	020002101	25,546	160	SH		OTR		0	160	0
ALLSTATE CORP COM	Stock	020002101	637,842	3,995	SH		SOLE		3,995	0	0
DIAGEO PLC SPON ADR NEW	ADR	25243Q205	14,499	115	SH		OTR		0	115	0
DIAGEO PLC SPON ADR NEW	ADR	25243Q205	294,901	2,339	SH		SOLE		2,339	0	0
VERTEX PHARMACEUTICALS INC COM	Stock	92532F100	46,872	100	SH		OTR		0	100	0
VERTEX PHARMACEUTICALS INC COM	Stock	92532F100	2,608,427	5,565	SH		SOLE		5,565	0	0
CORNING INC COM	Stock	219350105	7,770	200	SH		OTR		0	200	0
CORNING INC COM	Stock	219350105	353,496	9,099	SH		SOLE		9,099	0	0
ISHARES S&P 100 ETF	ETF	464287101	247,649	937	SH		SOLE		937	0	0
BANK NEW YORK MELLON CORP COM	Stock	064058100	462,770	7,727	SH		SOLE		7,727	0	0
INSIGHT SELECT INCOME FD COM	CEF	45781W109	378,617	23,201	SH		SOLE		23,201	0	0
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	270,617	6,562	SH		OTR		0	6,562	0
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	3,941,719	95,580	SH		SOLE		95,580	0	0
CHUBB LIMITED COM	Stock	H1467J104	297,423	1,166	SH		SOLE		1,166	0	0
SHERWIN WILLIAMS CO COM	Stock	824348106	227,404	762	SH		SOLE		762	0	0
PEPSICO INC COM	Stock	713448108	607,767	3,685	SH		OTR		0	3,685	0
PEPSICO INC COM	Stock	713448108	10,405,764	63,092	SH		SOLE		63,092	0	0
KIMBERLY-CLARK CORP COM	Stock	494368103	64,125	464	SH		OTR		0	464	0
KIMBERLY-CLARK CORP COM	Stock	494368103	940,036	6,802	SH		SOLE		6,802	0	0
TE CONNECTIVITY LTD SHS	Stock	H84989104	110,416	734	SH		OTR		0	734	0
TE CONNECTIVITY LTD SHS	Stock	H84989104	231,963	1,542	SH		SOLE		1,542	0	0
HONEYWELL INTL INC COM	Stock	438516106	117,874	552	SH		OTR		0	552	0
HONEYWELL INTL INC COM	Stock	438516106	5,090,153	23,837	SH		SOLE		23,837	0	0
TRANE TECHNOLOGIES PLC SHS	Stock	G8994E103	245,053	745	SH		SOLE		745	0	0
BP PLC SPONSORED ADR	ADR	055622104	18,447	511	SH		OTR		0	511	0
BP PLC SPONSORED ADR	ADR	055622104	282,266	7,819	SH		SOLE		7,819	0	0
HOME DEPOT INC COM	Stock	437076102	88,470	257	SH		OTR		0	257	0
HOME DEPOT INC COM	Stock	437076102	6,764,316	19,650	SH		SOLE		19,650	0	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	10,980	46	SH		OTR		0	46	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	1,625,479	6,810	SH		SOLE		6,810	0	0
VERISK ANALYTICS INC COM	Stock	92345Y106	85,447	317	SH		OTR		0	317	0
VERISK ANALYTICS INC COM	Stock	92345Y106	1,875,798	6,959	SH		SOLE		6,959	0	0
SPDR GOLD SHARES	ETF	78463V107	632,774	2,943	SH		OTR		0	2,943	0
SPDR GOLD SHARES	ETF	78463V107	13,951,784	64,889	SH		SOLE		64,889	0	0
SOUTHERN CO COM	Stock	842587107	36,846	475	SH		OTR		0	475	0
SOUTHERN CO COM	Stock	842587107	601,866	7,759	SH		SOLE		7,759	0	0
BECTON DICKINSON & CO COM	Stock	075887109	115,920	496	SH		OTR		0	496	0
BECTON DICKINSON & CO COM	Stock	075887109	2,673,175	11,438	SH		SOLE		11,438	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	374,629	4,892	SH		SOLE		4,892	0	0
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF	ETF	46138J783	196,697	10,234	SH		OTR		0	10,234	0
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF	ETF	46138J783	8,860,920	461,026	SH		SOLE		461,026	0	0
FORTINET INC COM	Stock	34959E109	59,908	994	SH		OTR		0	994	0
FORTINET INC COM	Stock	34959E109	2,357,461	39,115	SH		SOLE		39,115	0	0
JPMORGAN ULTRA-SHORT INCOME ETF	ETF	46641Q837	492,083	9,750	SH		OTR		0	9,750	0
JPMORGAN ULTRA-SHORT INCOME ETF	ETF	46641Q837	2,210,435	43,797	SH		SOLE		43,797	0	0
GALLAGHER ARTHUR J & CO COM	Stock	363576109	270,460	1,043	SH		OTR		0	1,043	0
GALLAGHER ARTHUR J & CO COM	Stock	363576109	5,331,154	20,559	SH		SOLE		20,559	0	0
TELEFLEX INCORPORATED COM	Stock	879369106	466,933	2,220	SH		SOLE		2,220	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	589,723	5,529	SH		SOLE		5,529	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	352,289	866	SH		OTR		0	866	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	4,868,176	11,967	SH		SOLE		11,967	0	0
ADOBE INC COM	Stock	00724F101	239,993	432	SH		OTR		0	432	0
ADOBE INC COM	Stock	00724F101	8,465,874	15,239	SH		SOLE		15,239	0	0
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	230,357	2,981	SH		SOLE		2,981	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	956,652	5,252	SH		OTR		0	5,252	0
ALPHABET INC CAP STK CL A	Stock	02079K305	19,465,642	106,866	SH		SOLE		106,866	0	0
FISERV INC COM	Stock	337738108	201,204	1,350	SH		SOLE		1,350	0	0
OREILLY AUTOMOTIVE INC COM	Stock	67103H107	267,183	253	SH		SOLE		253	0	0
EASTMAN CHEM CO COM	Stock	277432100	214,162	2,186	SH		SOLE		2,186	0	0
HALLIBURTON CO COM	Stock	406216101	3,040	90	SH		OTR		0	90	0
HALLIBURTON CO COM	Stock	406216101	760,050	22,500	SH		SOLE		22,500	0	0
UNILEVER PLC SPON ADR NEW	ADR	904767704	316,412	5,754	SH		SOLE		5,754	0	0
CSX CORP COM	Stock	126408103	191,367	5,721	SH		OTR		0	5,721	0
CSX CORP COM	Stock	126408103	3,896,390	116,484	SH		SOLE		116,484	0	0
COMCAST CORP NEW CL A	Stock	20030N101	905,927	23,134	SH		SOLE		23,134	0	0
MICROSOFT CORP COM	Stock	594918104	2,144,019	4,797	SH		OTR		0	4,797	0
MICROSOFT CORP COM	Stock	594918104	35,781,029	80,056	SH		SOLE		80,056	0	0
LENNAR CORP CL A	Stock	526057104	84,976	567	SH		OTR		0	567	0
LENNAR CORP CL A	Stock	526057104	3,044,010	20,311	SH		SOLE		20,311	0	0
VALERO ENERGY CORP COM	Stock	91913Y100	63,174	403	SH		OTR		0	403	0
VALERO ENERGY CORP COM	Stock	91913Y100	1,938,808	12,368	SH		SOLE		12,368	0	0
HEALTHPEAK PROPERTIES INC COM	REIT	42250P103	317,834	16,216	SH		SOLE		16,216	0	0
SCHLUMBERGER LTD COM STK	Stock	806857108	3,161	67	SH		OTR		0	67	0
SCHLUMBERGER LTD COM STK	Stock	806857108	331,392	7,024	SH		SOLE		7,024	0	0
CVS HEALTH CORP COM	Stock	126650100	126,034	2,134	SH		OTR		0	2,134	0
CVS HEALTH CORP COM	Stock	126650100	4,543,427	76,929	SH		SOLE		76,929	0	0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	ETF	46138J791	195,355	10,188	SH		OTR		0	10,188	0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	ETF	46138J791	8,769,034	457,316	SH		SOLE		457,316	0	0
MASCO CORP COM	Stock	574599106	853,109	12,796	SH		SOLE		12,796	0	0
AMERIPRISE FINL INC COM	Stock	03076C106	101,671	238	SH		OTR		0	238	0
AMERIPRISE FINL INC COM	Stock	03076C106	2,891,649	6,769	SH		SOLE		6,769	0	0
GARMIN LTD SHS	Stock	H2906T109	175,465	1,077	SH		OTR		0	1,077	0
GARMIN LTD SHS	Stock	H2906T109	3,851,755	23,642	SH		SOLE		23,642	0	0
ARES CAPITAL CORP COM	CEF	04010L103	1,990,678	95,522	SH		SOLE		95,522	0	0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF	ETF	46138J643	9,975	500	SH		OTR		0	500	0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF	ETF	46138J643	325,165	16,299	SH		SOLE		16,299	0	0
BOEING CO COM	Stock	097023105	31,124	171	SH		SOLE		171	0	0
BOEING CO COM	Stock	097023105	182,010	1,000	SH		OTR		0	1,000	0
VANGUARD MID-CAP ETF	ETF	922908629	44,546	184	SH		OTR		0	184	0
VANGUARD MID-CAP ETF	ETF	922908629	700,637	2,894	SH		SOLE		2,894	0	0
VANGUARD LARGE-CAP ETF	ETF	922908637	222,661	892	SH		OTR		0	892	0
NEXTERA ENERGY INC COM	Stock	65339F101	48,576	686	SH		OTR		0	686	0
NEXTERA ENERGY INC COM	Stock	65339F101	3,822,961	53,989	SH		SOLE		53,989	0	0
NIKE INC CL B	Stock	654106103	100,242	1,330	SH		OTR		0	1,330	0
NIKE INC CL B	Stock	654106103	2,412,368	32,007	SH		SOLE		32,007	0	0
TESLA INC COM	Stock	88160R101	2,700,864	13,649	SH		SOLE		13,649	0	0
MSCI INC COM	Stock	55354G100	4,818	10	SH		OTR		0	10	0
MSCI INC COM	Stock	55354G100	238,948	496	SH		SOLE		496	0	0
LINDE PLC SHS	Stock	G54950103	178,596	407	SH		OTR		0	407	0
LINDE PLC SHS	Stock	G54950103	1,344,514	3,064	SH		SOLE		3,064	0	0
ARCOSA INC COM	Stock	039653100	770,375	9,236	SH		SOLE		9,236	0	0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF	ETF	46641Q654	226,881	4,471	SH		SOLE		4,471	0	0
ATLANTIC UN BANKSHARES CORP COM	Stock	04911A107	10,354,944	315,219	SH		SOLE		40,999	0	274,220
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	312,148	7,593	SH		SOLE		7,593	0	0
NORFOLK SOUTHN CORP COM	Stock	655844108	75,142	350	SH		OTR		0	350	0
NORFOLK SOUTHN CORP COM	Stock	655844108	1,863,080	8,678	SH		SOLE		8,678	0	0
UDR INC COM	REIT	902653104	4,321	105	SH		OTR		0	105	0
UDR INC COM	REIT	902653104	1,141,624	27,743	SH		SOLE		27,743	0	0
BLACKROCK TAX MUNICPAL BD TR SHS	CEF	09248X100	366,632	22,424	SH		SOLE		22,424	0	0
BLACKROCK CORE BD TR SHS BEN INT	CEF	09249E101	247,676	23,256	SH		SOLE		23,256	0	0
WELLTOWER INC COM	REIT	95040Q104	834,000	8,000	SH		SOLE		8,000	0	0
DOW INC COM	Stock	260557103	168,328	3,173	SH		OTR		0	3,173	0
DOW INC COM	Stock	260557103	4,323,098	81,491	SH		SOLE		81,491	0	0
VANGUARD S&P 500 ETF	ETF	922908363	82,021	164	SH		OTR		0	164	0
VANGUARD S&P 500 ETF	ETF	922908363	1,254,826	2,509	SH		SOLE		2,509	0	0
AGREE RLTY CORP COM	REIT	008492100	381,550	6,160	SH		SOLE		6,160	0	0
CONSOLIDATED EDISON INC COM	Stock	209115104	46,946	525	SH		OTR		0	525	0
CONSOLIDATED EDISON INC COM	Stock	209115104	203,967	2,281	SH		SOLE		2,281	0	0
GENERAL MTRS CO COM	Stock	37045V100	13,380	288	SH		OTR		0	288	0
GENERAL MTRS CO COM	Stock	37045V100	864,714	18,612	SH		SOLE		18,612	0	0
ISHARES RUSSELL TOP 200 GROWTH ETF	ETF	464289438	3,173,609	14,794	SH		OTR		0	14,794	0
ISHARES RUSSELL TOP 200 GROWTH ETF	ETF	464289438	70,226,769	327,367	SH		SOLE		327,367	0	0
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	24,971	152	SH		OTR		0	152	0
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	435,178	2,649	SH		SOLE		2,649	0	0
VANECK GOLD MINERS ETF	ETF	92189F106	26,601	784	SH		OTR		0	784	0
VANECK GOLD MINERS ETF	ETF	92189F106	2,073,632	61,115	SH		SOLE		61,115	0	0
ABRDN LIFE SCIENCES INVESTORS SH BEN INT	CEF	87911K100	384,050	27,103	SH		SOLE		27,103	0	0
ELI LILLY & CO COM	Stock	532457108	261,655	289	SH		OTR		0	289	0
ELI LILLY & CO COM	Stock	532457108	8,758,646	9,674	SH		SOLE		9,674	0	0
AIR PRODS & CHEMS INC COM	Stock	009158106	149,411	579	SH		OTR		0	579	0
AIR PRODS & CHEMS INC COM	Stock	009158106	1,567,396	6,074	SH		SOLE		6,074	0	0
INVESCO BULLETSHARES 2029 CORPORATE BOND ETF	ETF	46138J577	246,595	13,579	SH		OTR		0	13,579	0
INVESCO BULLETSHARES 2029 CORPORATE BOND ETF	ETF	46138J577	11,456,563	630,868	SH		SOLE		630,868	0	0
INVESCO BULLETSHARES 2024 MUNICIPAL BOND ETF	ETF	46138J536	139,563	5,623	SH		OTR		0	5,623	0
INVESCO BULLETSHARES 2024 MUNICIPAL BOND ETF	ETF	46138J536	1,699,947	68,491	SH		SOLE		68,491	0	0
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	728,153	7,762	SH		SOLE		7,762	0	0
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	1,015,024	10,820	SH		OTR		0	10,820	0
INVESCO BULLETSHARES 2025 MUNICIPAL BOND ETF	ETF	46138J528	233,354	9,607	SH		OTR		0	9,607	0
INVESCO BULLETSHARES 2025 MUNICIPAL BOND ETF	ETF	46138J528	3,021,967	124,412	SH		SOLE		124,412	0	0
ABRDN HEALTHCARE INVESTORS SH BEN INT	CEF	87911J103	206,080	11,803	SH		SOLE		11,803	0	0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF	ETF	46138J510	139,328	5,930	SH		OTR		0	5,930	0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF	ETF	46138J510	1,652,572	70,336	SH		SOLE		70,336	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	402,737	1,985	SH		SOLE		1,985	0	0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF	ETF	46138J494	233,509	9,945	SH		OTR		0	9,945	0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF	ETF	46138J494	2,938,804	125,162	SH		SOLE		125,162	0	0
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	90,909	907	SH		OTR		0	907	0
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	2,197,142	21,921	SH		SOLE		21,921	0	0
DIGITAL RLTY TR INC COM	REIT	253868103	94,727	623	SH		OTR		0	623	0
DIGITAL RLTY TR INC COM	REIT	253868103	1,534,032	10,089	SH		SOLE		10,089	0	0
ISHARES IBONDS DEC 2024 TERM TREASURY ETF	ETF	46436E874	228,050	9,510	SH		OTR		0	9,510	0
ISHARES IBONDS DEC 2024 TERM TREASURY ETF	ETF	46436E874	8,406,812	350,576	SH		SOLE		350,576	0	0
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	25,232	400	SH		OTR		0	400	0
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	211,823	3,358	SH		SOLE		3,358	0	0
AFLAC INC COM	Stock	001055102	111,012	1,243	SH		OTR		0	1,243	0
AFLAC INC COM	Stock	001055102	2,581,238	28,902	SH		SOLE		28,902	0	0
JPMORGAN EQUITY PREMIUM INCOME ETF	ETF	46641Q332	1,854,513	32,719	SH		OTR		0	32,719	0
JPMORGAN EQUITY PREMIUM INCOME ETF	ETF	46641Q332	34,692,128	612,070	SH		SOLE		612,070	0	0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF	ETF	46138J478	139,369	6,082	SH		OTR		0	6,082	0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF	ETF	46138J478	1,620,434	70,715	SH		SOLE		70,715	0	0
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	103,619	939	SH		OTR		0	939	0
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	1,253,576	11,360	SH		SOLE		11,360	0	0
MARATHON PETE CORP COM	Stock	56585A102	118,834	685	SH		OTR		0	685	0
MARATHON PETE CORP COM	Stock	56585A102	3,250,148	18,735	SH		SOLE		18,735	0	0
INVESCO BULLETSHARES 2030 CORPORATE BOND ETF	ETF	46138J460	371,980	22,877	SH		OTR		0	22,877	0
INVESCO BULLETSHARES 2030 CORPORATE BOND ETF	ETF	46138J460	16,953,505	1,042,651	SH		SOLE		1,042,651	0	0
F N B CORP COM	Stock	302520101	407,664	29,800	SH		SOLE		29,800	0	0
REGENERON PHARMACEUTICALS COM	Stock	75886F107	37,837	36	SH		OTR		0	36	0
REGENERON PHARMACEUTICALS COM	Stock	75886F107	1,675,342	1,594	SH		SOLE		1,594	0	0
AIRBNB INC COM CL A	Stock	009066101	12,889	85	SH		OTR		0	85	0
AIRBNB INC COM CL A	Stock	009066101	1,110,690	7,325	SH		SOLE		7,325	0	0
ERIE INDTY CO CL A	Stock	29530P102	53,110,445	146,552	SH		SOLE		146,552	0	0
VANGUARD MID-CAP GROWTH ETF	ETF	922908538	586,985	2,557	SH		SOLE		2,557	0	0
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	956,215	12,297	SH		OTR		0	12,297	0
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	4,039,710	51,951	SH		SOLE		51,951	0	0
INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF	ETF	46138J445	139,361	6,401	SH		OTR		0	6,401	0
INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF	ETF	46138J445	1,647,835	75,687	SH		SOLE		75,687	0	0
PRIMIS FINANCIAL CORP COM	Stock	74167B109	581,357	55,473	SH		SOLE		55,473	0	0
VISA INC COM CL A	Stock	92826C839	137,009	522	SH		OTR		0	522	0
VISA INC COM CL A	Stock	92826C839	5,555,440	21,166	SH		SOLE		21,166	0	0
DIMENSIONAL U.S. EQUITY ETF	ETF	25434V401	1,139,101	19,356	SH		SOLE		19,356	0	0
HERSHEY CO COM	Stock	427866108	18,015	98	SH		OTR		0	98	0
HERSHEY CO COM	Stock	427866108	1,069,891	5,820	SH		SOLE		5,820	0	0
KELLANOVA COM	Stock	487836108	255,234	4,425	SH		SOLE		4,425	0	0
PROSHARES BITCOIN STRATEGY ETF	ETF	74347G440	1,026,141	45,586	SH		SOLE		45,586	0	0
VIRGINIA NATL BANKSHARES CORP COM	Stock	928031103	67,010	2,043	SH		OTR		0	2,043	0
VIRGINIA NATL BANKSHARES CORP COM	Stock	928031103	421,775	12,859	SH		SOLE		12,859	0	0
INVESCO BULLETSHARES 2031 CORPORATE BOND ETF	ETF	46138J429	258,789	16,225	SH		OTR		0	16,225	0
INVESCO BULLETSHARES 2031 CORPORATE BOND ETF	ETF	46138J429	11,594,023	726,898	SH		SOLE		726,898	0	0
VANGUARD VALUE ETF	ETF	922908744	642,763	4,007	SH		SOLE		4,007	0	0
VANGUARD GROWTH ETF	ETF	922908736	65,452	175	SH		OTR		0	175	0
VANGUARD GROWTH ETF	ETF	922908736	731,190	1,955	SH		SOLE		1,955	0	0
COSTAR GROUP INC COM	Stock	22160N109	70,730	954	SH		OTR		0	954	0
COSTAR GROUP INC COM	Stock	22160N109	1,498,444	20,211	SH		SOLE		20,211	0	0
L3HARRIS TECHNOLOGIES INC COM	Stock	502431109	1,999,436	8,903	SH		SOLE		8,903	0	0
PHILLIPS 66 COM	Stock	718546104	148,087	1,049	SH		OTR		0	1,049	0
PHILLIPS 66 COM	Stock	718546104	6,148,801	43,556	SH		SOLE		43,556	0	0
AMERICAN TOWER CORP NEW COM	REIT	03027X100	10,302	53	SH		OTR		0	53	0
AMERICAN TOWER CORP NEW COM	REIT	03027X100	261,635	1,346	SH		SOLE		1,346	0	0
IRON MTN INC DEL COM	REIT	46284V101	754,690	8,421	SH		SOLE		8,421	0	0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	213,804	1,800	SH		SOLE		1,800	0	0
ROYCE SMALL CAP TRUST INC COM	CEF	780910105	1,486,170	102,707	SH		SOLE		102,707	0	0
GLADSTONE INVT CORP COM	CEF	376546107	1,251,839	89,545	SH		SOLE		89,545	0	0
META PLATFORMS INC CL A	Stock	30303M102	371,106	736	SH		OTR		0	736	0
META PLATFORMS INC CL A	Stock	30303M102	10,224,069	20,277	SH		SOLE		20,277	0	0
DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF	ETF	25434V799	259,272	9,862	SH		SOLE		9,862	0	0
PALO ALTO NETWORKS INC COM	Stock	697435105	24,409	72	SH		OTR		0	72	0
PALO ALTO NETWORKS INC COM	Stock	697435105	5,479,419	16,163	SH		SOLE		16,163	0	0
MONDELEZ INTL INC CL A	Stock	609207105	185,195	2,830	SH		OTR		0	2,830	0
MONDELEZ INTL INC CL A	Stock	609207105	3,913,116	59,797	SH		SOLE		59,797	0	0
BROADCOM INC COM	Stock	11135F101	751,388	468	SH		OTR		0	468	0
BROADCOM INC COM	Stock	11135F101	18,890,666	11,766	SH		SOLE		11,766	0	0
INVESCO BULLETSHARES 2032 CORPORATE BOND ETF	ETF	46139W858	372,052	18,584	SH		OTR		0	18,584	0
INVESCO BULLETSHARES 2032 CORPORATE BOND ETF	ETF	46139W858	16,952,736	846,790	SH		SOLE		846,790	0	0
WORKDAY INC CL A	Stock	98138H101	59,691	267	SH		OTR		0	267	0
WORKDAY INC CL A	Stock	98138H101	1,939,830	8,677	SH		SOLE		8,677	0	0
D R HORTON INC COM	Stock	23331A109	255,506	1,813	SH		OTR		0	1,813	0
D R HORTON INC COM	Stock	23331A109	6,596,088	46,804	SH		SOLE		46,804	0	0
METLIFE INC COM	Stock	59156R108	679,720	9,684	SH		SOLE		9,684	0	0
CANADIAN PACIFIC KANSAS CITY COM	Stock	13646K108	57,158	726	SH		OTR		0	726	0
CANADIAN PACIFIC KANSAS CITY COM	Stock	13646K108	1,733,477	22,018	SH		SOLE		22,018	0	0
NOVARTIS AG SPONSORED ADR	ADR	66987V109	1,903,611	17,881	SH		SOLE		17,881	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	232,521	3,201	SH		SOLE		3,201	0	0
DIMENSIONAL US LARGE CAP VALUE ETF	ETF	25434V666	284,301	9,834	SH		SOLE		9,834	0	0
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	152,615	503	SH		OTR		0	503	0
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	4,848,188	15,979	SH		SOLE		15,979	0	0
NVIDIA CORPORATION COM	Stock	67066G104	1,175,112	9,512	SH		OTR		0	9,512	0
NVIDIA CORPORATION COM	Stock	67066G104	22,926,183	185,577	SH		SOLE		185,577	0	0
CUMMINS INC COM	Stock	231021106	606,200	2,189	SH		SOLE		2,189	0	0
SANDY SPRING BANCORP INC COM	Stock	800363103	231,591	9,507	SH		SOLE		9,507	0	0
EOG RES INC COM	Stock	26875P101	68,599	545	SH		OTR		0	545	0
EOG RES INC COM	Stock	26875P101	2,053,317	16,313	SH		SOLE		16,313	0	0
GENUINE PARTS CO COM	Stock	372460105	74,001	535	SH		OTR		0	535	0
GENUINE PARTS CO COM	Stock	372460105	2,037,315	14,729	SH		SOLE		14,729	0	0
ABBVIE INC COM	Stock	00287Y109	347,843	2,028	SH		OTR		0	2,028	0
ABBVIE INC COM	Stock	00287Y109	7,852,872	45,784	SH		SOLE		45,784	0	0
INVESCO BULLETSHARES 2032 MUNICIPAL BOND ETF	ETF	46139W833	190,008	7,537	SH		OTR		0	7,537	0
INVESCO BULLETSHARES 2032 MUNICIPAL BOND ETF	ETF	46139W833	2,630,058	104,326	SH		SOLE		104,326	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	203,521	3,802	SH		SOLE		3,802	0	0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	39,347	671	SH		OTR		0	671	0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	1,234,958	21,060	SH		SOLE		21,060	0	0
ZOETIS INC CL A	Stock	98978V103	11,962	69	SH		OTR		0	69	0
ZOETIS INC CL A	Stock	98978V103	1,334,352	7,697	SH		SOLE		7,697	0	0
MORGAN STANLEY EMERGING MKTS COM	CEF	617477104	48,792	10,700	SH		SOLE		10,700	0	0
BLACKSTONE INC COM	Stock	09260D107	86,660	700	SH		OTR		0	700	0
BLACKSTONE INC COM	Stock	09260D107	528,874	4,272	SH		SOLE		4,272	0	0
JACOBS SOLUTIONS INC COM	Stock	46982L108	6,566	47	SH		OTR		0	47	0
JACOBS SOLUTIONS INC COM	Stock	46982L108	339,216	2,428	SH		SOLE		2,428	0	0
VERISIGN INC COM	Stock	92343E102	38,760	218	SH		OTR		0	218	0
VERISIGN INC COM	Stock	92343E102	1,353,236	7,611	SH		SOLE		7,611	0	0
STRYKER CORPORATION COM	Stock	863667101	927,862	2,727	SH		SOLE		2,727	0	0
QUALCOMM INC COM	Stock	747525103	717,646	3,603	SH		OTR		0	3,603	0
QUALCOMM INC COM	Stock	747525103	14,744,100	74,024	SH		SOLE		74,024	0	0
ISHARES IBONDS DEC 2033 TERM TREASURY ETF	ETF	46436E148	477,346	19,890	SH		OTR		0	19,890	0
ISHARES IBONDS DEC 2033 TERM TREASURY ETF	ETF	46436E148	22,270,654	927,971	SH		SOLE		927,971	0	0
GENERAL DYNAMICS CORP COM	Stock	369550108	20,020	69	SH		OTR		0	69	0
GENERAL DYNAMICS CORP COM	Stock	369550108	297,394	1,025	SH		SOLE		1,025	0	0
DISCOVER FINL SVCS COM	Stock	254709108	94,576	723	SH		OTR		0	723	0
DISCOVER FINL SVCS COM	Stock	254709108	2,134,165	16,315	SH		SOLE		16,315	0	0
MCDONALDS CORP COM	Stock	580135101	185,524	728	SH		OTR		0	728	0
MCDONALDS CORP COM	Stock	580135101	6,701,273	26,296	SH		SOLE		26,296	0	0
INTERCONTINENTAL EXCHANGE INC COM	Stock	45866F104	541,674	3,957	SH		SOLE		3,957	0	0
CISCO SYS INC COM	Stock	17275R102	309,195	6,508	SH		OTR		0	6,508	0
CISCO SYS INC COM	Stock	17275R102	9,552,266	201,058	SH		SOLE		201,058	0	0
CAPITAL ONE FINL CORP COM	Stock	14040H105	437,779	3,162	SH		SOLE		3,162	0	0
ISHARES RUSSELL MIDCAP ETF	ETF	464287499	3,902,461	48,131	SH		OTR		0	48,131	0
ISHARES RUSSELL MIDCAP ETF	ETF	464287499	70,337,062	867,502	SH		SOLE		867,502	0	0
AUTODESK INC COM	Stock	052769106	90,072	364	SH		OTR		0	364	0
AUTODESK INC COM	Stock	052769106	2,331,721	9,423	SH		SOLE		9,423	0	0
VANECK JUNIOR GOLD MINERS ETF	ETF	92189F791	15,374	365	SH		OTR		0	365	0
VANECK JUNIOR GOLD MINERS ETF	ETF	92189F791	2,224,441	52,812	SH		SOLE		52,812	0	0
AT&T INC COM	Stock	00206R102	155,231	8,123	SH		OTR		0	8,123	0
AT&T INC COM	Stock	00206R102	431,294	22,569	SH		SOLE		22,569	0	0
INDEPENDENCE RLTY TR INC COM	REIT	45378A106	1,126,743	60,125	SH		SOLE		60,125	0	0
GE AEROSPACE COM NEW	Stock	369604301	250,696	1,577	SH		SOLE		1,577	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	300,863	1,653	SH		SOLE		1,653	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	548,762	5,930	SH		SOLE		5,930	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	94,671	173	SH		OTR		0	173	0
ISHARES CORE S&P 500 ETF	ETF	464287200	4,080,694	7,457	SH		SOLE		7,457	0	0
METTLER TOLEDO INTERNATIONAL COM	Stock	592688105	33,542	24	SH		OTR		0	24	0
METTLER TOLEDO INTERNATIONAL COM	Stock	592688105	1,971,999	1,411	SH		SOLE		1,411	0	0
WELLS FARGO CO NEW COM	Stock	949746101	235,778	3,970	SH		OTR		0	3,970	0
WELLS FARGO CO NEW COM	Stock	949746101	6,086,347	102,481	SH		SOLE		102,481	0	0
UNION PAC CORP COM	Stock	907818108	299,568	1,324	SH		OTR		0	1,324	0
UNION PAC CORP COM	Stock	907818108	890,786	3,937	SH		SOLE		3,937	0	0
CARMAX INC COM	Stock	143130102	227,061	3,096	SH		SOLE		3,096	0	0
ISHARES PREFERRED & INCOME SECURITIES ETF	ETF	464288687	541,146	17,152	SH		SOLE		17,152	0	0
SALESFORCE INC COM	Stock	79466L302	166,601	648	SH		OTR		0	648	0
SALESFORCE INC COM	Stock	79466L302	4,700,302	18,282	SH		SOLE		18,282	0	0
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	1,932,206	21,117	SH		SOLE		21,117	0	0
NORTHROP GRUMMAN CORP COM	Stock	666807102	57,545	132	SH		OTR		0	132	0
NORTHROP GRUMMAN CORP COM	Stock	666807102	691,417	1,586	SH		SOLE		1,586	0	0
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	25,991	47	SH		OTR		0	47	0
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	2,409,974	4,358	SH		SOLE		4,358	0	0
VANGUARD MID-CAP VALUE ETF	ETF	922908512	1,454,508	9,669	SH		SOLE		9,669	0	0
LOCKHEED MARTIN CORP COM	Stock	539830109	68,664	147	SH		OTR		0	147	0
LOCKHEED MARTIN CORP COM	Stock	539830109	256,438	549	SH		SOLE		549	0	0
JPMORGAN CHASE & CO. COM	Stock	46625H100	774,656	3,830	SH		OTR		0	3,830	0
JPMORGAN CHASE & CO. COM	Stock	46625H100	22,072,432	109,129	SH		SOLE		109,129	0	0
HARTFORD FINL SVCS GROUP INC COM	Stock	416515104	1,910,260	19,000	SH		SOLE		19,000	0	0
CHEVRON CORP NEW COM	Stock	166764100	558,576	3,571	SH		OTR		0	3,571	0
CHEVRON CORP NEW COM	Stock	166764100	8,363,621	53,469	SH		SOLE		53,469	0	0
CONOCOPHILLIPS COM	Stock	20825C104	163,563	1,430	SH		OTR		0	1,430	0
CONOCOPHILLIPS COM	Stock	20825C104	3,805,880	33,274	SH		SOLE		33,274	0	0
DANAHER CORPORATION COM	Stock	235851102	99,940	400	SH		OTR		0	400	0
DANAHER CORPORATION COM	Stock	235851102	2,112,232	8,454	SH		SOLE		8,454	0	0
TJX COS INC NEW COM	Stock	872540109	136,854	1,243	SH		OTR		0	1,243	0
TJX COS INC NEW COM	Stock	872540109	3,605,665	32,749	SH		SOLE		32,749	0	0
BANK AMERICA CORP COM	Stock	060505104	392,729	9,875	SH		OTR		0	9,875	0
BANK AMERICA CORP COM	Stock	060505104	8,120,915	204,197	SH		SOLE		204,197	0	0
WALMART INC COM	Stock	931142103	145,103	2,143	SH		OTR		0	2,143	0
WALMART INC COM	Stock	931142103	2,344,526	34,626	SH		SOLE		34,626	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	480,801	2,780	SH		OTR		0	2,780	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	947,420	5,478	SH		SOLE		5,478	0	0
ORACLE CORP COM	Stock	68389X105	184,407	1,306	SH		OTR		0	1,306	0
ORACLE CORP COM	Stock	68389X105	7,295,804	51,670	SH		SOLE		51,670	0	0
RTX CORPORATION COM	Stock	75513E101	170,362	1,697	SH		OTR		0	1,697	0
RTX CORPORATION COM	Stock	75513E101	3,519,473	35,058	SH		SOLE		35,058	0	0
TEXAS INSTRS INC COM	Stock	882508104	206,591	1,062	SH		OTR		0	1,062	0
TEXAS INSTRS INC COM	Stock	882508104	2,402,640	12,351	SH		SOLE		12,351	0	0
TARGET CORP COM	Stock	87612E106	29,460	199	SH		OTR		0	199	0
TARGET CORP COM	Stock	87612E106	459,812	3,106	SH		SOLE		3,106	0	0
PFIZER INC COM	Stock	717081103	223,700	7,995	SH		OTR		0	7,995	0
PFIZER INC COM	Stock	717081103	1,899,254	67,879	SH		SOLE		67,879	0	0
3M CO COM	Stock	88579Y101	13,285	130	SH		OTR		0	130	0
3M CO COM	Stock	88579Y101	455,461	4,457	SH		SOLE		4,457	0	0
KLA CORP COM NEW	Stock	482480100	519,441	630	SH		OTR		0	630	0
KLA CORP COM NEW	Stock	482480100	17,954,530	21,776	SH		SOLE		21,776	0	0
HP INC COM	Stock	40434L105	21,012	600	SH		OTR		0	600	0
HP INC COM	Stock	40434L105	1,557,444	44,473	SH		SOLE		44,473	0	0
GILEAD SCIENCES INC COM	Stock	375558103	189,295	2,759	SH		OTR		0	2,759	0
GILEAD SCIENCES INC COM	Stock	375558103	6,165,363	89,861	SH		SOLE		89,861	0	0
CATERPILLAR INC COM	Stock	149123101	15,989	48	SH		OTR		0	48	0
CATERPILLAR INC COM	Stock	149123101	2,826,354	8,485	SH		SOLE		8,485	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	130,595	712	SH		OTR		0	712	0
ALPHABET INC CAP STK CL C	Stock	02079K107	2,794,954	15,238	SH		SOLE		15,238	0	0
AMERICAN EXPRESS CO COM	Stock	025816109	165,558	715	SH		OTR		0	715	0
AMERICAN EXPRESS CO COM	Stock	025816109	6,860,132	29,627	SH		SOLE		29,627	0	0
AMGEN INC COM	Stock	031162100	599,592	1,919	SH		SOLE		1,919	0	0
APPLIED MATLS INC COM	Stock	038222105	61,829	262	SH		OTR		0	262	0
APPLIED MATLS INC COM	Stock	038222105	1,612,756	6,834	SH		SOLE		6,834	0	0
OTIS WORLDWIDE CORP COM	Stock	68902V107	125,523	1,304	SH		OTR		0	1,304	0
OTIS WORLDWIDE CORP COM	Stock	68902V107	2,663,129	27,666	SH		SOLE		27,666	0	0
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	488,248	3,830	SH		SOLE		3,830	0	0
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	438,470	7,611	SH		SOLE		7,611	0	0
SPDR PORTFOLIO S&P 500 ETF	ETF	78464A854	643,968	10,062	SH		SOLE		10,062	0	0
EATON CORP PLC SHS	Stock	G29183103	200,045	638	SH		OTR		0	638	0
EATON CORP PLC SHS	Stock	G29183103	7,808,022	24,902	SH		SOLE		24,902	0	0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	ETF	46138J841	385,967	18,327	SH		SOLE		18,327	0	0
PHILIP MORRIS INTL INC COM	Stock	718172109	290,310	2,865	SH		OTR		0	2,865	0
PHILIP MORRIS INTL INC COM	Stock	718172109	7,061,282	69,686	SH		SOLE		69,686	0	0
NUCOR CORP COM	Stock	670346105	95,006	601	SH		OTR		0	601	0
NUCOR CORP COM	Stock	670346105	3,870,431	24,484	SH		SOLE		24,484	0	0
PARKER-HANNIFIN CORP COM	Stock	701094104	332,823	658	SH		OTR		0	658	0
PARKER-HANNIFIN CORP COM	Stock	701094104	6,539,617	12,929	SH		SOLE		12,929	0	0
TRINITY INDS INC COM	Stock	896522109	536,346	17,926	SH		SOLE		17,926	0	0
PNC FINL SVCS GROUP INC COM	Stock	693475105	248,923	1,601	SH		OTR		0	1,601	0
PNC FINL SVCS GROUP INC COM	Stock	693475105	921,996	5,930	SH		SOLE		5,930	0	0
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	71,058	1,711	SH		OTR		0	1,711	0
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	1,269,946	30,579	SH		SOLE		30,579	0	0
ALTRIA GROUP INC COM	Stock	02209S103	123,714	2,716	SH		OTR		0	2,716	0
ALTRIA GROUP INC COM	Stock	02209S103	2,821,731	61,948	SH		SOLE		61,948	0	0
DOMINION ENERGY INC COM	Stock	25746U109	227,850	4,650	SH		OTR		0	4,650	0
DOMINION ENERGY INC COM	Stock	25746U109	691,439	14,111	SH		SOLE		14,111	0	0
CITIGROUP INC COM NEW	Stock	172967424	46,135	727	SH		OTR		0	727	0
CITIGROUP INC COM NEW	Stock	172967424	1,448,475	22,825	SH		SOLE		22,825	0	0
CADENCE DESIGN SYSTEM INC COM	Stock	127387108	112,637	366	SH		OTR		0	366	0
CADENCE DESIGN SYSTEM INC COM	Stock	127387108	2,929,165	9,518	SH		SOLE		9,518	0	0
EXXON MOBIL CORP COM	Stock	30231G102	1,072,803	9,319	SH		OTR		0	9,319	0
EXXON MOBIL CORP COM	Stock	30231G102	11,043,116	95,927	SH		SOLE		95,927	0	0
UNITEDHEALTH GROUP INC COM	Stock	91324P102	289,769	569	SH		OTR		0	569	0
UNITEDHEALTH GROUP INC COM	Stock	91324P102	8,821,402	17,322	SH		SOLE		17,322	0	0
TRAVELERS COMPANIES INC COM	Stock	89417E109	112,650	554	SH		OTR		0	554	0
TRAVELERS COMPANIES INC COM	Stock	89417E109	1,280,229	6,296	SH		SOLE		6,296	0	0
LOWES COS INC COM	Stock	548661107	706,354	3,204	SH		OTR		0	3,204	0
LOWES COS INC COM	Stock	548661107	11,001,395	49,902	SH		SOLE		49,902	0	0
DEERE & CO COM	Stock	244199105	95,276	255	SH		OTR		0	255	0
DEERE & CO COM	Stock	244199105	3,583,859	9,592	SH		SOLE		9,592	0	0
COLGATE PALMOLIVE CO COM	Stock	194162103	544,006	5,606	SH		SOLE		5,606	0	0
UTILITIES SELECT SECTOR SPDR FUND	ETF	81369Y886	7,495	110	SH		OTR		0	110	0
UTILITIES SELECT SECTOR SPDR FUND	ETF	81369Y886	214,164	3,143	SH		SOLE		3,143	0	0
CROWN CASTLE INC COM	REIT	22822V101	74,447	762	SH		OTR		0	762	0
CROWN CASTLE INC COM	REIT	22822V101	654,199	6,696	SH		SOLE		6,696	0	0
AUTOZONE INC COM	Stock	053332102	103,744	35	SH		OTR		0	35	0
AUTOZONE INC COM	Stock	053332102	2,380,172	803	SH		SOLE		803	0	0
BLACKROCK INC COM	Stock	09247X101	1,575	2	SH		OTR		0	2	0
BLACKROCK INC COM	Stock	09247X101	1,265,223	1,607	SH		SOLE		1,607	0	0
CBRE GROUP INC CL A	Stock	12504L109	20,139	226	SH		OTR		0	226	0
CBRE GROUP INC CL A	Stock	12504L109	625,998	7,025	SH		SOLE		7,025	0	0
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	277,710	5,542	SH		SOLE		5,542	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	7,833	100	SH		OTR		0	100	0
ISHARES MSCI EAFE ETF	ETF	464287465	462,225	5,901	SH		SOLE		5,901	0	0
APPLE INC COM	Stock	037833100	2,109,359	10,015	SH		OTR		0	10,015	0
APPLE INC COM	Stock	037833100	47,844,860	227,162	SH		SOLE		227,162	0	0
ABBOTT LABS COM	Stock	002824100	397,664	3,827	SH		OTR		0	3,827	0
ABBOTT LABS COM	Stock	002824100	6,390,465	61,500	SH		SOLE		61,500	0	0
DISNEY WALT CO COM	Stock	254687106	99,786	1,005	SH		OTR		0	1,005	0
DISNEY WALT CO COM	Stock	254687106	1,885,120	18,986	SH		SOLE		18,986	0	0
BOOKING HOLDINGS INC COM	Stock	09857L108	312,959	79	SH		OTR		0	79	0
BOOKING HOLDINGS INC COM	Stock	09857L108	7,851,693	1,982	SH		SOLE		1,982	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	223,155	750	SH		SOLE		750	0	0
MARSH & MCLENNAN COS INC COM	Stock	571748102	848,780	4,028	SH		SOLE		4,028	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	856,473	4,909	SH		SOLE		4,909	0	0
ACCENTURE PLC	FOREIGN EQUITIES	G1151C101	3,212,923	10,590	SH		SOLE		10,590	0	0
ACCENTURE PLC	FOREIGN EQUITIES	G1151C101	28,215	93	SH		DFND		93	0	0
EATON CORP PLC	FOREIGN EQUITIES	G29183103	1,328,125	4,236	SH		SOLE		4,236	0	0
LINDE PLC NVP	FOREIGN EQUITIES	G54950103	4,149,650	9,457	SH		SOLE		9,457	0	0
LINDE PLC NVP	FOREIGN EQUITIES	G54950103	37,736	86	SH		DFND		86	0	0
MEDTRONIC PLC	FOREIGN EQUITIES	G5960L103	1,898,404	24,120	SH		SOLE		24,120	0	0
CHUBB LTD SWITZERLAND	FOREIGN EQUITIES	H1467J104	542,021	2,125	SH		SOLE		2,125	0	0
GARMIN LTD	COMMON STOCK	H2906T109	1,434,322	8,804	SH		SOLE		8,804	0	0
TE CONNECTIVITY LTD	FOREIGN EQUITIES	H84989104	1,422,695	9,458	SH		SOLE		9,458	0	0
TE CONNECTIVITY LTD	FOREIGN EQUITIES	H84989104	15,342	102	SH		DFND		102	0	0
ASML HOLDING NV	FOREIGN EQUITIES	N07059210	4,538,731	4,438	SH		SOLE		4,438	0	0
ASML HOLDING NV	FOREIGN EQUITIES	N07059210	20,454	20	SH		DFND		20	0	0
NXP SEMICONDUCTORS	FOREIGN EQUITIES	N6596X109	5,908,890	21,960	SH		SOLE		21,960	0	0
NXP SEMICONDUCTORS	FOREIGN EQUITIES	N6596X109	58,389	217	SH		DFND		217	0	0
AFLAC INC	COMMON STOCK	001055102	436,176	4,884	SH		SOLE		4,884	0	0
AT&T INC	COMMON STOCK	00206R102	507,957	26,582	SH		SOLE		26,582	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	3,579,913	34,453	SH		SOLE		34,453	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	34,186	329	SH		DFND		329	0	0
ABBVIE INC	COMMON STOCK	00287Y109	8,092,017	47,179	SH		SOLE		47,179	0	0
ABBVIE INC	COMMON STOCK	00287Y109	52,656	307	SH		DFND		307	0	0
ADOBE SYSTEM INC	COMMON STOCK	00724F101	1,751,011	3,152	SH		SOLE		3,152	0	0
AIR PRODUCTS AND CHEMICALS INC.	COMMON STOCK	009158106	319,180	1,237	SH		SOLE		1,237	0	0
AIR PRODUCTS AND CHEMICALS INC.	COMMON STOCK	009158106	3,096	12	SH		DFND		12	0	0
ALPHABET INC. CLASS C	COMMON STOCK	02079K107	12,321,874	67,179	SH		SOLE		67,179	0	0
ALPHABET INC. CLASS C	COMMON STOCK	02079K107	93,175	508	SH		DFND		508	0	0
ALPHABET INC. CLASS A	COMMON STOCK	02079K305	1,401,445	7,694	SH		SOLE		7,694	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	855,771	18,792	SH		SOLE		18,792	0	0
AMAZON.COM INC	COMMON STOCK	023135106	10,211,853	52,843	SH		SOLE		52,843	0	0
AMAZON.COM INC	COMMON STOCK	023135106	81,165	420	SH		DFND		420	0	0
AVANTIS US SMALL CAP EQUITY ETF	ETF - EQUITY	025072323	552,437	11,071	SH		SOLE		11,063	0	8
AMERICAN ELECTRIC POWER CO	COMMON STOCK	025537101	507,463	5,784	SH		SOLE		5,784	0	0
AMERIPRISE FINANCIAL	COMMON STOCK	03076C106	874,014	2,046	SH		SOLE		2,046	0	0
AMETEK INC NEW COM	COMMON STOCK	031100100	4,970,184	29,814	SH		SOLE		29,814	0	0
AMETEK INC NEW COM	COMMON STOCK	031100100	58,179	349	SH		DFND		349	0	0
AMGEN INC	COMMON STOCK	031162100	623,918	1,997	SH		SOLE		1,997	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	5,318,582	23,301	SH		SOLE		23,301	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	34,238	150	SH		DFND		150	0	0
ELEVANCE HEALTH INC (FORMERLY ANTHEM)	COMMON STOCK	036752103	3,606,457	6,656	SH		SOLE		6,656	0	0
ELEVANCE HEALTH INC (FORMERLY ANTHEM)	COMMON STOCK	036752103	14,629	27	SH		DFND		27	0	0
APPLE INC	COMMON STOCK	037833100	23,676,732	112,415	SH		SOLE		112,415	0	0
APPLE INC	COMMON STOCK	037833100	157,752	749	SH		DFND		749	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	437,978	1,856	SH		SOLE		1,856	0	0
ARISTA NETWORKS INC	COMMON STOCK	040413106	772,781	2,205	SH		SOLE		2,205	0	0
ASTRAZENECA PLC NPV ADR	FOREIGN EQUITIES	046353108	359,970	4,616	SH		SOLE		4,616	0	0
ATLANTIC UNION BANKSHARES CORP	COMMON STOCK	04911A107	4,711,545	143,470	SH		SOLE		143,470	0	0
AUTODESK INC	COMMON STOCK	052769106	1,144,917	4,627	SH		SOLE		4,627	0	0
AUTOZONE INC	COMMON STOCK	053332102	975,179	329	SH		SOLE		329	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	2,371,964	59,643	SH		SOLE		59,643	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	COMMON STOCK	084670702	10,102,122	24,834	SH		SOLE		24,834	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	COMMON STOCK	084670702	119,188	293	SH		DFND		293	0	0
BLACKROCK INC.	COMMON STOCK	09247X101	865,238	1,099	SH		SOLE		1,099	0	0
BOOKING HOLDINGS INC	COMMON STOCK	09857L108	2,277,853	575	SH		SOLE		575	0	0
BROADCOM INC	COMMON STOCK	11135F101	6,194,087	3,858	SH		SOLE		3,858	0	0
BROADCOM INC	COMMON STOCK	11135F101	48,165	30	SH		DFND		30	0	0
BROOKFIELD CORP NVP	FOREIGN EQUITIES	11271J107	3,704,539	89,182	SH		SOLE		89,182	0	0
BROOKFIELD CORP NVP	FOREIGN EQUITIES	11271J107	39,793	958	SH		DFND		958	0	0
BROOKFIELD RENEWABLE CORP	FOREIGN EQUITIES	11284V105	262,776	9,260	SH		SOLE		9,260	0	0
BROOKFIELD ASSET MGMT LTD CLASS A VOTING SHA	FOREIGN EQUITIES	RE1130041	804,972	21,163	SH		SOLE		21,163	0	0
BROOKFIELD ASSET MGMT LTD CLASS A VOTING SHA	FOREIGN EQUITIES	RE1130041	8,482	223	SH		DFND		223	0	0
CME GROUP INC	COMMON STOCK	12572Q105	326,136	1,659	SH		SOLE		1,659	0	0
CSX CORP COM	COMMON STOCK	126408103	844,397	25,244	SH		SOLE		25,244	0	0
CVS HEALTH CORPORATION	COMMON STOCK	126650100	573,516	9,711	SH		SOLE		9,711	0	0
CADENCE DESIGN SYSTEMS INC	COMMON STOCK	127387108	1,298,377	4,219	SH		SOLE		4,219	0	0
CHEMED CORPORATON	COMMON STOCK	16359R103	1,745,406	3,217	SH		SOLE		3,217	0	0
CHEMED CORPORATON	COMMON STOCK	16359R103	9,223	17	SH		DFND		17	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	5,020,333	32,096	SH		SOLE		32,096	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	25,495	163	SH		DFND		163	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	2,107,269	44,364	SH		SOLE		44,364	0	0
CITIGROUP INC NEW	COMMON STOCK	172967424	407,081	6,416	SH		SOLE		6,416	0	0
COCA COLA CO COM	COMMON STOCK	191216100	1,517,134	23,836	SH		SOLE		23,836	0	0
COLGATE PALMOLIVE COMPANY	COMMON STOCK	194162103	760,984	7,842	SH		SOLE		7,842	0	0
COLGATE PALMOLIVE COMPANY	COMMON STOCK	194162103	11,547	119	SH		DFND		119	0	0
COMCAST CORP CLASS A	COMMON STOCK	20030N101	251,628	6,428	SH		SOLE		6,428	0	0
COMCAST CORP CLASS A	COMMON STOCK	20030N101	6,498	166	SH		DFND		166	0	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	1,545,468	13,512	SH		SOLE		13,512	0	0
CONSTELLATION BRANDS CLASS A	COMMON STOCK	21036P108	3,183,639	12,375	SH		SOLE		12,375	0	0
CONSTELLATION BRANDS CLASS A	COMMON STOCK	21036P108	23,925	93	SH		DFND		93	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	2,792,177	3,285	SH		SOLE		3,285	0	0
COSTAR GROUP, INC.	COMMON STOCK	22160N109	513,921	6,933	SH		SOLE		6,933	0	0
D R HORTON INC	COMMON STOCK	23331A109	1,606,154	11,397	SH		SOLE		11,397	0	0
DEERE & CO.	COMMON STOCK	244199105	425,553	1,139	SH		SOLE		1,139	0	0
DIAGEO PLC SPON ADR NEW	FOREIGN EQUITIES	25243Q205	1,441,415	11,433	SH		SOLE		11,433	0	0
DIAGEO PLC SPON ADR NEW	FOREIGN EQUITIES	25243Q205	10,464	83	SH		DFND		83	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	877,850	6,711	SH		SOLE		6,711	0	0
DOLLAR GEN CORP NEW COM	COMMON STOCK	256677105	1,958,254	14,810	SH		SOLE		14,810	0	0
DOLLAR GEN CORP NEW COM	COMMON STOCK	256677105	9,388	71	SH		DFND		71	0	0
DOMINION RES INC VA NEW	COMMON STOCK	25746U109	294,147	6,003	SH		SOLE		6,003	0	0
DOW HOLDINGS INC	COMMON STOCK	260557103	669,714	12,627	SH		SOLE		12,627	0	0
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	1,132,068	11,295	SH		SOLE		11,295	0	0
EOG RESOURCES INC	COMMON STOCK	26875P101	992,803	7,888	SH		SOLE		7,888	0	0
EBAY INC	COMMON STOCK	278642103	542,286	10,095	SH		SOLE		10,095	0	0
EMERSON ELECTRIC CO	COMMON STOCK	291011104	679,224	6,166	SH		SOLE		6,166	0	0
ENBRIDGE INC NPV	FOREIGN EQUITIES	29250N105	657,639	18,479	SH		SOLE		18,479	0	0
ENBRIDGE INC NPV	FOREIGN EQUITIES	29250N105	5,907	166	SH		DFND		166	0	0
EXXON MOBIL CORP COM	COMMON STOCK	30231G102	2,622,856	22,784	SH		SOLE		22,784	0	0
META PLATFORMS (FORMERLY FACEBOOK INC)	COMMON STOCK	30303M102	10,422,404	20,671	SH		SOLE		20,671	0	0
META PLATFORMS (FORMERLY FACEBOOK INC)	COMMON STOCK	30303M102	53,445	106	SH		DFND		106	0	0
FIDELITY MSCI INFO TECH	ETF - EQUITY	316092808	491,914	2,868	SH		SOLE		2,868	0	0
FORTINET INC	COMMON STOCK	34959E109	493,947	8,196	SH		SOLE		8,196	0	0
GARTNER INC.	COMMON STOCK	366651107	213,744	476	SH		SOLE		476	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	658,511	10,410	SH		SOLE		10,410	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	1,081,001	15,756	SH		SOLE		15,756	0	0
HOME DEPOT INC	COMMON STOCK	437076102	1,200,984	3,489	SH		SOLE		3,489	0	0
HOME DEPOT INC	COMMON STOCK	437076102	27,882	81	SH		DFND		81	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	3,533,541	16,548	SH		SOLE		16,548	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	30,535	143	SH		DFND		143	0	0
HOOKER FURNITURE CORP	COMMON STOCK	439038100	197,507	13,640	SH		SOLE		13,640	0	0
HUNTINGTON BANKSHARES INC	COMMON STOCK	446150104	411,178	31,199	SH		SOLE		31,199	0	0
ILLINOIS TOOL WORKS INC	COMMON STOCK	452308109	659,210	2,782	SH		SOLE		2,782	0	0
INTEL CORPORATION	COMMON STOCK	458140100	1,722,918	55,652	SH		SOLE		55,652	0	0
INTEL CORPORATION	COMMON STOCK	458140100	16,841	544	SH		DFND		544	0	0
INTUITIVE SURGICAL INC.	COMMON STOCK	46120E602	999,553	2,247	SH		SOLE		2,247	0	0
INVESCO BULLETSHS 2031	ETF - FIXED	46138J429	1,636,339	102,595	SH		SOLE		102,595	0	0
INVESCO BULLETSHS 2030	ETF - FIXED	46138J460	2,190,373	134,795	SH		SOLE		134,795	0	0
INVESCO BULLETSHS 2029	ETF - FIXED	46138J577	1,143,929	63,029	SH		SOLE		63,029	0	0
INVESCO BULLETSHS 2027	ETF - FIXED	46138J783	857,574	44,645	SH		SOLE		44,645	0	0
INVESCO BULLETSHS 2026	ETF - FIXED	46138J791	710,383	37,059	SH		SOLE		37,059	0	0
INVESCO BULLETSHS 2025	ETF - FIXED	46138J825	855,046	41,814	SH		SOLE		41,814	0	0
INVESCO BULLETSHS 2032	ETF - FIXED	46139W858	2,421,684	120,965	SH		SOLE		120,965	0	0
I SHARES TR S & P 500 INDEX FUND	ETF - EQUITY	464287200	636,961	1,164	SH		SOLE		1,164	0	0
I SHARES TR S & P 500 INDEX FUND	ETF - EQUITY	464287200	1,074,739	1,964	SH		DFND		1,964	0	0
ISHARES 7-10 YEAR TRES ETF	ETF - FIXED	464287440	328,420	3,507	SH		SOLE		3,507	0	0
ISHARES 7-10 YEAR TRES ETF	ETF - FIXED	464287440	23,412	250	SH		DFND		250	0	0
ISHARES 1-3 YR TREASURY BOND	ETF - FIXED	464287457	384,154	4,705	SH		SOLE		4,705	0	0
ISHARES MSCI EAFE ETF	FOREIGN EQUITIES	464287465	5,476,908	69,921	SH		SOLE		69,921	0	0
I SHARES TR RUSSEL MIDCAP INDEX FD	ETF - EQUITY	464287499	1,490,324	18,381	SH		SOLE		18,367	0	14
ISHARES CORE S&P SMALLCAP	ETF - EQUITY	464287804	454,476	4,261	SH		SOLE		4,261	0	0
ISHARES NATIONAL MUNI BD	ETF - FIXED	464288414	600,834	5,639	SH		SOLE		5,639	0	0
ISHARES INTERMED GOVT/CREDITBOND	ETF - FIXED	464288612	595,927	5,745	SH		SOLE		5,745	0	0
ISHARES 3-7 YEAR TREASURY BOND	ETF - FIXED	464288661	202,409	1,753	SH		SOLE		1,753	0	0
ISHARES 3-7 YEAR TREASURY BOND	ETF - FIXED	464288661	24,364	211	SH		DFND		211	0	0
ISHARES RUSSELL TOP 200 GROWTH ETF	ETF - EQUITY	464289438	518,485	2,417	SH		SOLE		2,413	0	4
ISHARES TR CORE MSCI EAFE	FOREIGN EQUITIES	46432F842	384,935	5,300	SH		SOLE		5,300	0	0
ETF ISHARES TTL CORE US BND	ETF - FIXED	46434V613	461,685	10,210	SH		SOLE		10,210	0	0
ISHARES IBONDS DEC 2033	ETF - FIXED	46436E148	3,953,420	164,797	SH		SOLE		164,797	0	0
ISHARES IBONDS DEC 2024	ETF - FIXED	46436E874	1,259,197	52,534	SH		SOLE		52,534	0	0
J P MORGAN CHASE & CO	COMMON STOCK	46625H100	9,272,880	45,847	SH		SOLE		45,847	0	0
J P MORGAN CHASE & CO	COMMON STOCK	46625H100	73,217	362	SH		DFND		362	0	0
JPMORGAN EQUITY PREMIUM INCOME ETF	ETF - EQUITY	46641Q332	359,458	6,342	SH		SOLE		6,335	0	7
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	1,745,409	11,942	SH		SOLE		11,942	0	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	32,447	222	SH		DFND		222	0	0
LABCORP HOLDINGS INC	COMMON STOCK	504922105	264,154	1,298	SH		SOLE		1,298	0	0
LENNAR CORP	COMMON STOCK	526057104	1,131,343	7,549	SH		SOLE		7,549	0	0
ELI LILLY & CO	COMMON STOCK	532457108	1,672,234	1,847	SH		SOLE		1,847	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	684,260	1,465	SH		SOLE		1,465	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	4,203	9	SH		DFND		9	0	0
LOWES COMPANY INC	COMMON STOCK	548661107	6,093,397	27,640	SH		SOLE		27,640	0	0
LOWES COMPANY INC	COMMON STOCK	548661107	59,082	268	SH		DFND		268	0	0
MARATHON PETE CORP	COMMON STOCK	56585A102	1,251,448	7,214	SH		SOLE		7,214	0	0
MARKEL GROUP INC FORMERLY MARKEL CO	COMMON STOCK	RP5705351	3,092,907	1,963	SH		SOLE		1,963	0	0
MARKEL GROUP INC FORMERLY MARKEL CO	COMMON STOCK	RP5705351	39,389	25	SH		DFND		25	0	0
MASTERCARD INC	COMMON STOCK	57636Q104	7,443,402	16,873	SH		SOLE		16,873	0	0
MASTERCARD INC	COMMON STOCK	57636Q104	55,583	126	SH		DFND		126	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	734,677	2,883	SH		SOLE		2,883	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	11,467	45	SH		DFND		45	0	0
MERCK & CO NEW	COMMON STOCK	58933Y105	6,770,509	54,690	SH		SOLE		54,690	0	0
MERCK & CO NEW	COMMON STOCK	58933Y105	87,774	709	SH		DFND		709	0	0
METTLER-TOLEDO INTL	COMMON STOCK	592688105	550,638	394	SH		SOLE		394	0	0
MICROSOFT CORPORATION	COMMON STOCK	594918104	24,980,363	55,891	SH		SOLE		55,891	0	0
MICROSOFT CORPORATION	COMMON STOCK	594918104	203,807	456	SH		DFND		456	0	0
MONDELEZ INTERNATIONAL INC.	COMMON STOCK	609207105	720,867	11,016	SH		SOLE		11,016	0	0
MORGAN STANLEY DEAN WITTER DISCOVER & CO	COMMON STOCK	617446448	289,990	2,984	SH		SOLE		2,984	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	3,580,263	50,563	SH		SOLE		50,563	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	16,498	233	SH		DFND		233	0	0
NORFOLK SOUTHERN CORP	COMMON STOCK	655844108	232,505	1,083	SH		SOLE		1,083	0	0
NORTHROP GRUMMAN CORP	COMMON STOCK	666807102	2,107,719	4,835	SH		SOLE		4,835	0	0
NORTHROP GRUMMAN CORP	COMMON STOCK	666807102	9,154	21	SH		DFND		21	0	0
NUCOR	COMMON STOCK	670346105	1,498,722	9,481	SH		SOLE		9,481	0	0
NUVEEN VIRGINIA PREMIUM INCOME MUN FUND	MUTUAL FUNDS-NON TAX	67064R102	529,023	46,002	SH		SOLE		46,002	0	0
NVIDIA CORPORATION	COMMON STOCK	67066G104	20,645,174	167,114	SH		SOLE		167,114	0	0
NVIDIA CORPORATION	COMMON STOCK	67066G104	58,063	470	SH		DFND		470	0	0
OLD DOMINION FREIGHT LINES	COMMON STOCK	679580100	631,158	3,574	SH		SOLE		3,574	0	0
OTIS WORLDWIDE CORP	COMMON STOCK	68902V107	712,502	7,402	SH		SOLE		7,402	0	0
PNC BANK CORP	COMMON STOCK	693475105	2,035,771	13,094	SH		SOLE		13,094	0	0
PNC BANK CORP	COMMON STOCK	693475105	18,345	118	SH		DFND		118	0	0
PAYCHEX INC COM	COMMON STOCK	704326107	569,656	4,805	SH		SOLE		4,805	0	0
PEPSICO INC COM	COMMON STOCK	713448108	3,950,944	23,956	SH		SOLE		23,956	0	0
PEPSICO INC COM	COMMON STOCK	713448108	9,236	56	SH		DFND		56	0	0
PFIZER INC COM	COMMON STOCK	717081103	287,360	10,274	SH		SOLE		10,274	0	0
PHILLIP MORRIS INTL INC	COMMON STOCK	718172109	702,912	6,937	SH		SOLE		6,937	0	0
PROCTER & GAMBLE CO COM	COMMON STOCK	742718109	5,915,722	35,871	SH		SOLE		35,871	0	0
PROCTER & GAMBLE CO COM	COMMON STOCK	742718109	16,986	103	SH		DFND		103	0	0
PROLOGIS INC	COMMON STOCKS REITS DTC	74340W103	229,986	2,048	SH		SOLE		2,048	0	0
QUALCOMM INC	COMMON STOCK	747525103	3,055,773	15,342	SH		SOLE		15,342	0	0
RTX CORPORATION (FORMERLY RAYTHEON TECH)	COMMON STOCK	75513E101	4,933,055	49,140	SH		SOLE		49,140	0	0
RTX CORPORATION (FORMERLY RAYTHEON TECH)	COMMON STOCK	75513E101	35,938	358	SH		DFND		358	0	0
REGENERON PHARMACEUTICALS	COMMON STOCK	75886F107	456,141	434	SH		SOLE		434	0	0
ROPER INDS INC NEW	COMMON STOCK	776696106	5,094,175	9,038	SH		SOLE		9,038	0	0
ROPER INDS INC NEW	COMMON STOCK	776696106	33,818	60	SH		DFND		60	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	3,930,152	8,812	SH		SOLE		8,812	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	46,384	104	SH		DFND		104	0	0
SPDR S&P 500 ETF TR TR UNIT	ETF - EQUITY	78462F103	13,572,593	24,940	SH		SOLE		24,940	0	0
SALESFORCE INC (FORMERLY SALESFORCE.COM INC	COMMON STOCK	79466L302	807,493	3,141	SH		SOLE		3,141	0	0
STARBUCKS CORPORATION	COMMON STOCK	855244109	545,232	7,004	SH		SOLE		7,004	0	0
SYSCO CORPORATION	COMMON STOCK	871829107	203,571	2,852	SH		SOLE		2,852	0	0
SYSCO CORPORATION	COMMON STOCK	871829107	8,922	125	SH		DFND		125	0	0
TJX COMPANIES INC	COMMON STOCK	872540109	7,954,619	72,250	SH		SOLE		72,250	0	0
TJX COMPANIES INC	COMMON STOCK	872540109	77,510	704	SH		DFND		704	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	1,168,323	6,006	SH		SOLE		6,006	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	6,419	33	SH		DFND		33	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	5,495,161	9,937	SH		SOLE		9,937	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	42,028	76	SH		DFND		76	0	0
TRACTOR SUPPLY CO	COMMON STOCK	892356106	639,360	2,368	SH		SOLE		2,368	0	0
TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	470,304	2,313	SH		SOLE		2,313	0	0
TRUIST FINANCIAL CORPORATION	COMMON STOCK	89832Q109	405,021	10,428	SH		SOLE		10,428	0	0
US BANCORP	COMMON STOCK	902973304	255,770	6,443	SH		SOLE		6,443	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	3,568,925	15,774	SH		SOLE		15,774	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	26,019	115	SH		DFND		115	0	0
UNITED PARCEL SERVICE CLASS B	COMMON STOCK	911312106	568,304	4,153	SH		SOLE		4,153	0	0
UNITED PARCEL SERVICE CLASS B	COMMON STOCK	911312106	3,968	29	SH		DFND		29	0	0
VALERO ENERGY	COMMON STOCK	91913Y100	1,022,364	6,522	SH		SOLE		6,522	0	0
VANGUARD MID CAP ETF	COMMON STOCK	922908629	429,241	1,773	SH		SOLE		1,773	0	0
VERISIGN INC	COMMON STOCK	92343E102	347,411	1,954	SH		SOLE		1,954	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	579,703	14,061	SH		SOLE		14,061	0	0
VERISK ANALYTICS INC	COMMON STOCK	92345Y106	445,537	1,653	SH		SOLE		1,653	0	0
VERTEX PHARMACEUTICAL INC	COMMON STOCK	92532F100	733,046	1,564	SH		SOLE		1,564	0	0
VISA INC COM CL A	COMMON STOCK	92826C839	7,508,332	28,608	SH		SOLE		28,608	0	0
VISA INC COM CL A	COMMON STOCK	92826C839	66,139	252	SH		DFND		252	0	0
WAL-MART STORES	COMMON STOCK	931142103	1,022,184	15,099	SH		SOLE		15,099	0	0
WELLS FARGO & CO NEW	COMMON STOCK	949746101	2,660,119	44,799	SH		SOLE		44,799	0	0
WORKDAY INC	COMMON STOCK	98138H101	462,073	2,067	SH		SOLE		2,067	0	0
XYLEM INC	COMMON STOCK	98419M100	2,767,576	20,406	SH		SOLE		20,406	0	0
XYLEM INC	COMMON STOCK	98419M100	33,770	249	SH		DFND		249	0	0